We compared 6 companies sending money from the United States to Haiti. TapTap Send is the best and cheapest, while TapTap Send is the fastest.
Sending $7,000 with TapTap Send gets your recipient 917,000 HTG at 131.0000 HTG per USD.
| 6 of 6 providers Last updated on 27 September 2026 | |||
| Based on 7,000 USD transfer Best companies for USD/HTG transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $398.93 1 USD = 130.9060 HTG +0.01% vs mid-market | Recipient gets HTG 864,119.67 Within a week | |
Ways to receive money in Haiti with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $398.931 USD = 130.9060 HTG HTG 864,119.67You pay$7,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 USD = 129.9160 HTG +0.77% vs mid-market | Recipient gets HTG 909,412.00 Minutes - 24 hours | |
Ways to receive money in Haiti with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 129.9160 HTG HTG 909,412.00You pay$7,000.00 | |||
Run a live search Showing top United States to Haiti deals for 7,000 USD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live USD to HTG rates. | |||
Run a live search These companies offer multi-currency accounts for spending HTG. We suggest doing a live search based on how much USD you're planning to spend in Haiti. | |||
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit card | Fee $6.99 1 USD = 131.0000 HTG -0.06% vs mid-market | Recipient gets HTG 917,000.00 Minutes | |
Ways to receive money in Haiti with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:MonCash, NatCash $6.991 USD = 131.0000 HTG HTG 917,000.00You pay$7,006.99 Cash pickupMinutesAvailable via:Cam Transfer Cash Pickup, Unitransfer $8.391 USD = 131.0000 HTG HTG 917,000.00You pay$7,008.39 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee $2.49 1 USD = 130.6257 HTG +0.22% vs mid-market | Recipient gets HTG 914,054.64 Minutes - 3 days | |
Ways to receive money in Haiti with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days $2.491 USD = 130.6257 HTG HTG 914,054.64You pay$7,000.00 Cash pickupMinutes - 3 days $3.491 USD = 130.6257 HTG HTG 913,924.02You pay$7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Bank transfer | Fee $3.99 1 USD = 130.5689 HTG +0.27% vs mid-market | Recipient gets HTG 913,982.30 Minutes - 24 hours | |
Ways to receive money in Haiti with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $3.991 USD = 130.5689 HTG HTG 913,982.30You pay$7,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee $75.99 1 USD = 130.5689 HTG +0.27% vs mid-market | Recipient gets HTG 913,982.30 Minutes - 24 hours | |
Ways to receive money in Haiti with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $75.991 USD = 130.5689 HTG HTG 913,982.30You pay$7,075.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee $179.99 1 USD = 130.5689 HTG +0.27% vs mid-market | Recipient gets HTG 913,982.30 Minutes - 24 hours | |
Ways to receive money in Haiti with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $179.991 USD = 130.5689 HTG HTG 913,982.30You pay$7,179.99 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 USD = 130.5633 HTG +0.27% vs mid-market | Recipient gets HTG 913,942.93 Minutes - 24 hours | |
Ways to receive money in Haiti with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 130.5633 HTG HTG 913,942.93You pay$7,000.00 | |||
| Xe Pay via Bank transfer | Fee $0.00 1 USD = 129.9160 HTG +0.77% vs mid-market | Recipient gets HTG 909,412.00 Minutes - 24 hours | |
Ways to receive money in Haiti with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 129.9160 HTG HTG 909,412.00You pay$7,000.00 | |||
| Xe Pay via Debit card | Fee $35.00 1 USD = 129.9160 HTG +0.77% vs mid-market | Recipient gets HTG 904,864.94 Minutes - 24 hours | |
Ways to receive money in Haiti with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 129.9160 HTG HTG 904,864.94You pay$7,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fee $60.79 1 USD = 129.2632 HTG +1.27% vs mid-market | Recipient gets HTG 904,842.40 Minutes - 24 hours | |
Ways to receive money in Haiti with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 129.2632 HTG HTG 904,842.40You pay$7,060.79 | |||
| Xe Pay via Credit card | Fee $210.00 1 USD = 129.9160 HTG +0.77% vs mid-market | Recipient gets HTG 882,129.64 Minutes - 24 hours | |
Ways to receive money in Haiti with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 129.9160 HTG HTG 882,129.64You pay$7,000.00 | |||
| Wise Pay via Bank transfer | Fee $398.93 1 USD = 130.9060 HTG +0.01% vs mid-market | Recipient gets HTG 864,119.67 Within a week | |
Ways to receive money in Haiti with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $398.931 USD = 130.9060 HTG HTG 864,119.67You pay$7,000.00 | |||
| How Our Results Work Mid-market rate: 1 USD = 130.9168 HTG Updates every 60 minutes. | |||
Transfer details
If you're sending a one-off transfer, then TapTap Send is the best option.
For recurring transfers, I'd suggest using an app or a multi-currency account with TapTap Send.
For large transfers using a broker like Regency FX is the best option.
If your recipient needs cash, MoneyGram is the cheapest.
