/Send money/To South Africa/From Congo [DRC]

How to send money to South Africa from DRC with the best CDF-ZAR rate

Find the best deals when you transfer from Congo [DRC] to South Africa. Get insights on the fastest, cheapest, and providers with the best CDF to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Congo [DRC].

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November 21st, 2025

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Congo [DRC]
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Best money transfer companies

Send money from Congo DRC to South Africa

Last updated: Today
Mid-market rate as of 11/21/2025: 1 CDF = 0.007746 ZAR
Results below are based on a 550000 CDF search
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0 of 2 providers
Send cash via a MoneyGram agent
1
MoneyGram Agent
Recipient gets (ZAR)
R 4,047.26
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
2
PayPal App
Recipient gets (ZAR)
R 4,004.65
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Congo DRC to South Africa

While you can’t send CDF to ZAR with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send money from DRC to South Africa is using PayPal P2P transfer service.

With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.

You will initiate the transfer in CDF and your recipient will receive the ZAR into their PayPal account.

The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.

Screenshot

Compare for the best deal on your Congo DRC to South Africa transfer

Summary of recent searches

Top rated for transfers from Congo DRC to South Africa
MoneyGram Agent
Total number of CD - ZA providers
2
Average cheapest fees & rate
MoneyGram Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
MoneyGram Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Transfer consider from Congo DRC to South Africa

1

Compare available providers

A comparison of providers offering services between Congo [DRC] and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Congolese Franc to South Africa we've compared 2 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from Congo [DRC].

Overall, we rated MoneyGram Agent as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Congo [DRC] to South Africa.

2

Getting the best Congolese Franc-Rand exchange rate

3

Choose the right payment method

4

Financial regulators

5

Consider transfer limits

6

Consider how the money will be received

7

Have your ID ready

8

Tax declarations in South Africa

The cheapest way to send money to South Africa from DRC is using Western Union cash transfer service.

While online transfers are usually cheaper, there are very few providers offering CDF to ZAR transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around CDF per 550,000 CDF) and the exchange rate markup applied by Western Union.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

Fastest way to send money to South Africa from DRC : MoneyGram cash pickup

When speed is your priority, the quickest way to transfer money from DRC to South Africa is through a MoneyGram cash transfer.

In most cases, funds are available for pickup within minutes, allowing your recipient to collect ZAR almost instantly. Sometimes it can take a day or two, depending on the deposit method, branch, and the amount.

Given the limited online options for CDF to ZAR transfers, using MoneyGram’s cash pickup service remains the fastest and most dependable choice.

Need to make a large transfer?

For big transfers between Congo [DRC] and South Africa, competitive pricing & strong customer service are key.

MoneyGram Agent is the best option for large transfers of the
2 providers compared.

While MoneyGram Agent may not always be the cheapest or fastest way to send CDF from Congo [DRC] to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of money transfers to South Africa from Congo DRC

The total cost of sending money to South Africa from Congo [DRC] is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for CDF-ZAR is 0.0078 ZAR per Congolese Franc.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Rand for your Congolese Francs.

The CDF-ZAR mid-market rate over the last 7 days has seen the Congolese Franc worth an average 0.0078 ZAR. Within this there has been a high of 0.0079, and a low of 0.0077.

From 2 companies compared, MoneyGram Agent offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting CDF to ZAR.

Fees: When sending money there may be additional fees. MoneyGram Agent offers the lowest fee of the 2 providers tested, costing 3 CDF per transfer (based on FC550,000 transferred).

Amount Received: When comparing providers, the best measure is the amount of Rand eventually received in South Africa.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in South Africa, means a better overall cost of sending money from Congo [DRC].

Getting best exchange rate for transfers between Congolese Franc and Rand

Timing is essential for transferring money between CDF and ZAR. The exchange rate you secure impacts how much ZAR you get for your CDF.

Mid-market Rate
1 
CDF
=
0.007843 
ZAR

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from CDF to ZAR has moved slightly. On average, it was 0.0078.

  • During this same period,there was a high of 0.0079, and a low of 0.0077.

  • MoneyGram Agent, which is our recommended service to send money online from Congo [DRC] to South Africa offers 0.0074 ZAR per CDF which is only 5% above the mid-market rate.

Want to secure the best CDF-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Congo [DRC] to South Africa!

Payment options for Congo DRC to
South Africa money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from Congo [DRC] to South Africa.

    By using a money transfer company such as MoneyGram Agent for transfers from Congo [DRC] to South Africa, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    MoneyGram Agent is the cheapest money transfer company for bank transfers from the 2 we compared for transfers from CDF into South Africa.

    With a fee of 3 CDF to send money from Congo [DRC] to South Africa, MoneyGram Agent offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Congo [DRC] to South Africa with a debit or a prepaid card is available through MoneyGram Agent.


    MoneyGram Agent is a one of the cheaper options for debit card payments for transfers from Congo [DRC] to South Africa. This cost is against a total of 2 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from Congo [DRC] to South Africa, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Congo [DRC].


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Congo [DRC] to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CDF to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Congo [DRC] to South Africa?
Are there any tax implications to sending money from Congo [DRC] to South Africa?
Can I send money from Congo [DRC] to South Africa with MoneyTransfers.com?
What are the typical transfer fees for sending Congolese Francs to South Africa through various providers?
How long does it take to send money from Congo [DRC] to South Africa?
What is the best exchange rate I can get for sending money from Congo [DRC] to South Africa?
Are there any minimum or maximum transfer amounts for sending money from Congo [DRC] to South Africa?
Can I schedule regular transfers between Congo [DRC] and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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