Compare the best ways to send money from United States to Haiti

We compared 6 companies sending money from the United States to Haiti. TapTap Send is the best and cheapest, while TapTap Send is the fastest.

Sending $7,000 with TapTap Send gets your recipient 917,000 HTG at 131.0000 HTG per USD.

Best companies for USD/HTG transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 7,000 USD transfer

Best companies for USD/HTG transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $390.80 1 USD = 131.0790 HTG +0.12% vs mid-market Recipient gets HTG 866,327.33 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Haiti with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$390.801 USD = 131.0790 HTG
HTG 866,327.33You pay$7,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 130.0450 HTG +0.91% vs mid-market Recipient gets HTG 910,315.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Haiti with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 130.0450 HTG
HTG 910,315.00You pay$7,000.00

Run a live search

Showing top United States to Haiti deals for 7,000 USD. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee $6.99 1 USD = 131.0000 HTG +0.18% vs mid-market Recipient gets HTG 917,000.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in Haiti with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:MonCash, NatCash
$6.991 USD = 131.0000 HTG
HTG 917,000.00You pay$7,006.99
Cash pickupMinutesAvailable via:Cam Transfer Cash Pickup, Unitransfer
$8.391 USD = 131.0000 HTG
HTG 917,000.00You pay$7,008.39
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 130.8856 HTG +0.27% vs mid-market Recipient gets HTG 916,199.17 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Haiti with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 130.8856 HTG
HTG 916,199.17You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee $3.99 1 USD = 130.6985 HTG +0.41% vs mid-market Recipient gets HTG 914,889.50 Minutes - 24 hours

Ways to receive money in Haiti with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$3.991 USD = 130.6985 HTG
HTG 914,889.50You pay$7,003.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee $75.99 1 USD = 130.6985 HTG +0.41% vs mid-market Recipient gets HTG 914,889.50 Minutes - 24 hours

Ways to receive money in Haiti with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$75.991 USD = 130.6985 HTG
HTG 914,889.50You pay$7,075.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee $179.99 1 USD = 130.6985 HTG +0.41% vs mid-market Recipient gets HTG 914,889.50 Minutes - 24 hours

Ways to receive money in Haiti with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$179.991 USD = 130.6985 HTG
HTG 914,889.50You pay$7,179.99
Only available via Mobile App

Sendwave

Pay via Debit card
Fee $2.49 1 USD = 130.7080 HTG +0.41% vs mid-market Recipient gets HTG 914,630.54 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Haiti with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 3 days
$2.491 USD = 130.7080 HTG
HTG 914,630.54You pay$7,000.00
Cash pickupMinutes - 3 days
$3.491 USD = 130.7080 HTG
HTG 914,499.83You pay$7,000.00

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 130.0450 HTG +0.91% vs mid-market Recipient gets HTG 910,315.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Haiti with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 130.0450 HTG
HTG 910,315.00You pay$7,000.00

Xe

Pay via Debit card
Fee $35.00 1 USD = 130.0450 HTG +0.91% vs mid-market Recipient gets HTG 905,763.42 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Haiti with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 130.0450 HTG
HTG 905,763.42You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fee $60.79 1 USD = 129.3915 HTG +1.42% vs mid-market Recipient gets HTG 905,740.50 Minutes - 24 hours

Ways to receive money in Haiti with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$60.791 USD = 129.3915 HTG
HTG 905,740.50You pay$7,060.79

Xe

Pay via Credit card
Fee $210.00 1 USD = 130.0450 HTG +0.91% vs mid-market Recipient gets HTG 883,005.55 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Haiti with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 130.0450 HTG
HTG 883,005.55You pay$7,000.00

Wise

Pay via Bank transfer
Fee $390.80 1 USD = 131.0790 HTG +0.12% vs mid-market Recipient gets HTG 866,327.33 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Haiti with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$390.801 USD = 131.0790 HTG
HTG 866,327.33You pay$7,000.00
How Our Results Work
Mid-market rate: 1 USD = 131.2399 HTG Updates every 60 minutes.

How to send money from US to Haiti

Pick a company

If you're sending a one-off transfer, then TapTap Send is the best option.

TapTap Send was the cheapest on 28 of the 30 days it quoted $7,000 transfers to Haiti.