How much you send will affect the best option for you right now.
You have 4 ways to pay for your transfer to Haiti, including debit card, bank transfer, credit card, and cash deposit.
Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).
You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.
I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).
First time round you'll need to confirm who you are.
An SSN isn't required, an ITIN or a foreign passport works with most companies here.
How much USD you send to Haiti heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $500 | -0.06% | $6.49 | HTG 65,500.00with debit card to mobile money | +HTG 3,848.75 | |
| $2,000 | -0.06% | $6.99 | HTG 262,000.00with debit card to mobile money | +HTG 7,490.21 | |
| $5,000 | -0.06% | $6.99 | HTG 655,000.00with debit card to mobile money | +HTG 9,458.81 | |
| $7,000This page | -0.06% | $6.99 | HTG 917,000.00with debit card to mobile money | +HTG 12,244.26 | |
| $10,000 | -0.06% | $6.99 | HTG 1,310,000.00with debit card to mobile money | +HTG 18,749.00 |
Mid-market rate: 1 USD = 130.9168 HTG
There are 6 companies available for sending money from the US to Haiti, across app, online, broker, in person, multi-currency account, and global account, and more.
For regular transfers home
If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.
TapTap Send charges $6.99 on a $7,000 transfer with -0.06% markup, saves your recipient's details for next time, and HTG arrives in minutes.
Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.
Sending without a US bank account
Paying in cash at an agent can work without a US bank account.
The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.
Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 913,982.3 HTG in minutes - 24 hours.
However, transfers funded with cash or a money order carry a 1% federal tax from January 2021. To avoid it, fund with a debit card or bank account instead (most agents take both).
For one-off transfers
For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Haiti.
Of all online companies listed here, MoneyGram gets you the most HTG per USD.
On a $7,000 transfer, you will get 913,982.3 HTG after a $3.99 fee and 0.27% markup.
But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.
For transfers over $10,000
For large transfers to Haiti (e.g. a property purchase, tuition, or moving to Haiti), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/HTG that gets lower the more you send.
It's also good to check Wise since you get a bulk discount on transfers over $25,000.
Business payments from the US
Global accounts are for US businesses paying people abroad.
Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.
Holding & spending currencies
A multi-currency account like Wise is the best for holding and receiving HTG.
This is useful for traveling to Haiti, building up HTG balance, or receiving payments in HTG.
Wise converts $7,000 at 0.01% markup plus small fee and holds the HTG until you spend it.
With TapTap Send, paying by debit card and receiving through mobile money is the cheapest combination. Sending $7,000 gives your recipient 917,000 HTG.
Deposit USD by debit card, bank transfer, credit card, and cash deposit.
The simplest way is to pay from your US checking account
Pay by bank transfer using your routing and account numbers.
An ACH payment is usually cheaper than a card, but the it may take some time for it to clear before a money transfer company can send the money to Haiti.
You can deposit cash
You'll need to visit nearest MoneyGram branch and had over $7,000.
MoneyGram is the cheapest option and will get you 913,982.3 HTG on $7,000 transfer after fees.
Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.
Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Haiti.
Your recipient in Haiti can collect HTG through cash pickup, bank deposit, and mobile money.
They can collect cash in Haiti
Your recipient can collect HTG from a participating MoneyGram location in Haiti.
They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.
You pay $7,006.99
G917,000
Cheapest
You pay $7,008.39
G917,000
G0
You pay $7,003.99
G913,982
-G3,018
You pay $7,179.99
G913,982
-G3,018
You pay $7,000.00
G913,943
-G3,057
You pay $7,000.00
G904,865
-G12,135
You pay $7,060.79
G904,842
-G12,158
You pay $7,000.00
G882,130
-G34,870
The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.
Cheapest way to send money to Haiti
The cheapest option is TapTap Send, funded by debit card with mobile money for the payout. Your recipient gets 917,000 HTG, which is 0.32% more than the next best option.
Fastest way to send money to Haiti
The fastest option is TapTap Send. Pay by debit card and choose mobile money for the payout. Your recipient gets 917,000 HTG, with the money arriving in minutes.
Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.
Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.
The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.
There is no federal cap on how much of your own money you can send electronically abroad.
Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.
Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.
Do not split cash transactions to avoid a report.
The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.
You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.
You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.
Contact the company first and keep the receipt.
For transfers over $10,000, TapTap Send is the best option.
It offers the best exchange rate, which is more important than the fee for large transfers to Haiti.
While TapTap Send may not always be the cheapest or fastest way to send HTG, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.
The rate changes how much HTG your recipient gets for your USD. Recent movement gives you a useful benchmark before you send.
Mid-market rate:1 USD = 130.885748 HTG
We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Haiti and United States.
We work with leading money transfer companies to provide real time fees and exchange rates.
We also conduct detailed company reviews, combined with in-depth analysis, we can offer the best deals on the market - every time you want to transfer money from United States to Haiti.
For a deeper understanding of our commitment to integrity and transparency, check out these articles:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the USD/HTG comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …