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How to send money to Uganda from US with the best USD-UGX rate

Compare ways to send money from United States to Uganda. Find the cheapest, fastest, and most reliable providers with the best USD to UGX exchange rates.

Read on for the best deals, expert information, and all you need to send money to Uganda from United States.

Transferring the other way? Send UGX from Uganda to United States instead.
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July 6th, 2025
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Best money transfer companies

Send money from United States to Uganda

Last updated: Today
Mid-market rate as of 07/06/2025: 1 USD = 3587.044191 UGX
Results below are based on a 7000 USD search
0 of 9 providers
Sponsored
Wise
Recipient gets (UGX)
UGX 24,941,152.00
Full transfer details
Visit Wise
UGX 585,122 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (UGX)
UGX 24,524,430.00
Full transfer details
Visit Xe
UGX 168,400 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (UGX)
UGX 25,046,536.06
Full transfer details
Visit Key Currency
UGX 690,506 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (UGX)
UGX 25,041,514.20
Full transfer details
Visit Regency FX
UGX 685,484 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
3
Wise
Recipient gets (UGX)
UGX 24,941,152.00
Full transfer details
Visit Wise
UGX 585,122 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
4
Xe
Recipient gets (UGX)
UGX 24,524,430.00
Full transfer details
Visit Xe
UGX 168,400 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
5
Remitly
Recipient gets (UGX)
UGX 24,442,110.00
Full transfer details
Visit Remitly
UGX 86,080 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Paysend
Recipient gets (UGX)
UGX 24,695,266.45
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (UGX)
    UGX 23,116,634.55
    Not recommended
Sponsored
Wise
Recipient gets (UGX)
UGX 24,941,152.00
Full transfer details
Visit Wise
UGX 585,122 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (UGX)
UGX 24,524,430.00
Full transfer details
Visit Xe
UGX 168,400 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best way to send: Wise

Wise is our top pick for sending USD to UGX.

We tested & reviewed 9 money transfer companies offering services between the United States and Uganda, and Wise scored highly.

For example, sending 7,000 USD to UGX will cost you $44.68 in fees, and you will receive 24,941,152 UGX. The delivery time is next day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your United States to Uganda transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to Uganda (UGX) - Wise Screenshot

How to get the best deal on your United States to Uganda transfer

Summary of recent searches

Top rated for transfers from United States to Uganda
Wise
Total number of US - UG providers
9
Average cheapest fees & rate
Key Currency
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Considerations for sending money from United States to Uganda

1
Compare providers

Always compare ways to send money from the United States to Uganda to get the best options for fees, speed, and reliability.

Our analysis included 9 providers that operate between United States and Uganda.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Uganda.

2
Track the US Dollar-Ugand Shilling exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Uganda
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Uganda from the United States: Key Currency

Key Currency offers the cheapest combination of low fees and competitive exchange rates of the 9 providers we compared.

They offer a fee of 0 USD and exchange rate between USD-UGX that is 0.25% different to the mid-market rate.

In comparison, Key Currency is 0.02% cheaper than the second-best option.

To secure affordable and great rates on a USD to Uganda transfer, Key Currency is our recommended choice.

Key Currency is the cheapest way to send money from United States (USD) to Uganda (UGX) - Key Currency Screenshot

Fastest way to send money to Uganda from the United States: Regency FX.

Of the 9 companies offering the United States to Uganda, Regency FX is the quickest: minutes - 24 hours.

Sending money from the United States to Uganda through Regency FX has a fee of 0 USD.

To find the fastest company, we compared 9 money transfer providers for the overall speed of sending money from the United States to Uganda. This was made up of depositing US Dollar to a money transfer account and transfer times to Uganda.

When looking for the fastest money transfer, Regency FX is our best choice for sending into Uganda from United States.

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Uganda from the United States needs a strong exchange rate and effective transfer management.

From the
9 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Uganda from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Ugand Shillings to Ugand Shilling.

As such, we recommend Currencies Direct for large Uganda transfers.

Understanding the cost of transferring money from United States to Uganda

The total cost of money transfers from United States to Uganda is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-UGX is currently 3,587.0442 UGX per US Dollar. Providers offering services closer to this rate will ensure more Ugand Shilling for your US Dollars.

  • To give a historic average, over the last 7 days the USD-UGX mid-market rate has been 3,589.6797 UGX per US Dollar, this has had a high of 3,595.8824 and a low of 3,577.2702.

  • From the 9 companies compared, Wise offers the best exchange rate on transfers to Uganda and the United States.

  • Generally, the exchange rate you receive on converting USD to UGX will be the biggest factor impacting the cost of sending US Dollars to Uganda.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, just 0 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Ugand Shilling. Simply, the higher the amount received in the United States, the lower the cost of sending from Uganda.

How to find the best exchange rate for US Dollar to Ugand Shilling

Timing is essential for sending money between USD and UGX. The exchange rate you secure impacts how much UGX you get for your USD.

Mid-market Rate
1 
=
3587.044191 
UGX

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from USD to UGX has seen some fluctuation. On average, it stood at 3,589.6797.

  • During this period, the highest value recorded was 3,595.8824, while the lowest was 3,577.2702.

  • Wise, which is our recommended service to send money online from United States to Uganda offers an exchange rate that is only 0.03% above the mid-market rate.

Want to secure the best USD-Ugand Shilling exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Uganda!

Paying for your United States to
Uganda money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from the United States to Uganda.

    By using a money transfer company such as Key Currency to send money from the United States to Uganda, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Key Currency is the cheapest money transfer provider for bank transfers from the 9 we tested when sending USD to Uganda.

    With a fee of USD0 to send money from the United States to Uganda, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Uganda with a prepaid or debit card is very easy with Xe.


    Xe is a great choice for sending money with a debit card from the United States to Uganda. This is from the 9 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from the United States to Uganda there aren't that many options, mainly because it's more expensive.

    If you have to, we recommend running a quick comparison to get the best deal on UGX

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Uganda and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Uganda.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to UGX.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I schedule regular transfers between United States and Uganda?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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