Best companies for GBP/JPY transfers
11 of 11 providers Last updated on 28 October 2026
Based on 6,000 GBP transfer Best companies for GBP/JPY transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee £25.38 1 GBP = 209.6400 JPY -0.02% vs mid-market	Recipient gets ¥1,252,519.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £25.381 GBP = 209.6400 JPY ¥1,252,519.00You pay£6,000.00
Promoted Xe Pay via Debit card	Fee £0.00 1 GBP = 208.0455 JPY +0.74% vs mid-market	Recipient gets ¥1,248,273.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 208.0455 JPY ¥1,248,273.00You pay£6,000.00
Run a live search Showing top United Kingdom to Japan deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to JPY rates.
Run a live search These companies offer multi-currency accounts for spending JPY. We suggest doing a live search based on how much GBP you're planning to spend in Japan.
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee £0.00 1 GBP = 209.0738 JPY +0.25% vs mid-market	Recipient gets ¥1,254,442.69 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Japan with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 GBP = 209.0738 JPY ¥1,254,442.69You pay£6,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee £0.00 1 GBP = 209.0319 JPY +0.27% vs mid-market	Recipient gets ¥1,254,191.17 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Japan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 209.0319 JPY ¥1,254,191.17You pay£6,000.00
TorFx Pay via Bank transfer	Fee £0.00 1 GBP = 208.9690 JPY +0.30% vs mid-market	Recipient gets ¥1,253,813.90 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Japan with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 208.9690 JPY ¥1,253,813.90You pay£6,000.00
Wise Pay via Bank transfer	Fee £25.38 1 GBP = 209.6400 JPY -0.02% vs mid-market	Recipient gets ¥1,252,519.00 Same day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £25.381 GBP = 209.6400 JPY ¥1,252,519.00You pay£6,000.00
OFX Pay via Bank transfer	Fee £0.00 1 GBP = 208.5498 JPY +0.50% vs mid-market	Recipient gets ¥1,251,298.72 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Japan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 208.5498 JPY ¥1,251,298.72You pay£6,000.00
Currencies Direct Pay via Bank transfer	Fee £0.00 1 GBP = 208.5197 JPY +0.52% vs mid-market	Recipient gets ¥1,251,118.00 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Japan with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 208.5197 JPY ¥1,251,118.00You pay£6,000.00
Wise Pay via Debit card	Fee £44.36 1 GBP = 209.6400 JPY -0.02% vs mid-market	Recipient gets ¥1,248,540.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £44.361 GBP = 209.6400 JPY ¥1,248,540.00You pay£6,000.00
Xe Pay via Debit card	Fee £0.00 1 GBP = 208.0455 JPY +0.74% vs mid-market	Recipient gets ¥1,248,273.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 208.0455 JPY ¥1,248,273.00You pay£6,000.00

Xe Pay via Bank transfer	Fee £0.00 1 GBP = 208.0455 JPY +0.74% vs mid-market	Recipient gets ¥1,248,273.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 208.0455 JPY ¥1,248,273.00You pay£6,000.00
Xe Pay via Credit card	Fee £0.00 1 GBP = 208.0455 JPY +0.74% vs mid-market	Recipient gets ¥1,248,273.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 208.0455 JPY ¥1,248,273.00You pay£6,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee £50.90 1 GBP = 209.2938 JPY +0.15% vs mid-market	Recipient gets ¥1,245,109.00 Same day
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Japan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day £50.901 GBP = 209.2938 JPY ¥1,245,109.00You pay£6,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Moneycorp Pay via Bank transfer	Fee £0.00 1 GBP = 206.6634 JPY +1.40% vs mid-market	Recipient gets ¥1,239,980.44 Minutes - 2 days
0 reviews
Ways to receive money in Japan with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 GBP = 206.6634 JPY ¥1,239,980.44You pay£6,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee £4.99 1 GBP = 206.1564 JPY +1.66% vs mid-market	Recipient gets ¥1,236,938.40 Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 206.1564 JPY ¥1,236,938.40You pay£6,004.99
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee £4.99 1 GBP = 206.0589 JPY +1.70% vs mid-market	Recipient gets ¥1,236,353.40 Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 206.0589 JPY ¥1,236,353.40You pay£6,004.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee £4.99 1 GBP = 206.0589 JPY +1.70% vs mid-market	Recipient gets ¥1,236,353.40 Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 206.0589 JPY ¥1,236,353.40You pay£6,004.99
Wise Pay via Credit card	Fee £158.04 1 GBP = 209.6400 JPY -0.02% vs mid-market	Recipient gets ¥1,224,708.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £158.041 GBP = 209.6400 JPY ¥1,224,708.00You pay£6,000.00
Barclays Pay via Bank transfer	Fee £0.00 1 GBP = 204.0502 JPY +2.68% vs mid-market	Recipient gets ¥1,224,301.00 Minutes - 5 days
0 reviews
Ways to receive money in Japan with Barclays when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Free1 GBP = 204.0502 JPY ¥1,224,301.00You pay£6,000.00
How Our Results Work Mid-market rate: 1 GBP = 209.5978 JPY Updates every 60 minutes.

