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Compare the best ways to send money from China to Japan

Get the best deals when you transfer from China to Japan. Find the cheapest, fastest, and most reliable providers with the best CNY to JPY exchange rates.

Read on for the best deals, expert information, and all you need to send money to Japan from China.

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Overall best choice: Wise

Wise is our top pick for CNY to JPY transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 100% of China to Japan searches, and was the top rated company out of 3 that support CNY to JPY.

So for a great mix of cost, speed & features, make your China to Japan transfer using Wise.

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How to get the best deal on your China to Japan transfer

Summary of recent searches

Top rated for transfers from China to Japan
Wise
Total number of CN - JP providers
3
Average cheapest fees & rate
TorFx
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
TorFx

Important things to consider before sending money from China to Japan

1
Compare providers

Don't settle for the first option. Always compare ways to send money from China to Japan to find out about fees, speed, and reliability.

Our analysis included 3 providers that operate between China and Japan.

Through this, you get a comprehensive view of all the options you have in China when you need to send money to Japan.

2
Think about the Yuan Renminbi-Yen exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Japan
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Japan from China: TorFx

Get the lowest fees with TorFx - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months show that TorFx is 0.5% cheaper than the second-best option.

The 元0 transfer cost represents the most common fee for CNY to JPY international transfers, based on data from the past six months.

If you want to secure the best rates on a CNY to Japan transfer, make sure you pick TorFx to send your money online.

*The most common fee applied to CNY-JPY by TorFx, based on data from the past six months.

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Fastest way to send money from China to Japan: Wise

Need to send money fast? Pick Wise and get your funds from China to Japan at speed.

Our data shows that Wise came up as the fastest way to send money from China to Japan in 50% of searches. This makes them well suited to urgent CNY to JPY money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from China to Japan - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to Japan from China in 50% of the searches on MoneyTransfers.com over the past six months.

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Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send CNY from China to Japan, it’s the provider that will keep you safe and relaxed while your money moves into JPY.

Understanding the costs involved when moving money from China to Japan

When calculating the costs of money transfers between China and Japan, here's what really matters:

The Mid-Market Rate: Today, the CNY-JPY mid-market rate equals to 21.354089 JPY per Yuan Renminbi. Keep in mind that this rate fluctuates all the time.

The CNY-JPY average exchange rate of the past three months has been 20.6765 JPY per Yuan Renminbi, with a high of 20.7921 and a low of 20.4769.

Fees and Markups: That's where Wise shines, combining the best of both worlds: excellent CNY to JPY rates that are only -0.21% away from the average.

How to find the best exchange rate for Yuan Renminbi to Yen

Timing is essential sending money between CNY and JPY. The exchange rate you secure impacts how much JPY you get for your CNY.

Mid-market Rate
1
= 21.354089 JPY

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from CNY to JPY has seen some fluctuation. On average, it stood at 20.6765.

  • During this period, the highest value recorded was 20.7921, while the lowest was 20.4769.

  • Wise, which is our recommended service to send money online from China to Japan offers an exchange rate that is only 0.22% above the mid-market rate.

Want to secure the best CNY-Yen exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from China to Japan!

Payment methods available to fund your China to
Japan transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from China to Japan.

    By using a money transfer company such as TorFx for transfers from China to Japan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, TorFx is the cheapest provider for bank transfers from the 3 we tested when sending CNY to Japan.

    With an average fee of CNY0 to send money from China to Japan, TorFx offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from China to Japan with a debit or a prepaid card is very simple with .


    is a leader in debit card payments for transfers from China to Japan, competing among a total of 3 active money transfer companies on this route. They consistently rank at the top in this category.


  • Credit cards

    When it comes to credit card transfers from China to Japan, emerges as our top choice of the 3 companies offering this service.

    Our comparison engine's last six months of data on CNY to JPY searches show has been ranked as the cheapest provider.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Japan and China.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from China to Japan .


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CNY to JPY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.