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How to send money to Japan from India with the best INR-JPY rate

Compare the best ways to send money from India to Japan. Explore the fastest, cheapest, and most reliable providers with the best INR to JPY exchange rates.

Read on for the best deals, expert information, and all you need to send money to Japan from India.

Transferring the other way? Send JPY from Japan to India instead.
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July 4th, 2025
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Best money transfer companies

Send money from India to Japan

Last updated: Today
Mid-market rate as of 07/04/2025: 1 INR = 1.69061 JPY
Results below are based on a 600000 INR search
0 of 4 providers
Sponsored
Wise
Recipient gets (JPY)
¥1,001,475.00
Full transfer details
Visit Wise
¥17,540 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (JPY)
¥1,011,322.90
Full transfer details
Visit TorFx
¥27,388 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
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Rate match guarantee (T&Cs apply)
1
TorFx
Recipient gets (JPY)
¥1,011,322.90
Full transfer details
Visit TorFx
¥27,388 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
Currencies Direct
Recipient gets (JPY)
¥1,008,900.00
Full transfer details
Visit Currencies Direct
¥24,965 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
3
Wise
Recipient gets (JPY)
¥1,001,475.00
Full transfer details
Visit Wise
¥17,540 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
OFX
Recipient gets (JPY)
¥997,020.00
Full transfer details
Visit OFX
¥13,085 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (JPY)
¥1,001,475.00
Full transfer details
Visit Wise
¥17,540 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (JPY)
¥1,011,322.90
Full transfer details
Visit TorFx
¥27,388 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad

Best way to send: Wise

Wise is our top pick for sending INR to JPY.

We tested & reviewed 4 money transfer companies offering services between India and Japan, and Wise scored highly.

For example, sending 600,000 INR to JPY will cost you ₹7589.83 in fees, and you will receive 1,001,475 JPY. The delivery time is within a week, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your India to Japan transfer using Wise.

Wise is the top rated company for sending money from India (INR) to Japan (JPY) - Wise Screenshot

How to compare deals on your India to Japan transfer

Summary of recent searches

Top rated for transfers from India to Japan
Wise
Total number of IN - JP providers
4
Average cheapest fees & rate
OFX
Average fastest transfer
OFX
Average transfer time
Within minutes
Best for bank transfers
OFX

What to consider ahead of money transfers from India to Japan

1
Compare providers

Comparing based on your specific needs is the best way to send money from India to Japan with confidence.

Our analysis, and search results, include 4 providers that operate between India and Japan. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in India when you need to send money to Japan.

2
Understand the Indian Rupee-Yen exchange rate
3
Choose the right payment method
4
Use providers regulated in India and Japan
5
Consider transfer limits
6
Receiving money in Japan
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money from India to Japan: OFX

OFX offers the lowest cost transfers between India and Japan out of the 4 providers compared.

Our data shows OFX is -1.43% cheaper than the second-best option. The company offers a fee of 0 INR and an exchange rate between INR and JPY that is 1.72% different to the mid-market rate.

For a cheap way to send INR to Japan, OFX is a great all round choice.

OFX is the cheapest way to send money from India (INR) to Japan (JPY) - OFX Screenshot

Fastest company to send money to Japan from India: OFX.

We compared 4 companies for fast transfers from Indian Rupees to Japan and OFX came out on top.

Right now, if you are sending ₹600,000 with OFX to Japan, the transfer time is minutes - 24 hours. This can vary depending on your needs, but it's the fastest option.

Sending money through OFX to Japan from India has a fee of 0 INR.

To understand who was the fastest, we tested OFX as part of 4 money transfer providers. Within this, we looked at the overall speed of sending money from India to Japan. This was made up of transfer times to Japan after Indian Rupees were added to a money transfer account.

When fast money transfers between India and Japan are a priority, OFX is our recommended choice.

OFX is the fastest way to send money from India (INR) to Japan (JPY) - OFX Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Japan from India needs a strong exchange rate and effective transfer management.

From the
4 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Japan from India.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Yens to Yen.

As such, we recommend Currencies Direct for large Japan transfers.

Understanding the cost of moving money from India to Japan

The total cost of sending money to Japan from India, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for INR-JPY is 1.69 JPY per Indian Rupee.

  • Finding a company offering an exchange rate closer to this will mean more Yen for your Indian Rupee.

  • The average INR-JPY mid-market rate for the last 7 days has been 1.6848 JPY per Indian Rupee. This includes a high of 1.6917, and low of 1.6776.

  • Out of the 4 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting INR to JPY should be the biggest determining cost factor when transferring Indian Rupee to Japan.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. OFX has a fee of 0 INR per transfer (which is the cheapest option right now for a ₹600,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Yen eventually received in Japan.

A lower cost of sending from India will result in more money received in Japan.

Getting the best exchange rate for Indian Rupee to Yen

Tracking the mid-market rate can make a huge difference when sending money INR to JPY. The exchange rate you secure impacts how much JPY you get for your INR.

Mid-market Rate
1 
=
1.689976 
JPY

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from INR to JPY has seen some fluctuation. On average, it has been 1.6848.

  • During this period, the highest value level was 1.6917, with a low of 1.6776.

  • Wise, which is our recommended service to send money online from India to Japan offers an exchange rate that is only 0.01% above the mid-market rate.

Want to secure the best INR-Yen exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Japan!

Paying for your India to
Japan money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from India to Japan.

    By using a money transfer company such as OFX to send money from India to Japan, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, OFX is the cheapest money transfer provider for bank transfers from the 4 we tested when sending INR to Japan.

    With a fee of INR0 to send money from India to Japan, OFX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from India to Japan with a prepaid or debit card is very easy with .


    is a great choice for sending money with a debit card from India to Japan. This is from the 4 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from India to Japan there aren't that many options, mainly because it's more expensive.

    If you have to, we recommend running a quick comparison to get the best deal on JPY

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Japan and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Japan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to JPY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What are the typical transfer fees for sending Indian Rupees to Japan through various providers?
How long does it take to send money from India to Japan?
What is the best exchange rate I can get for sending money from India to Japan?
Are there any minimum or maximum transfer amounts for sending money from India to Japan?
Can I schedule regular transfers between India and Japan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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