Why compare

GBP/JPY exchange rate

Best ways to pay & receive

Transfer speed

How to send money from UK to Japan

Pick a company

For a one-off GBP transfer to Japan, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 25 of the 28 days it quoted £6,000 transfers to Japan.

On a 6,000 GBP transfer, Key Currency delivers the most JPY.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/JPY rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Japan?

How much GBP you send to Japan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 87% of the transfers from £6,000 it quoted, and in 87% of all the transfers it quoted.


£500	0.25%	£0.00	¥104,535.00with debit card to bank deposit	+¥1,533.40
£1,000	0.15%	£0.90	¥209,172.00with bank transfer to bank deposit	+¥2,287.51
£2,000	-0.01%	£9.45	¥417,520.00with bank transfer to bank deposit	+¥3,505.48
£6,000This page	0.25%	£0.00	¥1,254,442.69with bank transfer to bank deposit	+¥10,061.15
£10,000	0.25%	£0.00	¥2,091,015.55with bank transfer to bank deposit	+¥16,763.04
£50,000	0.13%	£0.00	¥10,472,455.00with bank transfer to bank deposit	+¥58,293.68
£250,000	0.15%	£0.00	¥52,380,236.36with bank transfer to bank deposit	+¥159,410.36

Mid-market rate: 1 GBP = 209.5978 JPY

GBP/JPY Exchange Rate History

Is today a good time to send money from UK to Japan?

The cheapest way to send GBP to JPY can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6,000 GBP transfers to Japan.

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more JPY per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of JPY on every transfer from UK.

Right now, Key Currency pays 1,254,442.69 JPY on 6,000 GBP, which is 3,143.97 JPY less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,267,655.79 JPY.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Japan.

We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

Key CurrencyAppeared in 100 comparisons
Cheapest in 87% of them
Regency FXAppeared in 100 comparisons
Never the cheapest
TorFxAppeared in 100 comparisons
Never the cheapest
BarclaysAppeared in 165 comparisons
Never the cheapest

Based on 196 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most JPY, and it was also the cheapest in 87% of the 100 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Japan.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Japan.

Ways to send money from the UK to Japan

There are many ways to send money to Japan from the UK, including broker, online, app, multi-currency account, global account, in person, and bank, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Japan, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £25.38 in fees, has -0.02% markup, lets you save recipient details, and JPY will arrive in minutes.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized JPY transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of the 11 companies we compared, Wise is the cheapest online service and will get you ¥1,252,519 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Japan, and 24/7 support.

Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/JPY rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Key Currency was the cheapest broker in 98% of the transfers from £6,000 it quoted.

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Japan, but is usually a bit more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Japan will be able to collect ¥1,236,938.4 in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 96% of days in the past month.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Yen abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to JPY will get you ¥1,252,519 after fees.

If you don’t have JPY in your account, your GBP will auto-convert whenever you pay with Wise in Japan.

Once you have JPY in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Japan, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to Japan.

