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Compare ways to send money from China to Japan

Compare the best ways to send money from China to Japan. Explore the fastest, cheapest, and most reliable providers with the best CNY to JPY exchange rates.

Read on for the best deals, expert information, and all you need to send money to Japan from China.

Transferring the other way? Send JPY from Japan to China instead.
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Companies for transfers from China to Japan

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Send money to over 40 destinations online and in the mobile app."

Fees
$0 - $10
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.3% - 2%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%

Best way to send: Wise

Wise is our top pick for sending CNY to JPY.

We tested & reviewed 4 money transfer companies offering services between China and Japan, and Wise scored highly.

In total, Wise appeared in 100% of China to Japan searches, and was the top rated company out of 4 that support transfers into Yen.

So for a great mix of cost, speed & features, make your China to Japan transfer using Wise.

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How to compare deals on your China to Japan transfer

Summary of recent searches

Top rated for transfers from China to Japan
Wise
Total number of CN - JP providers
4
Average cheapest fees & rate
Panda Remit
Average fastest transfer
TorFx
Average transfer time
Within minutes
Best for bank transfers
Panda Remit

Understanding China to Japan money transfers

1
Comparing providers

Comparing providers when sending money from China to Japan is the easiest way to make a transfer at the best price.

We’ve compared 4 providers for sending Yuan Renminbi to Japan. This ensures you will get the best options for your transfer to Japan from China.

We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from China to Japan.

2
Get ahead of the Yuan Renminbi-Yen exchange rate
3
Choosing the right payment method
4
Financial regulators in China and Japan
5
Consider transfer limits
6
Receiving money in Japan
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from China to Japan: Panda Remit

The combination of the lowest fees and best exchange rate is through Panda Remit. This makes them our cheapest transfer service of the 4 compared for sending Yuan Renminbi to Japan.

Our data shows, over the past six months, that Panda Remit is 0.8% than the second-best option when sending via a bank transfer.

This measure includes an average fee of 4* CNY and a CNY-JPY exchange rate for international transfers that is 0.3% different to the mid-market rate.

Securing the best rates on a CNY to Japan transfer can be done with Panda Remit but you can always search for your specific amount.

*The most common fee applied by Panda Remit when sending CNY-JPY, based on data from the past six months.

Fastest money transfers to Japan from China: TorFx.

We tested 4 companies offering transfers from Yuan Renminbi to Japan and TorFx offered the quickest options.

Through our research, we found TorFx to be the quickest way to send CNY into Yen in 50% of instances. For fast transfers between CNY and JPY, TorFx is generally a good option.

Money transfers from China to Japan through TorFx have an average fee of 0 CNY.

To confirm that TorFx was the 'fastest' option we compared 4 money transfer providers for overall speed of sending money from China to Japan. This was made up of depositing Yuan Renminbi to a money transfer account and transfer times to Japan.

When sending quickly is a priority, TorFx is our recommended choice for sending into Japan from China.

Screenshot
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Sending large sums of money?

For transferring a bigger sum of money to Japan from China, we’d recommend using a provider that can offer a hands-on approach.

Of the
4 companies tested, Wise is the best rated for larger transfer amounts.

Whether for a property purchase, or as a gift, sending large amounts of money to Japan from China can be expensive.

Wise is our choice for big transfers to CNY because of all round price, speed and management when making large transfers.

Understanding the cost of moving money from China to Japan

The total cost of sending money to Japan from China, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for CNY-JPY is 21.4833 JPY per Yuan Renminbi.

  • Finding a company offering an exchange rate closer to this will mean more Yen for your Yuan Renminbi.

  • The average CNY-JPY mid-market rate for the last three months has been 20.3222 JPY per Yuan Renminbi. This includes a high of 20.6077, and low of 20.0366.

  • Out of the 4 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting CNY to JPY should be the biggest determining cost factor when transferring Yuan Renminbi to Japan.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Panda Remit, with a fee average of 4 CNY per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Yen eventually received in Japan.

A lower cost of sending from China will result in more money received in Japan.

Getting best exchange rate for transfers between Yuan Renminbi and Yen

Timing is essential for transferring money between CNY and JPY. The exchange rate you secure impacts how much JPY you get for your CNY.

Mid-market Rate
1 
=
21.483267 
JPY

The recent trends between the currencies are:

  • Over the past six months, the mid-market rate from CNY to JPY has moved slightly. On average, it was 20.3222.

  • During this same period,there was a high of 20.6077, and a low of 20.0366.

  • Wise, which is our recommended service to send money online from China to Japan offers an exchange rate that is only -0.03% above the mid-market rate.

Want to secure the best CNY-Yen exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from China to Japan!

Paying for your China to
Japan money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from China to Japan.

    By using a money transfer company such as Panda Remit to send money from China to Japan, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Panda Remit is the cheapest money transfer provider for bank transfers from the 4 we tested when sending CNY to Japan.

    With an average fee of CNY4 to send money from China to Japan, Panda Remit offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from China to Japan with a prepaid or debit card is very easy with .


    is a great choice for sending money with a debit card from China to Japan. This is from the 4 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from China to Japan, emerges as our top choice of the 4 companies offering this service.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Japan and China.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from China to Japan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CNY to JPY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from China to Japan?
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Can I send money from China to Japan with MoneyTransfers.com?
What are the typical transfer fees for sending Yuan Renminbis to Japan through various providers?
How long does it take to send money from China to Japan?
What is the best exchange rate I can get for sending money from China to Japan?
Are there any minimum or maximum transfer amounts for sending money from China to Japan?
Can I schedule regular transfers between China and Japan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.