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Compare the best money transfer service from Philippines to South Africa

Find the best deals when you transfer from the Philippines to South Africa. Get insights on the fastest, cheapest, and providers with the best PHP to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Philippines.

Transferring the other way? Send ZAR from South Africa to Philippines instead.
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Companies for transfers from Philippines to South Africa

Sponsored - Managed Service

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

Overall best option: Wise

Wise is our recommended company for sending money to South Africa from PHP.

Of the 6 companies that support PHP to ZAR, Wise offered the best combination of cost and speed.

Overall, Wise appeared in 55.6% of Philippines to South Africa searches, consistently scoring as one of the best ways to send PHP to ZAR.

So for a great mix of cost, speed & features, send Philippine Pesos to South Africa using Wise.

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Compare for the best deal on your Philippines to South Africa transfer

Summary of recent searches

Top rated for transfers from Philippines to South Africa
Wise
Total number of PH - ZA providers
6
Average cheapest fees & rate
OFX
Average fastest transfer
OFX
Best for bank transfers
OFX
Best for debit card
Wise

Transfer consider from Philippines to South Africa

1
Compare available providers

A comparison of providers offering services between the Philippines and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Philippine Peso to South Africa we've compared 6 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from the Philippines.

Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from the Philippines to South Africa.

2
Getting the best Philippine Peso-Rand exchange rate
3
Choose the right payment method
4
Financial regulators
5
Consider transfer limits
6
Consider how the money will be received
7
Have your ID ready
8
Tax declarations in South Africa

Cheapest way to transfer money from Philippines to South Africa: OFX

OFX is the cheapest way to send money to South Africa from the Philippines out of the 6 companies compared.

Data collected over the past six months shows that OFX is 0% cheaper than the second-best option.

This includes an average transfer fee of 0* PHP an exchange rate for buying Rand with Philippine Pesos that is 3.95% different to the mid-market rate.

If you want to secure the best rates on transfers from Philippines to South Africa, OFX will result in the most Rand received.

*The most common fee applied to PHP-ZAR by OFX, based on data from the past six months.

Screenshot

Fastest way to transfer money to South Africa from the Philippines: OFX.

Of 6 companies compared, OFX offers the quickest way to send Philippine Pesos to South Africa.

Through our data, we found OFX to be the fastest option for sending money from the Philippines into Rand in 50% of occasions. For fast PHP to ZAR money transfers, OFX comes highly recommended.

the Philippines to South Africa transfers with OFX have an average fee of 0 PHP.

To test that OFX was the 'fastest' option we compared 6 providers. With this, we compared overall speed of sending money from the Philippines to South Africa made up of depositing Philippine Pesos, to a money transfer account and transfer times to South Africa.

When sending at speed is a priority, OFX is our recommended choice for sending into South Africa from Philippines.

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Need to make a large transfer?

For big transfers between the Philippines and South Africa, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
6 providers compared.

While Wise may not always be the cheapest or fastest way to send PHP from the Philippines to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of transferring money to South Africa from Philippines

Fees and exchange rates make up the total cost of sending money from South Africa to South Africa. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PHP-ZAR mid-market rate is 0.3174 ZAR per Philippine Peso. You will get more Rand for your Philippine Pesos if you find a provider close to this number.

  • For context, over the last three months the PHP-ZAR mid-market rate has had a high of 0.3203, a low of 0.3011 and averaged 0.3102 ZAR per Philippine Peso.

  • Across the 6 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting PHP to ZAR will be the biggest determining factor when working out the cost of transferring Philippine Pesos to South Africa.

Fees: Transfer fees are charged as part of the transfer. OFX at an average of 0 PHP per transfer over the last 6 months, offers the lowest fees overall. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Rand eventually received in South Africa. You can assume that a lower cost of sending from the Philippines will result in more money received in South Africa.

Finding the best exchange rate between Philippine Peso and Rand

Getting a strong exchange rate between PHP and ZAR is essential. The exchange rate you secure impacts how much ZAR you get for your PHP.

Mid-market Rate
1 
=
0.317395 
ZAR

It can pay to track rates, and keep on top of currency trends.

  • Over the past six months, the mid-market rate from PHP to ZAR has averaged 0.3102.

  • In this period there was a high of 0.3203, and a low of 0.3011.

  • Wise, which is our recommended service to send money online from Philippines to South Africa offers an exchange rate with a mark up of 0.07% above the mid-market rate.

Want to secure the best PHP-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to South Africa!

Funding your Philippines to
South Africa money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from the Philippines to South Africa.

    By using a money transfer company such as OFX for transfers from the Philippines to South Africa, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, OFX is the cheapest way to send money via a bank transfer. This is of the 6 companies we tested when sending PHP to South Africa.

    With an average fee of 0 PHP to send money from the Philippines to South Africa, OFX offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to South Africa with a debit or a prepaid card is easy with Wise.


    Wise is a leading money transfer company for debit card payments, and offers transfers from the Philippines to South Africa.

  • Credit cards

    When it comes to sending money with a credit card from the Philippines to South Africa, is our top choice of the 6 companies offering this service.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.