On a £6,000 transfer, banks like Barclays will add 2.68% markup, getting you ¥1,224,301 vs ¥1,254,442.69 with Key Currency.

We found Barclays was the cheapest bank on 28 of the 29 days it appeared for this amount.

Ways to fund GBP and receive JPY in Japan

Pay-in and pay-out methods will affect how much GBP you deposit and how much JPY your recipient gets. Use the table below to see how different options change how much you pay and what they get.

Our data shows that Key Currency gets your recipient 30,141.69 JPY more than Barclays, today's cheapest bank, on the same £6,000.

The overall best and cheapest way to send £6,000 to Japan is via Key Currency, using a bank transfer to deposit GBP and bank deposit to receive JPY.

Depositing GBP

You have 3 pay-in options for transfers to Japan, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Japan

Money can reach Japan by bank deposit and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Japan is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you ¥1,236,938.4 on a £6,000 transfer).

Digital wallets

Your recipient can receive JPY directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

1

Bank transfer Bank deposit

You pay £6,000.00

¥1,254,443

Cheapest
2

Debit card Bank deposit

You pay £6,000.00

¥1,248,540

-¥5,903
3

Credit card Bank deposit

You pay £6,000.00

¥1,248,273

-¥6,170
4

Bank transfer Cash pickup

You pay £6,004.99

¥1,236,938

-¥17,504
5

Debit card Cash pickup

You pay £6,004.99

¥1,236,353

-¥18,089

Show moreShow less

6

Credit card Cash pickup

You pay £6,004.99

¥1,236,353

-¥18,089

Consider this when sending GBP to Japan

There are a few nuances you should consider before sending GBP to Japan such as limits, taxes, and safety.

Compare GBP/JPY transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Japan:

Cheapest way to send money to Japan

The cheapest way is to use Key Currency, pay in with a bank transfer and withdraw via bank deposit. You will get ¥1,254,442.69, which is 0.02% more than the next best option.

Fastest way to send money to Japan

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get ¥1,245,109 and it will arrive in same day.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/JPY transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Key Currency will get you 1,254,442.69 JPY, that’s including £0 fee and 0.25% in exchange rate markup.

A bank like Barclays on the other hand, will get you ¥1,224,301, that’s £0 in fees but 2.68% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Japan.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 11 regulated companies offering money transfers from the UK to Japan in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/JPY pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 196 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/JPY transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Send money from United Kingdom

Send money to Japan

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	208.2529	–	¥1,249,517.53
Key Currency Cheapest	207.7323	£0.00	¥1,246,393.73	−¥3,123.80
Regency FX	207.6906	£0.00	¥1,246,143.83	−¥3,373.70
TorFx	207.6282	£0.00	¥1,245,768.97	−¥3,748.56
Barclays	202.9249	£0.00	¥1,217,549.00	−¥31,968.53

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	208.1007	–	¥1,248,604.02
Key Currency Cheapest	207.5804	£0.00	¥1,245,482.51	−¥3,121.51
Regency FX	207.5388	£0.00	¥1,245,232.79	−¥3,371.23
TorFx	207.4764	£0.00	¥1,244,858.21	−¥3,745.81
Barclays	202.5212	£0.00	¥1,215,127.00	−¥33,477.02

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	209.4098	–	¥1,256,458.97
Key Currency Cheapest	208.8863	£0.00	¥1,253,317.83	−¥3,141.14
Regency FX	208.8444	£0.00	¥1,253,066.53	−¥3,392.44
TorFx	208.7816	£0.00	¥1,252,689.60	−¥3,769.37
Barclays	202.5212	£0.00	¥1,215,127.00	−¥41,331.97

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	208.3340	–	¥1,250,004.08
Key Currency Cheapest	207.8132	£0.00	¥1,246,879.07	−¥3,125.01
Regency FX	207.7715	£0.00	¥1,246,629.07	−¥3,375.01
TorFx	207.7090	£0.00	¥1,246,254.07	−¥3,750.01
Barclays	202.9475	£0.00	¥1,217,685.00	−¥32,319.08

