MoneyTransfers

How to send money to South Africa from China with the best CNY-ZAR rate

Find the best deals when you transfer from China to South Africa. Get insights on the fastest, cheapest, and providers with the best CNY to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from China.

Transferring the other way? Send ZAR from South Africa to China instead.
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July 7th, 2025
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Best money transfer companies

Send money from China to South Africa

Last updated: Today
Mid-market rate as of 07/07/2025: 1 CNY = 2.476318 ZAR
Results below are based on a 51321 CNY search
0 of 4 providers
Sponsored
Wise
Recipient gets (ZAR)
R 125,687.75
Full transfer details
Visit Wise
R 2,413 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (ZAR)
R 126,705.85
Full transfer details
Visit TorFx
R 3,431 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
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Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (ZAR)
R 126,743.98
Full transfer details
Visit Regency FX
R 3,469 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
2
TorFx
Recipient gets (ZAR)
R 126,705.85
Full transfer details
Visit TorFx
R 3,431 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
3
Wise
Recipient gets (ZAR)
R 125,687.75
Full transfer details
Visit Wise
R 2,413 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Moneycorp
Recipient gets (ZAR)
R 125,307.90
Sponsored
Wise
Recipient gets (ZAR)
R 125,687.75
Full transfer details
Visit Wise
R 2,413 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (ZAR)
R 126,705.85
Full transfer details
Visit TorFx
R 3,431 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
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Overall best option: Wise

Wise is our recommended company for sending money to South Africa from CNY.

Of the 4 companies that support CNY to ZAR, Wise offered the best combination of cost and speed.

Sending 51,321 CNY to ZAR will cost you 元503.37 in fees, and you will receive 125,687.75 ZAR. The delivery time usually is same day, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send Yuan Renminbis to South Africa using Wise.

Wise is the top rated company for sending money from China (CNY) to South Africa (ZAR) - Wise Screenshot

Compare for the best deal on your China to South Africa transfer

Summary of recent searches

Top rated for transfers from China to South Africa
Wise
Total number of CN - ZA providers
4
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Transfer consider from China to South Africa

1
Compare available providers

A comparison of providers offering services between China and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Yuan Renminbi to South Africa we've compared 4 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from China.

Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from China to South Africa.

2
Getting the best Yuan Renminbi-Rand exchange rate
3
Choose the right payment method
4
Financial regulators
5
Consider transfer limits
6
Consider how the money will be received
7
Have your ID ready
8
Tax declarations in South Africa

Cheapest way to send money from China to South Africa: Regency FX

The combination of the lowest fees and best exchange rate is through Regency FX. This makes them our cheapest transfer service of the 4 compared for sending Yuan Renminbi to South Africa.

Our data shows, that Regency FX is 0.03% than the second-best option when sending via a bank transfer.

This includes the fee of 0 CNY and a CNY-ZAR exchange rate for international transfers that is 0.27% different to the mid-market rate.

Securing the best rates on a CNY to South Africa transfer can be done with Regency FX but you can always search for your specific amount.

Fastest money transfers to South Africa from China: Wise.

We tested 4 companies offering transfers from Yuan Renminbi to South Africa and Wise offered the quickest options.

For example, the transfer time for sending 元51,321 to South Africa with Wise is same day.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

Money transfers from China to South Africa through Wise have a fee of 503.37 CNY.

To confirm that Wise was the 'fastest' option we compared 4 money transfer providers for the overall speed of sending money from China to South Africa. This was made up of depositing Yuan Renminbi to a money transfer account and transfer times to South Africa.

When sending quickly is a priority, Wise is our recommended choice for sending into South Africa from China.

Wise is the fastest way to send money from China (CNY) to South Africa (ZAR) - Wise Screenshot

Need to make a large transfer?

For big transfers between China and South Africa, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
4 providers compared.

While Wise may not always be the cheapest or fastest way to send CNY from China to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money from China to South Africa

When calculating the costs of money transfers between China and South Africa, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the CNY-ZAR mid-market rate equals 2.4801 ZAR per Yuan Renminbi.

  • For reference, the CNY-ZAR average mid-market rate for the past week has been 2.4593 ZAR per Yuan Renminbi, with a high of 2.4763 and a low of 2.4443.

  • The company offering the best exchange rate is Wise (2.4733 ZAR per Yuan Renminbi)

  • Often the CNY-ZAR exchange rate you receive is the bigger factor than how much it costs to send Yuan Renminbis to South Africa.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Regency FX, only 0 CNY. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Rand is the biggest indicator the total cost of sending money from China to South Africa. Essentially, the more the recipient receives in South Africa, the less it is costing to send from China.

Getting best exchange rate for transfers between Yuan Renminbi and Rand

Timing is essential for transferring money between CNY and ZAR. The exchange rate you secure impacts how much ZAR you get for your CNY.

Mid-market Rate
1 
=
2.480146 
ZAR

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from CNY to ZAR has moved slightly. On average, it was 2.4593.

  • During this same period,there was a high of 2.4763, and a low of 2.4443.

  • Wise, which is our recommended service to send money online from China to South Africa offers 2.4733 ZAR per CNY which is only 0.12% above the mid-market rate.

Want to secure the best CNY-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from China to South Africa!

How to pay for money transfers between China and
South Africa

  • Bank transfers

    Bank transfers are often fastest, cheapest and best way to send money from China to South Africa.

    Using a money transfer company such as Regency FX for transfers from China to South Africa, will mean being able to send money via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


    On average, Regency FX is the cheapest provider for bank transfers of the 4 we compared for transfers from CNY to South Africa.

    To send money from China to South Africa, Regency FX has a fee of 0 CNY.

  • Debit cards and prepaid options

    Sending money from China to South Africa with a debit card or a prepaid card is very simple with .


    is the cheapest option for sending money with a debit card between China and South Africa. This is of the 4 money transfer companies offering debit card payments on this route.

  • Credit cards

    When it comes to credit card transfers from China to South Africa, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and China.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from China to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CNY to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from China to South Africa?
What is the best exchange rate I can get for sending money from China to South Africa?
Are there any minimum or maximum transfer amounts for sending money from China to South Africa?
Can I schedule regular transfers between China and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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