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Compare the best ways to send money from New Zealand to Japan

Get the best deals when you transfer from New Zealand to Japan. Find the cheapest, fastest, and most reliable providers with the best exchange rates.

Read on for the best deals, expert information, and all you need to send money to Japan from New Zealand.

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Our recommended choice: XE

XE is our top choice for NZD to JPY transfers.

We tested the 7 largest providers and XE stands out, winning in 57.1% of searches for its unbeatable mix of cost, speed, and user-friendliness.

Looking to send money from New Zealand to Japan? XE will get the job done.

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How to get the best deal on your New Zealand to Japan transfer

About money transfers to Japan from New Zealand

The best rated provider for transfers from New Zealand to Japan
XE
Total number of NZ - JP providers
7
Average cheapest provider for transfers to Japan from New Zealand
TorFx
Average fastest transfer
Wise
Best for Bank Transfers
TorFx
Best for Debit Card
Wise
Best for Credit Card
Wise

Sending money from New Zealand to Japan: key insights and tips

1
Compare providers

Don't settle for the first option. Always compare ways to send money from New Zealand to Japan to find out about fees, speed, and reliability.

Our analysis included 7 providers that operate between New Zealand and Japan, including XE, TorFx, and HSBC.

Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Japan.

2
Think about the New Zealand Dollar-Yen exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Japan
7
Have your ID ready
8
Don't forget about taxes

Cheap money transfer to Japan from New Zealand: TorFx

Get the lowest fees with TorFx - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months show that TorFx is 0.3% cheaper than the second best option.

The $0 transfer cost represents the most common fee for NZD to JPY international transfers, based on data from the past six months.

If you want to secure the best rates on a NZD to Japan transfer, make sure you pick TorFx to send your money online.

*The most common fee applied to NZD-JPY by TorFx, calculated based on data from the past six months.

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Fastest ways to send money from New Zealand to Japan: Wise

Need to send money fast? Pick Wise and get your funds from New Zealand to Japan yesterday.

Data shows that Wise came up as the fastest way to send money from New Zealand to Japan in 85.7% of our searches, proving they are the best at handling urgent online money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from New Zealand to Japan - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


Although Wise is the quickest way to send money to Japan from New Zealand, the average cost of this service is $17.51.

If you don’t need to get your money to Japan in 1 day, remember that TorFx is the one that helps you save most.

But when speed matters, Wise should always be your go-to choice.

Need to send over $10,000?

For those big moves, going specialist is key.

Opt for a service that specializes in large transfers when size matters. For transfers over $10,000, your best bet is XE.


While XE may not be the cheapest or fastest way to send NZD from New Zealand to Japan, it’s the provider that will keep you safe and relax while your money moves and becomes JPY.

Understanding your money transfer costs: New Zealand to Japan

When it comes to calculating the costs of money transfers between New Zealand and Japan, here's what really matters:

The Mid-Market Rate: Today, the NZD-JPY mid-market rate equals to 90.854413. Keep in mind that this rate fluctuates all the time.

The AUD-JPY average exchange rate of the past three months has been 90.1498, with a highest of 90.8369 and a lowest of 89.1844.

When in doubt, use Wise. On average, Wise hovers just 0% above the mid-market rate.

Fees and Markups: That's where Wise shines, combining the best of both worlds: excellent NZD to JPY rates that are only 0% away from the average. That's savvy transferring for you.

How to find the best exchange rate for New Zealand Dollar to Yen

Timing is everything when it comes to sending money between NZD and JPY. The exchange rate you secure impacts how much JPY you get for your NZD.

Mid-market Rate
1
= 90.7831 JPY

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from NZD to JPY has seen some fluctuation. On average, it stood at 90.1498.

  • During this time, the highest value on records has been 90.8369, while the lowest has been 89.1844.

  • XE, which is our recommended service to send money online from New Zealand to Japan offers an exchange rate that is only 0.9% above the mid-market rate.

Want to secure the best NZD-Yen exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Japan!

What payment methods are available when sending money from New Zealand to
Japan?

  • Sending bank transfers from New Zealand to Japan

    Bank transfers are often the go-to when it comes to sending money from New Zealand to Japan - but they are expensive and slow.

    Using TorFx for sending money online from New Zealand to Japan, you can save a lot of money on fees. With an average fee of $0 to send money from New Zealand to Japan, TorFx offers a great combination of competitive exchange rates and lower fees.


    It is best to use your bank to send money with TorFx, as this offers the best service to send NZD to Japan with this payment method.

    In the past six months TorFx received an impressive 42.9% recommendation rate for bank transfers payments between New Zealand and Japan.

  • Sending money from New Zealand to Japan by credit card

    When it comes to credit card transfers, Wise is our top choice.

    Our comparison engine's last six months of data on NZD to JPY searches show they've been ranked as the best provider. They have an impressive 85.7% recommendation rate for this payment method.

  • Sending money from New Zealand to Japan by debit and prepaid cards

    Sending money from New Zealand to Japan with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from New Zealand to Japan. They consistently rank at the top in this category.


    Our data show that Wise proved to be the best in this service with a 85.7% recommendation rate over the past six months.

Why trust our suggestions?

We compared the cost, speed, and product offerings of the leading money transfer services available between Japan and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Japan .


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to JPY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.