How to send money to South Africa from Tanzania with the best TZS-ZAR rate

Find the best deals when you transfer from Tanzania to South Africa. Get insights on the fastest, cheapest, and providers with the best TZS to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Tanzania.

Transferring the other way? Send ZAR from South Africa to Tanzania instead.
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November 26th, 2025

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Best money transfer companies

Send money from Tanzania to South Africa

Last updated: Today
Mid-market rate as of 11/26/2025: 1 TZS = 0.006937 ZAR
Results below are based on a 620000 TZS search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (ZAR)
R 4,085.87
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (ZAR)
R 4,085.87
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (ZAR)
R 4,042.86
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Tanzania to South Africa

While you can’t send TZS to ZAR with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send money from Tanzania to South Africa is using PayPal P2P transfer service.

With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.

You will initiate the transfer in TZS and your recipient will receive the ZAR into their PayPal account.

The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.

Screenshot

Compare for the best deal on your Tanzania to South Africa transfer

Summary of recent searches

Top rated for transfers from Tanzania to South Africa
Western Union Agent
Total number of TZ - ZA providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Transfer consider from Tanzania to South Africa

1

Compare available providers

A comparison of providers offering services between Tanzania and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Tanzanian Shilling to South Africa we've compared 3 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from Tanzania.

Overall, we rated Western Union Agent as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Tanzania to South Africa.

2

Getting the best Tanzanian Shilling-Rand exchange rate

3

Choose the right payment method

4

Financial regulators

5

Consider transfer limits

6

Consider how the money will be received

7

Have your ID ready

8

Tax declarations in South Africa

The cheapest way to send money to South Africa from Tanzania is using Western Union cash transfer service.

While online transfers are usually cheaper, there are very few providers offering TZS to ZAR transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 TZS per 620,000 TZS) and the exchange rate markup applied by Western Union.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

Fastest way to send money to South Africa from Tanzania : MoneyGram cash pickup

When speed is your priority, the quickest way to transfer money from Tanzania to South Africa is through a MoneyGram cash transfer.

In most cases, funds are available for pickup within minutes, allowing your recipient to collect ZAR almost instantly. Sometimes it can take a day or two, depending on the deposit method, branch, and the amount.

Given the limited online options for TZS to ZAR transfers, using MoneyGram’s cash pickup service remains the fastest and most dependable choice.

Need to make a large transfer?

For big transfers between Tanzania and South Africa, competitive pricing & strong customer service are key.

Western Union Agent is the best option for large transfers of the
3 providers compared.

While Western Union Agent may not always be the cheapest or fastest way to send TZS from Tanzania to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of money transfers to South Africa from Tanzania

The total cost of sending money to South Africa from Tanzania is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for TZS-ZAR is 0.0069 ZAR per Tanzanian Shilling.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Rand for your Tanzanian Shillings.

The TZS-ZAR mid-market rate over the last 7 days has seen the Tanzanian Shilling worth an average 0.007 ZAR. Within this there has been a high of 0.0071, and a low of 0.0069.

From 3 companies compared, Western Union Agent offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting TZS to ZAR.

Fees: When sending money there may be additional fees. Western Union Agent offers the lowest fee of the 3 providers tested, costing 3 TZS per transfer (based on TSh620,000 transferred).

Amount Received: When comparing providers, the best measure is the amount of Rand eventually received in South Africa.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in South Africa, means a better overall cost of sending money from Tanzania.

Finding the best exchange rate for Tanzanian Shilling to Rand

Timing is essential for sending money between TZS and ZAR. The exchange rate you secure impacts how much ZAR you get for your TZS.

Mid-market Rate
1 
TZS
=
0.006901 
ZAR

Over the last week, here’s what we’ve seen:

  • The exchange rate from TZS to ZAR averaged 0.007 ZAR.

  • The highest value recorded was 0.0071 ZAR, while the lowest was 0.0069 ZAR.

  • There are currently 3 providers offering transfers between Tanzania and South Africa close to this rate

Want to secure the best TZS-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Tanzania to South Africa!

How to pay for money transfers between Tanzania and
South Africa

  • Bank transfers

    Bank transfers are often fastest, cheapest and best way to send money from Tanzania to South Africa.

    Using a money transfer company such as Western Union Agent for transfers from Tanzania to South Africa, will mean being able to send money via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


    On average, Western Union Agent is the cheapest provider for bank transfers of the 3 we compared for transfers from TZS to South Africa.

    To send money from Tanzania to South Africa, Western Union Agent has a fee of 3 TZS.

  • Debit cards and prepaid options

    Sending money from Tanzania to South Africa with a debit card or a prepaid card is very simple with Western Union Agent.


    Western Union Agent is the cheapest option for sending money with a debit card between Tanzania and South Africa. This is of the 3 money transfer companies offering debit card payments on this route.

  • Credit cards

    When it comes to credit card transfers from Tanzania to South Africa, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Tanzania.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Tanzania to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send TZS to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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How long does it take to send money from Tanzania to South Africa?
What is the best exchange rate I can get for sending money from Tanzania to South Africa?
Are there any minimum or maximum transfer amounts for sending money from Tanzania to South Africa?
Can I schedule regular transfers between Tanzania and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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