MoneyTransfers
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Compare the best money transfer service from New Zealand to South Africa

Find the best deals when you transfer from New Zealand to South Africa. Get insights on the fastest, cheapest, and providers with the best NZD to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from New Zealand.

Transferring the other way? Send ZAR from South Africa to New Zealand instead.
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Overall best option: Wise

Wise is our recommended company for sending money to South Africa from NZD.

Of the 14 companies that support NZD to ZAR, Wise offered the best combination of cost and speed.

Overall, Wise appeared in 100% of New Zealand to South Africa searches, consistently scoring as one of the best ways to send NZD to ZAR.

So for a great mix of cost, speed & features, send New Zealand Dollars to South Africa using Wise.

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Compare for the best deal on your New Zealand to South Africa transfer

Summary of recent searches

Top rated for transfers from New Zealand to South Africa
Wise
Total number of NZ - ZA providers
14
Average cheapest fees & rate
Revolut
Average fastest transfer
Xe
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Transfer consider from New Zealand to South Africa

1
Compare available providers

A comparison of providers offering services between New Zealand and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send New Zealand Dollar to South Africa we've compared 14 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from New Zealand.

Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from New Zealand to South Africa.

2
Getting the best New Zealand Dollar-Rand exchange rate
3
Choose the right payment method
4
Financial regulators
5
Consider transfer limits
6
Consider how the money will be received
7
Have your ID ready
8
Tax declarations in South Africa

Cheapest way to transfer money to South Africa from New Zealand: Revolut

Revolut offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending New Zealand Dollar to South Africa.

Of the 14 providers compared, data shows that Revolut is 0.5% cheaper than the second-best option.

The is cost is made up of an average NZD-ZAR exchange rate that is 0.1% different to the mid-market rate and an average fee of 0* NZD.

If you want to secure the best rates on a NZD to South Africa transfer, Revolut will result in the most Rand received.

*The most common fee applied to NZD-ZAR by Revolut, based on data from the past six months.

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Fastest way to transfer money to South Africa from New Zealand: Xe.

Of 14 companies compared, Xe offers the quickest way to send New Zealand Dollars to South Africa.

Through our data, we found Xe to be the fastest option for sending money from New Zealand into Rand in 35.7% of occasions. For fast NZD to ZAR money transfers, Xe comes highly recommended.

New Zealand to South Africa transfers with Xe have an average fee of 0 NZD.

To test that Xe was the 'fastest' option we compared 14 providers. With this, we compared overall speed of sending money from New Zealand to South Africa made up of depositing New Zealand Dollars, to a money transfer account and transfer times to South Africa.

When sending at speed is a priority, Xe is our recommended choice for sending into South Africa from New Zealand.

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Need to make a large transfer?

For big transfers between New Zealand and South Africa, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
14 providers compared.

While Wise may not always be the cheapest or fastest way to send NZD from New Zealand to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of sending money from New Zealand to South Africa

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to South Africa.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Rand for your New Zealand Dollar. The current NZD-ZAR mid-market rate is 10.6986 ZAR per New Zealand Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the NZD-ZAR mid-market rate for the past three months has averaged 11.1622 ZAR per New Zealand Dollar, with a low of 10.7768 and a high of 11.5713.

  • Wise is currently offering the best exchange rate from the 14 companies compared.

  • Often the NZD-ZAR exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to South Africa.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to South Africa. Revolut currently has the lowest fees for transfers into ZAR at an average of 0 NZD over the last 6 months. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Rand is the biggest indicator of the total cost of sending money to South Africa from New Zealand. The bigger the amount received in South Africa, the lower the overall cost of sending from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Rand

Timing is essential when tracking the mid-market rate between NZD and ZAR. The end exchange rate you secure impacts how much ZAR you get for your NZD.

Mid-market Rate
1
= 10.698648 ZAR

The recent mid-market rate trends are:

  • Over the past six months, the mid-market rate from NZD to ZAR was 11.1622.

  • During this period, it hit a high of 11.5713, and a low of 10.7768.

  • Wise, which is our recommended service to send money online from New Zealand to South Africa offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best NZD-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to South Africa!

Paying for your New Zealand to
South Africa transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from New Zealand to South Africa.

    By using a money transfer company such as Revolut for transfers from New Zealand to South Africa, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Revolut is the cheapest provider for bank transfers from the 14 we tested when sending NZD to South Africa.

    With an average fee of 0 NZD to send money from New Zealand to South Africa, Revolut offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to South Africa with a debit or a prepaid card is easy with Wise.


    Wise is a one of the better options in the market for international debit card transfers from New Zealand to South Africa.

  • Credit cards

    For credit card transfers from New Zealand to South Africa, Xe is our top choice of the 14 companies offering this payment method.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from New Zealand to South Africa?
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Can I send money from New Zealand to South Africa with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to South Africa through various providers?
How long does it take to send money from New Zealand to South Africa?
What is the best exchange rate I can get for sending money from New Zealand to South Africa?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to South Africa?
Can I schedule regular transfers between New Zealand and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.