How to send money to South Africa from Philippines with the best PHP-ZAR rate
Find the best deals when you transfer from the Philippines to South Africa. Get insights on the fastest, cheapest, and providers with the best PHP to ZAR exchange rates.
Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Philippines.
Transferring the other way? Send ZAR from South Africa to Philippines instead.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Overall best option: Wise
Of the 4 companies that support PHP to ZAR, Wise offered the best combination of cost and speed.
Sending 14,700 PHP to ZAR will cost you ₱471.4 in fees, and you will receive 4,081.45 ZAR. The delivery time usually is same day, but can be longer depending when you make the transfer.
So for a great mix of cost, speed & features, send Philippine Pesos to South Africa using Wise.
Compare for the best deal on your Philippines to South Africa transfer
Always compare rates
Don't spend more than you have to. Use our live comparison tool to compare rates on money transfers from the Philippines to South Africa.
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Pick the provider that offers you the best value & service for your needs for PHP to ZAR transfers.
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Follow the steps & make your transfer. Your funds will soon be heading to South Africa.
Summary of recent searches
Transfer consider from Philippines to South Africa
A comparison of providers offering services between the Philippines and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.
For services allowing you to send Philippine Peso to South Africa we've compared 4 providers.
This coverage of the market ensure you will get the best options for your transfer to South Africa from the Philippines.
Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from the Philippines to South Africa.
The fastest way to send money to South Africa from Philippines is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many PHP/ZAR transfer options available, this is by far the fastest way to do it.
The cheapest way to to send money to South Africa from Philippines is via PayPal P2P Transfer
The coverage of PHP/ZAR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Need to make a large transfer?
Wise is the best option for large transfers of the 4 providers compared.
While Wise may not always be the cheapest or fastest way to send PHP from the Philippines to South Africa, it's a great provider for larger transfers for things like buying or selling property.
Understanding the cost of transferring money to South Africa from Philippines
Fees and exchange rates make up the total cost of sending money from South Africa to South Africa. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current PHP-ZAR mid-market rate is 0.2863 ZAR per Philippine Peso. You will get more Rand for your Philippine Pesos if you find a provider close to this number.
For context, over the last 7 days the PHP-ZAR mid-market rate has had a high of 0.2882, a low of 0.2868 and averaged 0.2874 ZAR per Philippine Peso.
Across the 4 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting PHP to ZAR will be the biggest determining factor when working out the cost of transferring Philippine Pesos to South Africa.
Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 471.4 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Rand eventually received in South Africa. You can assume that a lower cost of sending from the Philippines will result in more money received in South Africa.
Finding the best exchange rate between Philippine Peso and Rand
Getting a strong exchange rate between PHP and ZAR is essential. The exchange rate you secure impacts how much ZAR you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to ZAR has averaged 0.2874.
In this period there was a high of 0.2882, and a low of 0.2868.
Wise, which is our recommended service to send money online from Philippines to South Africa offers 0.2868 ZAR per PHP which is only 0% above the mid-market rate.
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Funding your Philippines to South Africa money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from the Philippines to South Africa.
By using a money transfer company such as Wise for transfers from the Philippines to South Africa, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, Wise is the cheapest way to send money via a bank transfer. This is of the 4 companies we tested when sending PHP to South Africa.
With a fee of 471.4 PHP to send money from the Philippines to South Africa, Wise offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to South Africa with a debit or a prepaid card is easy with Western Union Agent.
Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from the Philippines to South Africa.
Credit cards
We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.
However, if you do need to use a credit card to fund your transfer, to get the latest deal.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to South Africa.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to ZAR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Related transfer routes
Send money from Philippines
Send money to South Africa
How much money can be transferred from Philippines to South Africa?
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Can I send money from Philippines to South Africa with MoneyTransfers.com?
What are the typical transfer fees for sending Philippine Pesos to South Africa through various providers?
How long does it take to send money from Philippines to South Africa?
What is the best exchange rate I can get for sending money from Philippines to South Africa?
Are there any minimum or maximum transfer amounts for sending money from Philippines to South Africa?
Can I schedule regular transfers between Philippines and South Africa?
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