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Send money from New Zealand to Japan
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
HSBCRecipient gets (JPY)¥855,989.50Not recommended
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Best way to send: Wise
We tested & reviewed 11 money transfer companies offering services between New Zealand and Japan, and Wise scored highly.
For example, sending 10,000 NZD to JPY will cost you $33.61 in fees, and you will receive 882,223 JPY. The delivery time is next day, but it depends on the day you make the transfer.
So for a great mix of cost, speed & features, make your New Zealand to Japan transfer using Wise.
How to compare deals on your New Zealand to Japan transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure get best exchange rates on transfers from New Zealand to Japan.
- Choose a provider
Select the provider that offers you the best value & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Japan from New Zealand.
Summary of recent searches
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What to consider ahead of money transfers from New Zealand to Japan
Comparing based on your specific needs is the best way to send money from New Zealand to Japan with confidence.
Our analysis, and search results, include 11 providers that operate between New Zealand and Japan. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Japan.
Cheapest way to transfer money to Japan from New Zealand: Regency FX
Of the 11 providers compared, data shows that Regency FX is 0.03% cheaper than the second-best option.
The is cost is made up of an average NZD-JPY exchange rate that is 0.27% different to the mid-market rate and an average fee of 0* NZD.
If you want to secure the best rates on a NZD to Japan transfer, Regency FX will result in the most Yen received.
Fastest way to transfer money to Japan from New Zealand: Wise.
Of 11 companies compared, Wise offers the quickest way to send New Zealand Dollars to Japan.
For example, sending $10,000 to Japan with Wise will be next day.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
New Zealand to Japan transfers with Wise have a fee of 33.61 NZD.
To test that Wise was the 'fastest' option we compared 11 providers. With this, we compared overall speed of sending money from New Zealand to Japan made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Japan.
When sending at speed is a priority, Wise is our recommended choice for sending into Japan from New Zealand.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 11 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Japan can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to Japan from New Zealand.
Understanding the cost of moving money from New Zealand to Japan
The total cost of sending money to Japan from New Zealand, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for NZD-JPY is 88.3875 JPY per New Zealand Dollar.
Finding a company offering an exchange rate closer to this will mean more Yen for your New Zealand Dollar.
The average NZD-JPY mid-market rate for the last 7 days has been 88.4515 JPY per New Zealand Dollar. This includes a high of 88.9092, and low of 87.9347.
Out of the 11 companies compared, Wise offers the best exchange rates.
The exchange rate you receive on converting NZD to JPY should be the biggest determining cost factor when transferring New Zealand Dollar to Japan.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX has a fee of 0 NZD per transfer (which is the cheapest option right now for a $10,000 transfer).
Although you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Yen eventually received in Japan.
A lower cost of sending from New Zealand will result in more money received in Japan.
Getting best exchange rate for sending New Zealand Dollar to Yen
Timing is essential when tracking the mid-market rate between NZD and JPY. The end exchange rate you secure impacts how much JPY you get for your NZD.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from NZD to JPY was 88.4515.
During this period, it hit a high of 88.9092, and a low of 87.9347.
Wise, which is our recommended service to send money online from New Zealand to Japan offers an exchange rate that is only 0.05% above the mid-market rate.
Want to secure the best NZD-Yen exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Japan!
Paying for your New Zealand to Japan money transfer
Bank transfers
A bank transfer is often the default option for money transfers from New Zealand to Japan.
By using a money transfer company such as Regency FX to send money from New Zealand to Japan, you can while benefit from lower fees and more favorable exchange rates than a bank would offer.
On average, Regency FX is the cheapest money transfer provider for bank transfers from the 11 we tested when sending NZD to Japan.
With a fee of NZD0 to send money from New Zealand to Japan, Regency FX offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to Japan with a prepaid or debit card is very easy with Wise.
Wise is a great choice for sending money with a debit card from New Zealand to Japan. This is from the 11 money transfer companies compared.
Credit cards
When it comes to credit card money transfers from New Zealand to Japan there aren't that many options, mainly because it's more expensive.
If you have to, we recommend running a quick comparison to get the best deal on JPY
Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Japan and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Japan.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to JPY.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