For recurring transfers, I'd suggest using an app or a multi-currency account with TapTap Send.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Haiti, including debit card, bank transfer, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Haiti?

How much USD you send to Haiti heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 95% of the transfers from $5,000 it quoted, and in 97% of all the transfers it quoted.

Cheapest service
$5000.18%$6.49HTG 65,500.00with debit card to mobile money+HTG 1,494.54
$2,0000.18%$6.99HTG 262,000.00with debit card to mobile money+HTG 5,349.79
$5,0000.18%$6.99HTG 655,000.00with debit card to mobile money+HTG 7,101.39
$7,000This page0.18%$6.99HTG 917,000.00with debit card to mobile money+HTG 11,213.64
$10,0000.18%$6.99HTG 1,310,000.00with debit card to mobile money+HTG 15,942.03
$50,0000.18%$6.99HTG 6,550,000.00with debit card to mobile money+HTG 85,261.68
$100,0000.18%$6.99HTG 13,100,000.00with debit card to mobile money+HTG 169,700.83
$250,0000.18%$6.99HTG 32,750,000.00with debit card to mobile money+HTG 424,002.56

Mid-market rate: 1 USD = 131.2399 HTG

USD/HTG Exchange Rate History

Is today a good time to send money from US to Haiti?

The cheapest way to send USD to HTG can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 USD transfers to Haiti.

HTG received for $7,000, after fees

Wed, Oct 28, 2026Mid-market rateHTG 918,679.60 TapTap Send HTG 917,000.00TapTap SendHTG 917,000.00Regency FXHTG 916,199.17MoneyGramHTG 914,889.50

