/Send money/To Japan/From Kiribati

How to send money to Japan from Kiribati with the best AUD-JPY rate

Compare the best ways to send money from Kiribati to Japan. Explore the fastest, cheapest, and most reliable providers with the best AUD to JPY exchange rates.

Read on for the best deals, expert information, and all you need to send money to Japan from Kiribati.

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November 21st, 2025

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Kiribati
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Best money transfer companies

Send money from Kiribati to Japan

Last updated: Today
Mid-market rate as of 11/21/2025: 1 AUD = 101.360642 JPY
Results below are based on a 400 AUD search
Promoted
Wise
Recipient gets (JPY)
¥40,117.00
Full transfer details
Visit Wise
¥789 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
0 of 3 providers
1
Wise
Recipient gets (JPY)
¥40,117.00
Full transfer details
Visit Wise
¥789 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (JPY)
¥38,228.17
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (JPY)
¥37,730.49
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Promoted
Wise
Recipient gets (JPY)
¥40,117.00
Full transfer details
Visit Wise
¥789 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best way to send: Wise

Wise is our top pick for sending AUD to JPY.

We tested & reviewed 3 money transfer companies offering services between Kiribati and Japan, and Wise scored highly.

For example, sending 400 AUD to JPY will cost you $4.24 in fees, and you will receive 40,117 JPY. The delivery time is within a week, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Kiribati to Japan transfer using Wise.

Wise is the top rated company for sending money from Kiribati (AUD) to Japan (JPY) - Wise Screenshot

How to compare deals on your Kiribati to Japan transfer

Summary of recent searches

Top rated for transfers from Kiribati to Japan
Wise
Total number of KI - JP providers
3
Average cheapest fees & rate
Wise
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
PayPal App
Best for credit card
PayPal App

What to consider ahead of money transfers from Kiribati to Japan

1

Compare providers

Comparing based on your specific needs is the best way to send money from Kiribati to Japan with confidence.

Our analysis, and search results, include 3 providers that operate between Kiribati and Japan. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Kiribati when you need to send money to Japan.

2

Understand the Australian Dollar-Yen exchange rate

3

Choose the right payment method

4

Use providers regulated in Kiribati and Japan

5

Consider transfer limits

6

Receiving money in Japan

7

Have your ID ready

8

Don't forget about taxes

The cheapest way to send money to Japan from Kiribati is to send cash via Western Union Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100+ money transfer companies, there aren’t many options servicing AUD/JPY.

The main cost is made up of the fee (around 3 AUD) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much AUD you are sending.

The cheapest way to to send money to Japan from Kiribati is via PayPal P2P Transfer

The coverage of AUD/JPY transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a AUD transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Sending a large amount of money?

For big transfers from Kiribati to Japan, competitive pricing & strong customer service are essential.

Of the
3 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Kiribati to Japan, it's a great provider for things like buying or selling property.

Understanding the cost of moving money from Kiribati to Japan

The total cost of sending money to Japan from Kiribati, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for AUD-JPY is 100.9597 JPY per Australian Dollar.

  • Finding a company offering an exchange rate closer to this will mean more Yen for your Australian Dollar.

  • The average AUD-JPY mid-market rate for the last 7 days has been 101.0181 JPY per Australian Dollar. This includes a high of 102.1147, and low of 100.3846.

  • Out of the 3 companies compared, Western Union Agent offers the best exchange rates.

  • The exchange rate you receive on converting AUD to JPY should be the biggest determining cost factor when transferring Australian Dollar to Japan.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Wise has a fee of 4.24 AUD per transfer (which is the cheapest option right now for a $400 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Yen eventually received in Japan.

A lower cost of sending from Kiribati will result in more money received in Japan.

The best exchange rate for Australian Dollar to Yen transfers

When sending money between AUD and JPY getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much JPY you get for your AUD.

Mid-market Rate
1 
AUD
=
100.959689 
JPY

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from AUD to JPY has been 101.0181.

  • During this period, there was a high of 102.1147, and 100.3846 being the lowest point.

  • Wise, which is our recommended service to send money online from Kiribati to Japan offers an exchange rate with a -0.01% markup against the mid-market rate.

Want to secure the best AUD-Yen exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Kiribati to Japan!

Paying for your Kiribati to
Japan money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Kiribati to Japan.

    By using a money transfer company such as Wise to send money from Kiribati to Japan, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Wise is the cheapest money transfer provider for bank transfers from the 3 we tested when sending AUD to Japan.

    With a fee of AUD4.24 to send money from Kiribati to Japan, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Kiribati to Japan with a prepaid or debit card is very easy with Wise.


    Wise is a great choice for sending money with a debit card from Kiribati to Japan. This is from the 3 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from Kiribati to Japan there aren't that many options, mainly because it's more expensive.

    If you have to, we recommend running a quick comparison to get the best deal on JPY

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Japan and Kiribati.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Kiribati to Japan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to JPY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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