"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
Best way to send: Wise
We tested & reviewed 13 money transfer companies offering services between New Zealand and Japan, and Wise scored highly.
In total, Wise appeared in 100% of New Zealand to Japan searches, and was the top rated company out of 13 that support transfers into Yen.
So for a great mix of cost, speed & features, make your New Zealand to Japan transfer using Wise.
How to compare deals on your New Zealand to Japan transfer
What to consider ahead of money transfers from New Zealand to Japan
Comparing based on your specific needs is the best way to send money from New Zealand to Japan with confidence.
Our analysis, and search results, include 13 providers that operate between New Zealand and Japan. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Japan.
Cheapest way to transfer money to Japan from New Zealand: Revolut
Of the 13 providers compared, data shows that Revolut is 0.4% cheaper than the second-best option.
The is cost is made up of an average NZD-JPY exchange rate that is 0.2% different to the mid-market rate and an average fee of 0* NZD.
If you want to secure the best rates on a NZD to Japan transfer, Revolut will result in the most Yen received.
*The most common fee applied to NZD-JPY by Revolut, based on data from the past six months.
Fastest way to transfer money to Japan from New Zealand: Wise.
Through our data, we found Wise to be the fastest option for sending money from New Zealand into Yen in 100% of occasions. For fast NZD to JPY money transfers, Wise comes highly recommended.
New Zealand to Japan transfers with Wise have an average fee of 5.79 NZD.
To test that Wise was the 'fastest' option we compared 13 providers. With this, we compared overall speed of sending money from New Zealand to Japan made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Japan.
When sending at speed is a priority, Wise is our recommended choice for sending into Japan from New Zealand.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 13 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Japan can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to Japan from New Zealand.
Understanding the cost of moving money from New Zealand to Japan
The total cost of sending money to Japan from New Zealand, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for NZD-JPY is 89.0032 JPY per New Zealand Dollar.
Finding a company offering an exchange rate closer to this will mean more Yen for your New Zealand Dollar.
The average NZD-JPY mid-market rate for the last three months has been 94.8478 JPY per New Zealand Dollar. This includes a high of 94.8478, and low of 94.8478.
Out of the 13 companies compared, Wise offers the best exchange rates.
The exchange rate you receive on converting NZD to JPY should be the biggest determining cost factor when transferring New Zealand Dollar to Japan.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Revolut, with a fee average of 0 NZD per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Yen eventually received in Japan.
A lower cost of sending from New Zealand will result in more money received in Japan.
Getting best exchange rate for sending New Zealand Dollar to Yen
Timing is essential when tracking the mid-market rate between NZD and JPY. The end exchange rate you secure impacts how much JPY you get for your NZD.
The recent mid-market rate trends are:
Over the past six months, the mid-market rate from NZD to JPY was 94.8478.
During this period, it hit a high of 94.8478, and a low of 94.8478.
Wise, which is our recommended service to send money online from New Zealand to Japan offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best NZD-Yen exchange rates?
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Paying for your New Zealand to Japan money transfer
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Japan and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Japan.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to JPY.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.