910,000
912,000
914,000
916,000
918,000
920,000
922,000
At the mid-market rateWith the cheapest optionTapTap SendRegency FXMoneyGram
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.9497 – HTG 916,647.61
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 352.39
Regency FX 130.5961 $0.00 HTG 914,172.66 −HTG 2,474.95
MoneyGram 130.5010 $3.99 HTG 913,507.00 −HTG 3,140.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.9869 – HTG 916,908.45
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 91.55
Regency FX 130.6333 $0.00 HTG 914,432.80 −HTG 2,475.65
MoneyGram 130.6026 $3.99 HTG 914,218.20 −HTG 2,690.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 131.1863 – HTG 918,304.14
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 −HTG 1,304.14
Regency FX 130.8321 $0.00 HTG 915,824.72 −HTG 2,479.42
MoneyGram 130.5300 $3.99 HTG 913,710.00 −HTG 4,594.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 131.5679 – HTG 920,975.57
Regency FX Cheapest 131.2127 $0.00 HTG 918,488.93 −HTG 2,486.64
TapTap Send 131.0000 $6.99 HTG 917,000.00 −HTG 3,975.57
MoneyGram 130.5066 $3.99 HTG 913,546.20 −HTG 7,429.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.9258 – HTG 916,480.52
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 519.48
Regency FX 130.5723 $0.00 HTG 914,006.03 −HTG 2,474.49
MoneyGram 130.5583 $3.99 HTG 913,908.10 −HTG 2,572.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.6630 – HTG 914,640.97
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 2,359.03
MoneyGram 130.5583 $3.99 HTG 913,908.10 −HTG 732.87
Regency FX 130.3102 $0.00 HTG 912,171.44 −HTG 2,469.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.8536 – HTG 915,975.13
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 1,024.87
MoneyGram 130.5583 $3.99 HTG 913,908.10 −HTG 2,067.03
Regency FX 130.5003 $0.00 HTG 913,502.00 −HTG 2,473.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.6752 – HTG 914,726.13
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 2,273.87
MoneyGram 130.4713 $3.99 HTG 913,299.10 −HTG 1,427.03
Regency FX 130.3223 $0.00 HTG 912,256.37 −HTG 2,469.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.8837 – HTG 916,186.22
TapTap Send Cheapest 130.8900 $6.99 HTG 916,230.00 +HTG 43.78
MoneyGram 130.5337 $3.99 HTG 913,735.90 −HTG 2,450.32
Regency FX 130.5304 $0.00 HTG 913,712.51 −HTG 2,473.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.8533 – HTG 915,973.14
TapTap Send Cheapest 130.8900 $6.99 HTG 916,230.00 +HTG 256.86
MoneyGram 130.5102 $3.99 HTG 913,571.40 −HTG 2,401.74
Regency FX 130.5000 $0.00 HTG 913,500.01 −HTG 2,473.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.5404 – HTG 913,782.73
TapTap Send Cheapest 130.8900 $6.99 HTG 916,230.00 +HTG 2,447.27
MoneyGram 130.6210 $3.99 HTG 914,347.00 +HTG 564.27
Regency FX 130.1879 $0.00 HTG 911,315.52 −HTG 2,467.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.9569 – HTG 916,698.64
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 301.36
Regency FX 130.6034 $0.00 HTG 914,223.55 −HTG 2,475.09
MoneyGram 130.5488 $3.99 HTG 913,841.60 −HTG 2,857.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.9569 – HTG 916,698.64
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 301.36
Regency FX 130.6034 $0.00 HTG 914,223.55 −HTG 2,475.09
MoneyGram 130.5488 $3.99 HTG 913,841.60 −HTG 2,857.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.8670 – HTG 916,069.27
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 930.73
MoneyGram 130.5488 $3.99 HTG 913,841.60 −HTG 2,227.67
Regency FX 130.5137 $0.00 HTG 913,595.88 −HTG 2,473.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 131.1959 – HTG 918,371.10
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 −HTG 1,371.10
Regency FX 130.8416 $0.00 HTG 915,891.50 −HTG 2,479.60
MoneyGram 130.5106 $3.99 HTG 913,574.20 −HTG 4,796.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.5570 – HTG 913,898.95
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 3,101.05
MoneyGram 130.5881 $3.99 HTG 914,116.70 +HTG 217.75
Regency FX 130.2045 $0.00 HTG 911,431.42 −HTG 2,467.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.8695 – HTG 916,086.51
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 913.49
MoneyGram 130.6600 $3.99 HTG 914,620.00 −HTG 1,466.51
Regency FX 130.5162 $0.00 HTG 913,613.07 −HTG 2,473.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.9627 – HTG 916,739.13
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 260.87
Regency FX 130.6091 $0.00 HTG 914,263.94 −HTG 2,475.19
MoneyGram 130.5544 $3.99 HTG 913,880.80 −HTG 2,858.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 131.1480 – HTG 918,035.85
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 −HTG 1,035.85
Regency FX 130.7939 $0.00 HTG 915,557.15 −HTG 2,478.70
MoneyGram 130.6005 $3.99 HTG 914,203.50 −HTG 3,832.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 131.1480 – HTG 918,035.85
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 −HTG 1,035.85
Regency FX 130.7939 $0.00 HTG 915,557.15 −HTG 2,478.70
MoneyGram 130.6005 $3.99 HTG 914,203.50 −HTG 3,832.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 131.3823 – HTG 919,676.16
Regency FX Cheapest 131.0276 $0.00 HTG 917,193.03 −HTG 2,483.13
TapTap Send 131.0000 $6.99 HTG 917,000.00 −HTG 2,676.16
MoneyGram No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.8339 – HTG 915,837.10
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 1,162.90
MoneyGram 130.6796 $3.99 HTG 914,757.20 −HTG 1,079.90
Regency FX 130.4806 $0.00 HTG 913,364.34 −HTG 2,472.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.7072 – HTG 914,950.37
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 2,049.63
MoneyGram 130.6566 $3.99 HTG 914,596.20 −HTG 354.17
Regency FX 130.3543 $0.00 HTG 912,480.01 −HTG 2,470.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 131.0388 – HTG 917,271.68
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 −HTG 271.68
MoneyGram 130.7304 $3.99 HTG 915,112.80 −HTG 2,158.88
Regency FX 130.6850 $0.00 HTG 914,795.04 −HTG 2,476.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.9601 – HTG 916,720.52
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 279.48
MoneyGram 130.6830 $3.99 HTG 914,781.00 −HTG 1,939.52
Regency FX 130.6065 $0.00 HTG 914,245.37 −HTG 2,475.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.9680 – HTG 916,776.01
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 223.99
MoneyGram 130.7035 $3.99 HTG 914,924.50 −HTG 1,851.51
Regency FX 130.6144 $0.00 HTG 914,300.71 −HTG 2,475.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.9680 – HTG 916,776.01
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 223.99
Regency FX 130.6144 $0.00 HTG 914,300.71 −HTG 2,475.30
MoneyGram No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 130.7696 – HTG 915,387.02
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 +HTG 1,612.98
MoneyGram 130.7035 $3.99 HTG 914,924.50 −HTG 462.52
Regency FX 130.4165 $0.00 HTG 912,915.47 −HTG 2,471.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 131.2594 – HTG 918,815.60
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 −HTG 1,815.60
Regency FX 130.9050 $0.00 HTG 916,334.80 −HTG 2,480.80
MoneyGram No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 131.2399 – HTG 918,679.60
TapTap Send Cheapest 131.0000 $6.99 HTG 917,000.00 −HTG 1,679.60
Regency FX 130.8856 $0.00 HTG 916,199.17 −HTG 2,480.43
MoneyGram 130.6985 $3.99 HTG 914,889.50 −HTG 3,790.10

