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Send money from United States to South Africa

United States
USD
South Africa
ZAR
$
USD
Live mid-market rate*: 1 USD = 17.793855 ZAR
Top provider
XE

Total Amount Received (ZAR)

35267.42061
Fees: 0
Rate: 17.63
Debit Card:
1-2 Hours
Bank Transfer:
1-2 Hours
Credit Card:
1-2 Hours
Rate:
17.63
Fees:
0
4.5

Compare other providers

TorFx

Total Amount Received (ZAR)

35409.77145
Fees: 0
Rate: 17.7
Bank Transfer:
1-2 Hours
Debit Card:
1-2 Hours
Cash:
1-2 Hours
Rate:
17.7
Fees:
0
5
Wise

Total Amount Received (ZAR)

35177.89
Fees: 23.17
Rate: 17.8
Credit Card:
Next Day
Debit Card:
Next Day
Bank Transfer:
Next Day
Rate:
17.8
Fees:
23.17
5
currencyFair

Total Amount Received (ZAR)

35303
Fees: 25
Rate: 17.66
Debit Card:
1-2 Hours
Bank Transfer:
6-12 Hours
Rate:
17.66
Fees:
25
4
Currencies Direct

Total Amount Received (ZAR)

35117.952228
Fees: 0
Rate: 17.56
Bank Transfer:
1-2 Hours
Debit Card:
1-2 Hours
Rate:
17.56
Fees:
0
4.5
Western Union

Total Amount Received (ZAR)

34520.0787
Fees: 0
Rate: 17.26
Credit Card:
1-2 Hours
Debit Card:
1-2 Hours
Bank Transfer:
1-2 Hours
Rate:
17.26
Fees:
0
3
MoneyGram

Total Amount Received (ZAR)

34520.0787
Fees: 0
Rate: 17.26
Debit Card:
Next Day
Credit Card:
Next Day
Rate:
17.26
Fees:
0
3.5
Barclays

Total Amount Received (ZAR)

34294.363649325
Fees: 10
Rate: 17.23
Bank Transfer:
3-5 Days
Debit Card:
3-5 Days
Rate:
17.23
Fees:
10
1.5
WorldRemit

Total Amount Received (ZAR)

34164.34
Fees: 1.99
Rate: 17.08
Debit Card:
Minutes
Credit Card:
Minutes
Bank Transfer:
Minutes
Rate:
17.08
Fees:
1.99
4
Mid-market rate updates every 3 hours

Best ways to send money to South Africa from United States

  • 🏅 The overall best way to send USD to South Africa: XE

  • 💲 The cheapest way to send money to South Africa from United States: TorFx

  • ⏲️ The fastest way to send money to South Africa from United States: WorldRemit

  • 🏦 The best way to send money from United States to South Africa via a bank transfer: XE

  • 💳 The best provider for credit card transfers from United States to South Africa: XE

  • 💳 The best provider for debit card transfers from United States to South Africa: XE

USD to ZAR Currency Transfers

Almost a quarter of the adult population in South Africa are reportedly unbanked and without access to financial services, so recipients in this country have unique remittance requirements. Certain international money transfer companies cater to recipients in South Africa and are therefore able to provide the most intuitive and tailor-made solutions, with multiple pay-out choices for sending money to someone without a bank account.

Best Providers for Sending Money to South Africa from United States

When considering how to send money South Africa from United States there are some key aspects of the transfer that will impact the best provider for your needs.

There are plenty of international money transfer providers for United States to South Africa. The fastest money transfer provider is WorldRemit. The cheapest provider we found is TorFx at 17.63% Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using XE when sending USD - ZAR.

This means that by using XE for online money transfers to South Africa from United States, you are likely to save on transfer fees and benefit from fast speeds - so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access XE for any reason, our comparison engine has found TorFx and Wise also to be very good options when sending USD to ZAR.

If you are looking to make an international transfer, in some cases you might need to know the SWIFT/BIC code of your recipient in South Africa. If you're unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in South Africa.

The cheapest way to send money from United States to South Africa

The cost of transferring money will depend on the value of the transaction and amount of ZAR you want the recipient in South Africa to receive.

In order to avoid high fees, you should consider the cheapest way to send money from United States to South Africa.

TorFx has been determined by our comparison engine to be currently offering you the cheapest rates possible.

The fastest way to send money from United States to South Africa

When sending money from United States to South Africa, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers, particularly if you want to send money instantly. Currently, WorldRemit is the fastest way to send USD - ZAR.

What payment methods are available when sending money from United States to South Africa?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.

Sending money to South Africa from United States using credit card

To avoid high fees you can opt to use an online money transfer provider such as XE to pay for your transfer to South Africa. Our guide on sending money using a credit card has more information.

Sending money to South Africa from United States using a debit card

With XE you can send money online to South Africa using your debit card. But before making a payment, make sure you understand all the processing fees in place. Our guide on sending money using a debit card has more information.

Using a wire transfer to send money from United States to South Africa

Bank and international wire transfers are the most common ways of sending money South Africa as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use XE to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

When sending money to South Africa from United States using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. If you do decide to make an international transfer using wire transfer, you might be required to use a SWIFT/BIC code when completing your transaction. If you're unsure of what it is, check out our guide on what is a SWIFT code as well as use our SWIFT code calculator to find the right SWIFT/BIC code.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as XE, TorFx and Wise.

Considerations for a USD to ZAR Currency Transfer

Before sending money to South Africa from United States, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to South Africa the more value you will get and more ZAR the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.

  2. The USD - ZAR exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 17.793855 and the lowest exchange rate margin is currently offered by XE at 17.63% above the mid market rate.

  3. Hidden fees & charges: Before sending money to South Africa, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers XE, TorFx and Wise will give insight here.

How to send money from United States to South Africa at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send USD to ZAR. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table

  2. Register for an account if required

  3. Input how much you are willing to send

  4. Fund your transfer

  5. Receive & save an email confirming your transfer

How to receive transfers from USD to ZAR in South Africa?

Your recipient has a few methods available to receive your money in South Africa. These will vary between providers, but it is possible to find services that will:

  • Deposit ZAR directly into a bank account

  • Enable the recipient to pick up cash a specific locations across South Africa

  • Deliver money directly to their door

  • Send ZAR to your recipient’s mobile wallet

If your recipient is going to collect or have the money delivered to them in South Africa, then they will usually need the following:

  • A government issued I.D document

  • The money transfer reference number

  • Senders details and the amount of money sent

How much money can be transferred from United States to South Africa?

The amount of ZAR you can receive from United States will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers.

You should also check if there are any government regulations pertaining to the amount of ZAR that can be received in South Africa or sent from United States before making your transfer.

About Money Transfers to South Africa from United States

We’ve compared the best money transfer providers to send money from United States to South Africa. The cheapest provider for USD to ZAR transfers is TorFx, while the fastest is WorldRemit.

💰 Most transferred amount1000ZAR +
💸 Cheapest provider (on average)TorFx
⚡ ️Fastest transfer timeIn minutes with WorldRemit
💱 Currency Transfer PairUSD - ZAR
📈 USD - ZAR mid market rate17.793855
💳 Pay-in options in United StatesBank transfer from United States with XE, Debit card with XE, Credit card with XE
💵 Pay-out options in South AfricaBank accounts in South Africa, Debit card
🏆 Top 3 USD - ZAR providersXE, TorFx and Wise

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