/Send money/To Japan/From Indonesia

How to send money to Japan from Indonesia with the best IDR-JPY rate

Compare the best ways to send money from Indonesia to Japan. Explore the fastest, cheapest, and most reliable providers with the best IDR to JPY exchange rates.

Read on for the best deals, expert information, and all you need to send money to Japan from Indonesia.

Transferring the other way? Send JPY from Japan to Indonesia instead.
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November 26th, 2025

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Best money transfer companies

Send money from Indonesia to Japan

Last updated: Today
Mid-market rate as of 11/26/2025: 1 IDR = 0.009378 JPY
Results below are based on a 4200000 IDR search
Promoted
Wise
Recipient gets (JPY)
¥38,704.00
Full transfer details
Visit Wise
¥498 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
0 of 4 providers
1
Wise
Recipient gets (JPY)
¥38,704.00
Full transfer details
Visit Wise
¥498 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (JPY)
¥37,418.19
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (JPY)
¥37,418.19
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
4
PayPal App
Recipient gets (JPY)
¥37,024.31
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Promoted
Wise
Recipient gets (JPY)
¥38,704.00
Full transfer details
Visit Wise
¥498 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best way to send: Wise

Wise is our top pick for sending IDR to JPY.

We tested & reviewed 4 money transfer companies offering services between Indonesia and Japan, and Wise scored highly.

For example, sending 4,200,000 IDR to JPY will cost you Rp69320 in fees, and you will receive 38,704 JPY. The delivery time is same day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Indonesia to Japan transfer using Wise.

Wise is the top rated company for sending money from Indonesia (IDR) to Japan (JPY) - Wise Screenshot

How to compare deals on your Indonesia to Japan transfer

Summary of recent searches

Top rated for transfers from Indonesia to Japan
Wise
Total number of ID - JP providers
4
Average cheapest fees & rate
Wise
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations for money transfers from Indonesia to Japan

1

Compare providers

Comparing providers offering services between Indonesia and Japan, based on your specific needs is the best way to send money with confidence.

Our comparison includes 4 companies that provide the ability to send Rupiah to Japan.

This ensures you get the best options for transfers to Japan from Indonesia, based on the amount you want to send.

2

Watch the Rupiah-Yen exchange rate

3

Choose the right payment method

4

Use providers regulated in Japan and Indonesia

5

Consider transfer limits

6

Receiving money in Japan

7

Have your ID ready

8

Tax declarations

The fastest way to send money to Japan from Indonesia is by sending cash

Cash transfers are almost instant in most cases.

However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.

Considering there aren’t many IDR/JPY transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to Japan from Indonesia is via PayPal P2P Transfer

The coverage of IDR/JPY transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a IDR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Sending a large amount of money?

For big transfers from Indonesia to Japan, competitive pricing & strong customer service are essential.

Of the
4 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Indonesia to Japan, it's a great provider for things like buying or selling property.

Understanding the cost of moving money from Indonesia to Japan

The total cost of sending money to Japan from Indonesia, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for IDR-JPY is 0.0094 JPY per Rupiah.

  • Finding a company offering an exchange rate closer to this will mean more Yen for your Rupiah.

  • The average IDR-JPY mid-market rate for the last 7 days has been 0.0094 JPY per Rupiah. This includes a high of 0.0094, and low of 0.0094.

  • Out of the 4 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting IDR to JPY should be the biggest determining cost factor when transferring Rupiah to Japan.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Wise has a fee of 69320 IDR per transfer (which is the cheapest option right now for a Rp4,200,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Yen eventually received in Japan.

A lower cost of sending from Indonesia will result in more money received in Japan.

Getting best exchange rate for transfers between Rupiah and Yen

Timing is essential for transferring money between IDR and JPY. The exchange rate you secure impacts how much JPY you get for your IDR.

Mid-market Rate
1 
IDR
=
0.009404 
JPY

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from IDR to JPY has moved slightly. On average, it was 0.0094.

  • During this same period,there was a high of 0.0094, and a low of 0.0094.

  • Wise, which is our recommended service to send money online from Indonesia to Japan offers 0.0094 JPY per IDR which is only -0.23% above the mid-market rate.

Want to secure the best IDR-Yen exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Indonesia to Japan!

Paying for your Indonesia to
Japan money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Indonesia to Japan.

    By using a money transfer company such as Wise to send money from Indonesia to Japan, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Wise is the cheapest money transfer provider for bank transfers from the 4 we tested when sending IDR to Japan.

    With a fee of IDR69320 to send money from Indonesia to Japan, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Indonesia to Japan with a prepaid or debit card is very easy with Western Union Agent.


    Western Union Agent is a great choice for sending money with a debit card from Indonesia to Japan. This is from the 4 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from Indonesia to Japan there aren't that many options, mainly because it's more expensive.

    If you have to, we recommend running a quick comparison to get the best deal on JPY

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Japan and Indonesia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to Japan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to JPY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Indonesia to Japan?
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Can I send money from Indonesia to Japan with MoneyTransfers.com?
What are the typical transfer fees for sending Rupiahs to Japan through various providers?
How long does it take to send money from Indonesia to Japan?
What is the best exchange rate I can get for sending money from Indonesia to Japan?
Are there any minimum or maximum transfer amounts for sending money from Indonesia to Japan?
Can I schedule regular transfers between Indonesia and Japan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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