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/HTG exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more HTG per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 21 of the last 30 days.

Right now, TapTap Send pays 917,000 HTG on 7,000 USD, which is 1,679.6 HTG less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 918,488.93 HTG.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Haiti.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. TapTap SendAppeared in 204 comparisons

    Cheapest in 97% of them

  2. Regency FXAppeared in 114 comparisons

    Cheapest in 8% of them

  3. MoneyGramAppeared in 200 comparisons

    Cheapest in 1% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most HTG, and it was also the cheapest in 97% of the 204 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Haiti.

Regency FX (today's second cheapest) was the cheapest in only 8% of its comparisons, so it's rarely the cheapest option for transfers to Haiti.

Ways to send money from the US to Haiti

There are 6 companies available for sending money from the US to Haiti, across app, online, broker, in person, multi-currency account, and global account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

TapTap Send charges $6.99 on a $7,000 transfer with 0.18% markup, saves your recipient's details for next time, and HTG arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 914,889.5 HTG in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Haiti.

Of all online companies listed here, MoneyGram gets you the most HTG per USD.

On a $7,000 transfer, you will get 914,889.5 HTG after a $3.99 fee and 0.41% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 27 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Haiti (e.g. a property purchase, tuition, or moving to Haiti), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/HTG that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving HTG.

This is useful for traveling to Haiti, building up HTG balance, or receiving payments in HTG.

Wise converts $7,000 at 0.12% markup plus small fee and holds the HTG until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive HTG in Haiti

With TapTap Send, paying by debit card and receiving through mobile money is the cheapest combination. Sending $7,000 gives your recipient 917,000 HTG.

Deposit USD by debit card, bank transfer, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Haiti.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 914,889.5 HTG on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Haiti.

Your recipient in Haiti can collect HTG through cash pickup, bank deposit, and mobile money.

They can collect cash in Haiti

Your recipient can collect HTG from a participating MoneyGram location in Haiti.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

  1. 1
    Debit card Mobile money

    You pay $7,006.99

    G917,000

    Cheapest

  2. 2
    Debit card Cash pickup

    You pay $7,008.39

    G917,000

    G0

  3. 3
    Bank transfer Bank deposit

    You pay $7,000.00

    G916,199

    -G801

  4. 4
    Bank transfer Cash pickup

    You pay $7,003.99

    G914,890

    -G2,111

  5. 5
    Credit card Cash pickup

    You pay $7,179.99

    G914,890

    -G2,111

Show moreShow less
  1. 6
    Debit card Bank deposit

    You pay $7,000.00

    G905,763

    -G11,237

  2. 7
    Cash deposit Cash pickup

    You pay $7,060.79

    G905,741

    -G11,260

  3. 8
    Credit card Bank deposit

    You pay $7,000.00

    G883,006

    -G33,994

Things to consider before sending USD to Haiti

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/HTG company

Cheapest way to send money to Haiti

The cheapest option is TapTap Send, funded by debit card with mobile money for the payout. Your recipient gets 917,000 HTG, which is 0.09% more than the next best option.

Fastest way to send money to Haiti

The fastest option is TapTap Send. Pay by debit card and choose mobile money for the payout. Your recipient gets 917,000 HTG, with the money arriving in minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Haiti?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Haiti.

While Wise may not always be the cheapest or fastest way to send HTG, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Haiti and United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/HTG transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.