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Compare ways to send money from New Zealand to Japan

Compare the best ways to send money from New Zealand to Japan. Explore the fastest, cheapest, and most reliable providers with the best NZD to JPY exchange rates.

Read on for the best deals, expert information, and all you need to send money to Japan from New Zealand.

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Best way to send: Wise

Wise is our top pick for sending NZD to JPY.

We tested & reviewed 9 money transfer companies offering services between New Zealand and Japan, and Wise scored highly.

In total, Wise appeared in 100% of New Zealand to Japan searches, and was the top rated company out of 9 that support transfers into Yen.

So for a great mix of cost, speed & features, make your New Zealand to Japan transfer using Wise.

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How to compare deals on your New Zealand to Japan transfer

Summary of recent searches

Top rated for transfers from New Zealand to Japan
Wise
Total number of NZ - JP providers
9
Average cheapest fees & rate
Revolut
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Wise

What to consider ahead of money transfers from New Zealand to Japan

1
Compare providers

Comparing based on your specific needs is the best way to send money from New Zealand to Japan with confidence.

Our analysis, and search results, include 9 providers that operate between New Zealand and Japan. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Japan.

2
Understand the New Zealand Dollar-Yen exchange rate
3
Choose the right payment method
4
Use providers regulated in New Zealand and Japan
5
Consider transfer limits
6
Receiving money in Japan
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money to Japan from New Zealand: Revolut

Revolut offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending New Zealand Dollar to Japan.

Of the 9 providers compared, data shows that Revolut is 0.4% cheaper than the second-best option.

The is cost is made up of an average NZD-JPY exchange rate that is 0.2% different to the mid-market rate and an average fee of 0* NZD.

If you want to secure the best rates on a NZD to Japan transfer, Revolut will result in the most Yen received.

*The most common fee applied to NZD-JPY by Revolut, based on data from the past six months.

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Fastest way to transfer money to Japan from New Zealand: Wise.

Of 9 companies compared, Wise offers the quickest way to send New Zealand Dollars to Japan.

Through our data, we found Wise to be the fastest option for sending money from New Zealand into Yen in 100% of occasions. For fast NZD to JPY money transfers, Wise comes highly recommended.

New Zealand to Japan transfers with Wise have an average fee of 5.79 NZD.

To test that Wise was the 'fastest' option we compared 9 providers. With this, we compared overall speed of sending money from New Zealand to Japan made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Japan.

When sending at speed is a priority, Wise is our recommended choice for sending into Japan from New Zealand.

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Transfer a large amount of money

To transfer large sums of money from New Zealand to Japan, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
9 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Japan can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Japan from New Zealand.

Understanding the cost of moving money from New Zealand to Japan

The total cost of sending money to Japan from New Zealand, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for NZD-JPY is 91.0863 JPY per New Zealand Dollar.

  • Finding a company offering an exchange rate closer to this will mean more Yen for your New Zealand Dollar.

  • The average NZD-JPY mid-market rate for the last three months has been 94.8478 JPY per New Zealand Dollar. This includes a high of 94.8478, and low of 94.8478.

  • Out of the 9 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting NZD to JPY should be the biggest determining cost factor when transferring New Zealand Dollar to Japan.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Revolut, with a fee average of 0 NZD per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Yen eventually received in Japan.

A lower cost of sending from New Zealand will result in more money received in Japan.

Getting best exchange rate for sending New Zealand Dollar to Yen

Timing is essential when tracking the mid-market rate between NZD and JPY. The end exchange rate you secure impacts how much JPY you get for your NZD.

Mid-market Rate
1
= 91.086308 JPY

The recent mid-market rate trends are:

  • Over the past six months, the mid-market rate from NZD to JPY was 94.8478.

  • During this period, it hit a high of 94.8478, and a low of 94.8478.

  • Wise, which is our recommended service to send money online from New Zealand to Japan offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best NZD-Yen exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Japan!

Paying for your New Zealand to
Japan money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from New Zealand to Japan.

    By using a money transfer company such as Revolut to send money from New Zealand to Japan, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Revolut is the cheapest money transfer provider for bank transfers from the 9 we tested when sending NZD to Japan.

    With an average fee of NZD0 to send money from New Zealand to Japan, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Japan with a prepaid or debit card is very easy with Wise.


    Wise is a great choice for sending money with a debit card from New Zealand to Japan. This is from the 9 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from New Zealand to Japan, emerges as our top choice of the 9 companies offering this service.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Japan and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Japan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to JPY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.