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	209.0077	–	¥1,254,046.19
Key Currency Cheapest	208.4852	£0.00	¥1,250,911.08	−¥3,135.11
Regency FX	208.4434	£0.00	¥1,250,660.27	−¥3,385.92
TorFx	208.3807	£0.00	¥1,250,284.06	−¥3,762.13
Barclays	203.4307	£0.00	¥1,220,584.00	−¥33,462.19

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	208.5150	–	¥1,251,090.23
Wise Cheapest	208.9840	£25.38	¥1,248,600.00	−¥2,490.23
Key Currency	207.9938	£0.00	¥1,247,962.50	−¥3,127.73
Regency FX	207.9520	£0.00	¥1,247,712.28	−¥3,377.95
TorFx	207.8895	£0.00	¥1,247,336.96	−¥3,753.27
Barclays	203.4307	£0.00	¥1,220,584.00	−¥30,506.23

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	208.5319	–	¥1,251,191.65
Key Currency Cheapest	208.0106	£0.00	¥1,248,063.67	−¥3,127.98
Regency FX	207.9689	£0.00	¥1,247,813.43	−¥3,378.22
TorFx	207.9063	£0.00	¥1,247,438.08	−¥3,753.57
Barclays	202.9488	£0.00	¥1,217,693.00	−¥33,498.65

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	209.2404	–	¥1,255,442.21
Key Currency Cheapest	208.7173	£0.00	¥1,252,303.60	−¥3,138.61
Regency FX	208.6754	£0.00	¥1,252,052.51	−¥3,389.70
TorFx	208.6126	£0.00	¥1,251,675.88	−¥3,766.33
Barclays	202.9488	£0.00	¥1,217,693.00	−¥37,749.21

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	209.7350	–	¥1,258,410.10
Key Currency Cheapest	209.2107	£0.00	¥1,255,264.07	−¥3,146.03
Regency FX	209.1687	£0.00	¥1,255,012.39	−¥3,397.71
TorFx	209.1058	£0.00	¥1,254,634.87	−¥3,775.23
Barclays	204.0479	£0.00	¥1,224,287.00	−¥34,123.10

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	208.8817	–	¥1,253,290.32
Key Currency Cheapest	208.3595	£0.00	¥1,250,157.09	−¥3,133.23
Regency FX	208.3177	£0.00	¥1,249,906.44	−¥3,383.88
TorFx	208.2551	£0.00	¥1,249,530.45	−¥3,759.87
Barclays	203.2025	£0.00	¥1,219,215.00	−¥34,075.32

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	209.4785	–	¥1,256,870.70
Key Currency Cheapest	208.9548	£0.00	¥1,253,728.52	−¥3,142.18
Regency FX	208.9129	£0.00	¥1,253,477.15	−¥3,393.55
TorFx	208.8500	£0.00	¥1,253,100.09	−¥3,770.61
Barclays	203.2025	£0.00	¥1,219,215.00	−¥37,655.70

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	209.5931	–	¥1,257,558.79
Key Currency Cheapest	209.0691	£0.00	¥1,254,414.90	−¥3,143.89
Regency FX	209.0272	£0.00	¥1,254,163.38	−¥3,395.41
TorFx	208.9644	£0.00	¥1,253,786.12	−¥3,772.67
Barclays	203.7504	£0.00	¥1,222,503.00	−¥35,055.79

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	209.8227	–	¥1,258,936.36
Key Currency Cheapest	209.2982	£0.00	¥1,255,789.02	−¥3,147.34
Regency FX	209.2562	£0.00	¥1,255,537.23	−¥3,399.13
TorFx	209.1933	£0.00	¥1,255,159.55	−¥3,776.81
Bank No quote collected this day	–	–	–	–

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	209.1622	–	¥1,254,972.98
Key Currency Cheapest	208.6393	£0.00	¥1,251,835.55	−¥3,137.43
Regency FX	208.5974	£0.00	¥1,251,584.55	−¥3,388.43
TorFx	208.5347	£0.00	¥1,251,208.06	−¥3,764.92
Barclays	203.2837	£0.00	¥1,219,702.00	−¥35,270.98

