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How to send money to Japan from Netherlands with the best EUR-JPY rate

Compare the best ways to send money from the Netherlands to Japan. Explore the fastest, cheapest, and most reliable providers with the best EUR to JPY exchange rates.

Read on for the best deals, expert information, and all you need to send money to Japan from the Netherlands.

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July 5th, 2025
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Best money transfer companies

Send money from Netherlands to Japan

Last updated: Today
Mid-market rate as of 07/05/2025: 1 EUR = 170.179596 JPY
Results below are based on a 7000 EUR search
0 of 16 providers
Sponsored
Wise
Recipient gets (JPY)
¥1,185,176.00
Full transfer details
Visit Wise
¥29,657 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (JPY)
¥1,161,687.10
Full transfer details
Visit Xe
¥6,168 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (JPY)
¥1,188,279.03
Full transfer details
Visit Key Currency
¥32,760 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (JPY)
¥1,188,159.90
Full transfer details
Visit Currencyflow
¥32,640 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (JPY)
¥1,188,040.78
Full transfer details
Visit Regency FX
¥32,521 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (JPY)
¥1,187,683.40
Full transfer details
Visit TorFx
¥32,164 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Wise
Recipient gets (JPY)
¥1,185,176.00
Full transfer details
Visit Wise
¥29,657 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
Currencies Direct
Recipient gets (JPY)
¥1,185,136.00
Full transfer details
Visit Currencies Direct
¥29,617 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
7
OFX
Recipient gets (JPY)
¥1,176,890.00
Full transfer details
Visit OFX
¥21,371 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
8
Remitly
Recipient gets (JPY)
¥1,167,740.00
Full transfer details
Visit Remitly
¥12,221 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
9
Xe
Recipient gets (JPY)
¥1,161,687.10
Full transfer details
Visit Xe
¥6,168 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (JPY)
¥1,187,004.72
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (JPY)
    ¥1,150,894.83
    Not recommended
  • PayPal
    PayPal
    Recipient gets (JPY)
    ¥1,096,719.00
    Not recommended
Sponsored
Wise
Recipient gets (JPY)
¥1,185,176.00
Full transfer details
Visit Wise
¥29,657 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (JPY)
¥1,161,687.10
Full transfer details
Visit Xe
¥6,168 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best way to send: Wise

Wise is our top pick for sending EUR to JPY.

We tested & reviewed 16 money transfer companies offering services between the Netherlands and Japan, and Wise scored highly.

For example, sending 7,000 EUR to JPY will cost you €37.59 in fees, and you will receive 1,185,176 JPY. The delivery time is within a week, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Netherlands to Japan transfer using Wise.

Wise is the top rated company for sending money from Netherlands (EUR) to Japan (JPY) - Wise Screenshot

How to compare deals on your Netherlands to Japan transfer

Summary of recent searches

Top rated for transfers from Netherlands to Japan
Wise
Total number of NL - JP providers
16
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Considerations when sending from Netherlands to Japan

1
Compare providers

Comparing money transfer companies with services between the Netherlands and Japan, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 16 providers providing services between Netherlands and Japan. This ensures you will get the best options when sending Yen to Japan.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Japan will provide a specific provider that’s best for transferring money from the Netherlands.

2
Understanding the Euro-Yen exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Euro in Japan
7
Confirm the ID you need
8
Tax declarations

Cheapest way to send money from Netherlands to Japan: Key Currency

The combination of the lowest fees and best exchange rate is through Key Currency. This makes them our cheapest transfer service of the 16 compared for sending Euro to Japan.

Our data shows, that Key Currency is 0.01% than the second-best option when sending via a bank transfer.

This includes the fee of 0 EUR and a EUR-JPY exchange rate for international transfers that is 0.25% different to the mid-market rate.

Securing the best rates on a EUR to Japan transfer can be done with Key Currency but you can always search for your specific amount.

Key Currency is the cheapest way to send money from Netherlands (EUR) to Japan (JPY) - Key Currency Screenshot

Fastest way to transfer money from Netherlands to Japan: Currencyflow

Of the 16 companies compared, Currencyflow currently offers the fastest money transfers to Japan from the Netherlands.

With Currencyflow , the transfer time to Japan is minutes - 24 hours, with a 0 EUR transfer fee (based on €7,000 transfer)

To get the 'fastest' option we compared 16 providers for overall speed of sending money from the Netherlands to Japan - this includes depositing Euro, transfer times, withdrawal timeframes in Japan. 


Currencyflow is the fastest way to send money from Netherlands (EUR) to Japan (JPY) - Currencyflow Screenshot

Sending a large amount of money?

For big transfers from the Netherlands to Japan, competitive pricing & strong customer service are essential.

Of the
16 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Netherlands to Japan, it's a great provider for things like buying or selling property.

Understanding the cost of moving money from Netherlands to Japan

The total cost of sending money to Japan from the Netherlands, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-JPY is 170.1796 JPY per Euro.

  • Finding a company offering an exchange rate closer to this will mean more Yen for your Euro.

  • The average EUR-JPY mid-market rate for the last 7 days has been 169.8531 JPY per Euro. This includes a high of 170.1796, and low of 169.4054.

  • Out of the 16 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting EUR to JPY should be the biggest determining cost factor when transferring Euro to Japan.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Key Currency has a fee of 0 EUR per transfer (which is the cheapest option right now for a €7,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Yen eventually received in Japan.

A lower cost of sending from the Netherlands will result in more money received in Japan.

Getting the best exchange rate for Euro to Yen

Tracking the mid-market rate can make a huge difference when sending money EUR to JPY. The exchange rate you secure impacts how much JPY you get for your EUR.

Mid-market Rate
1 
=
170.179596 
JPY

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from EUR to JPY has seen some fluctuation. On average, it has been 169.8531.

  • During this period, the highest value level was 170.1796, with a low of 169.4054.

  • Wise, which is our recommended service to send money online from Netherlands to Japan offers an exchange rate that is only -0.03% above the mid-market rate.

Want to secure the best EUR-Yen exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Netherlands to Japan!

Paying for your Netherlands to
Japan money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from the Netherlands to Japan.

    By using a money transfer company such as Key Currency to send money from the Netherlands to Japan, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Key Currency is the cheapest money transfer provider for bank transfers from the 16 we tested when sending EUR to Japan.

    With a fee of EUR0 to send money from the Netherlands to Japan, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Netherlands to Japan with a prepaid or debit card is very easy with Wise.


    Wise is a great choice for sending money with a debit card from the Netherlands to Japan. This is from the 16 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from the Netherlands to Japan there aren't that many options, mainly because it's more expensive.

    If you have to, we recommend running a quick comparison to get the best deal on JPY

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Japan and Netherlands.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Netherlands to Japan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to JPY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Netherlands to Japan?
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Can I send money from Netherlands to Japan with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Japan through various providers?
How long does it take to send money from Netherlands to Japan?
What is the best exchange rate I can get for sending money from Netherlands to Japan?
Are there any minimum or maximum transfer amounts for sending money from Netherlands to Japan?
Can I schedule regular transfers between Netherlands and Japan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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