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Send money from Philippines to South Africa
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Overall best option: Wise
Of the 2 companies that support PHP to ZAR, Wise offered the best combination of cost and speed.
Sending 400,000 PHP to ZAR will cost you ₱2543.93 in fees, and you will receive 123,506.69 ZAR. The delivery time usually is next day, but can be longer depending when you make the transfer.
So for a great mix of cost, speed & features, send Philippine Pesos to South Africa using Wise.
Compare for the best deal on your Philippines to South Africa transfer
- Always compare rates
Don't spend more than you have to. Use our live comparison tool to compare rates on money transfers from the Philippines to South Africa.
- Choose a provider
Pick the provider that offers you the best value & service for your needs for PHP to ZAR transfers.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be heading to South Africa.
Summary of recent searches
Transfer consider from Philippines to South Africa
A comparison of providers offering services between the Philippines and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.
For services allowing you to send Philippine Peso to South Africa we've compared 2 providers.
This coverage of the market ensure you will get the best options for your transfer to South Africa from the Philippines.
Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from the Philippines to South Africa.
Cheapest way to transfer money from Philippines to South Africa: IFX Payments
Data collected over the past week shows that IFX Payments is 0.26% cheaper than the second-best option.
This includes the transfer fee of 0 PHP an exchange rate for buying Rand with Philippine Pesos that is 0.5% different to the mid-market rate.
If you want to secure the best rates on transfers from Philippines to South Africa, IFX Payments will result in the most Rand received.
Fastest way to transfer money to South Africa from the Philippines: IFX Payments.
Of 2 companies compared, IFX Payments offers the quickest way to send Philippine Pesos to South Africa.
For example, sending ₱400,000 to South Africa with IFX Payments will be minutes - 24 hours.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
the Philippines to South Africa transfers with IFX Payments have a fee of 0 PHP.
To test that IFX Payments was the 'fastest' option we compared 2 providers. With this, we compared overall speed of sending money from the Philippines to South Africa made up of depositing Philippine Pesos, to a money transfer account and transfer times to South Africa.
When sending at speed is a priority, IFX Payments is our recommended choice for sending into South Africa from Philippines.
Need to make a large transfer?
Wise is the best option for large transfers of the 2 providers compared.
While Wise may not always be the cheapest or fastest way to send PHP from the Philippines to South Africa, it's a great provider for larger transfers for things like buying or selling property.
Understanding the cost of transferring money to South Africa from Philippines
Fees and exchange rates make up the total cost of sending money from South Africa to South Africa. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current PHP-ZAR mid-market rate is 0.3111 ZAR per Philippine Peso. You will get more Rand for your Philippine Pesos if you find a provider close to this number.
For context, over the last 7 days the PHP-ZAR mid-market rate has had a high of 0.3111, a low of 0.3081 and averaged 0.3097 ZAR per Philippine Peso.
Across the 2 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting PHP to ZAR will be the biggest determining factor when working out the cost of transferring Philippine Pesos to South Africa.
Fees: Transfer fees are charged as part of the transfer. IFX Payments charges the lowest fee of 0 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Rand eventually received in South Africa. You can assume that a lower cost of sending from the Philippines will result in more money received in South Africa.
Finding the best exchange rate between Philippine Peso and Rand
Getting a strong exchange rate between PHP and ZAR is essential. The exchange rate you secure impacts how much ZAR you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to ZAR has averaged 0.3097.
In this period there was a high of 0.3111, and a low of 0.3081.
Wise, which is our recommended service to send money online from Philippines to South Africa offers 0.3107 ZAR per PHP which is only 0.14% above the mid-market rate.
Want to secure the best PHP-Rand exchange rates?
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Funding your Philippines to South Africa money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from the Philippines to South Africa.
By using a money transfer company such as IFX Payments for transfers from the Philippines to South Africa, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, IFX Payments is the cheapest way to send money via a bank transfer. This is of the 2 companies we tested when sending PHP to South Africa.
With a fee of 0 PHP to send money from the Philippines to South Africa, IFX Payments offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to South Africa with a debit or a prepaid card is easy with .
is a leading money transfer company for debit card payments, and offers transfers from the Philippines to South Africa.
Credit cards
We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.
However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to South Africa.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to ZAR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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