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	208.8910	£25.38	¥1,248,044.00	–
Barclays	203.1512	£0.00	¥1,218,907.00	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	209.1553	–	¥1,254,931.66
Key Currency Cheapest	208.6324	£0.00	¥1,251,794.33	−¥3,137.33
Regency FX	208.5906	£0.00	¥1,251,543.34	−¥3,388.32
TorFx	208.5278	£0.00	¥1,251,166.86	−¥3,764.80
Barclays	203.1512	£0.00	¥1,218,907.00	−¥36,024.66

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	210.4265	–	¥1,262,559.05
Key Currency Cheapest	209.9004	£0.00	¥1,259,402.66	−¥3,156.39
Regency FX	209.8584	£0.00	¥1,259,150.14	−¥3,408.91
TorFx	209.7952	£0.00	¥1,258,771.38	−¥3,787.67
Barclays	204.6840	£0.00	¥1,228,104.00	−¥34,455.05

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	210.1047	–	¥1,260,628.17
Wise Cheapest	210.5520	£25.38	¥1,257,968.00	−¥2,660.17
Key Currency	209.5794	£0.00	¥1,257,476.60	−¥3,151.57
Regency FX	209.5374	£0.00	¥1,257,224.47	−¥3,403.70
TorFx	209.4744	£0.00	¥1,256,846.29	−¥3,781.88
Barclays	204.9454	£0.00	¥1,229,672.00	−¥30,956.17

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	210.8184	–	¥1,264,910.16
Key Currency Cheapest	210.2913	£0.00	¥1,261,747.88	−¥3,162.28
Regency FX	210.2492	£0.00	¥1,261,494.90	−¥3,415.26
TorFx	210.1859	£0.00	¥1,261,115.43	−¥3,794.73
Barclays	204.9318	£0.00	¥1,229,591.00	−¥35,319.16

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	211.1441	–	¥1,266,864.65
Key Currency Cheapest	210.6162	£0.00	¥1,263,697.49	−¥3,167.16
Regency FX	210.5740	£0.00	¥1,263,444.11	−¥3,420.54
TorFx	210.5107	£0.00	¥1,263,064.05	−¥3,800.60
Barclays	204.9318	£0.00	¥1,229,591.00	−¥37,273.65

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	211.8055	–	¥1,270,832.87
Key Currency Cheapest	211.2760	£0.00	¥1,267,655.79	−¥3,177.08
Regency FX	211.2336	£0.00	¥1,267,401.63	−¥3,431.24
TorFx	211.1701	£0.00	¥1,267,020.38	−¥3,812.49
Barclays	205.9576	£0.00	¥1,235,746.00	−¥35,086.87

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
HSBC Cheapest	210.0313	£0.00	¥1,260,188.00	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	209.8782	–	¥1,259,269.24
Key Currency Cheapest	209.3535	£0.00	¥1,256,121.06	−¥3,148.18
Regency FX	209.3115	£0.00	¥1,255,869.21	−¥3,400.03
TorFx	209.2486	£0.00	¥1,255,491.43	−¥3,777.81
Barclays	204.2145	£0.00	¥1,225,287.00	−¥33,982.24

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	209.7929	–	¥1,258,757.51
Key Currency Cheapest	209.2684	£0.00	¥1,255,610.62	−¥3,146.89
Regency FX	209.2265	£0.00	¥1,255,358.87	−¥3,398.64
TorFx	209.1635	£0.00	¥1,254,981.24	−¥3,776.27
Barclays	203.9636	£0.00	¥1,223,782.00	−¥34,975.51

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	209.8388	–	¥1,259,032.87
Key Currency Cheapest	209.3142	£0.00	¥1,255,885.29	−¥3,147.58
Regency FX	209.2722	£0.00	¥1,255,633.48	−¥3,399.39
TorFx	209.2093	£0.00	¥1,255,255.77	−¥3,777.10
Barclays	204.0560	£0.00	¥1,224,336.00	−¥34,696.87

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