Best companies for USD/UGX transfers
7 of 7 providers Last updated on 28 October 2026
Based on 7,000 USD transfer Best companies for USD/UGX transfers Sort Cheapest
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 4435.6700 UGX -0.96% vs mid-market	Recipient gets UGX 31,049,690.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Uganda with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 4435.6700 UGX UGX 31,049,690.00You pay$7,000.00
Promoted Key Currency Pay via Bank transfer	Fee $0.00 1 USD = 4382.2209 UGX +0.25% vs mid-market	Recipient gets UGX 30,675,546.11 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Uganda with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 USD = 4382.2209 UGX UGX 30,675,546.11You pay$7,000.00
Run a live search Showing top United States to Uganda deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to UGX rates.
Run a live search These companies offer multi-currency accounts for spending UGX. We suggest doing a live search based on how much USD you're planning to spend in Uganda.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Bank transfer	Fee $0.00 1 USD = 4435.6700 UGX -0.96% vs mid-market	Recipient gets UGX 31,049,690.00 Minutes - 24 hours
4 reviews Cheapest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Uganda with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 4435.6700 UGX UGX 31,049,690.00You pay$7,000.00
Xe Pay via Debit card	Fee $35.00 1 USD = 4435.6700 UGX -0.96% vs mid-market	Recipient gets UGX 30,894,441.55 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Uganda with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 4435.6700 UGX UGX 30,894,441.55You pay$7,000.00
Only available via Mobile App Sendwave Pay via Debit card	Fee $0.99 1 USD = 4405.2799 UGX -0.27% vs mid-market	Recipient gets UGX 30,832,598.28 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Uganda with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days $0.991 USD = 4405.2799 UGX UGX 30,832,598.28You pay$7,000.00 Bank depositMinutes - 3 days $0.991 USD = 4405.2799 UGX UGX 30,832,598.28You pay$7,000.00
TapTap Send Pay via Debit card	Fee $0.00 1 USD = 4403.0000 UGX -0.22% vs mid-market	Recipient gets UGX 30,821,000.00 Minutes
0 reviews Fastest Receive to bank account
Ways to receive money in Uganda with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Airtel, MTN Free1 USD = 4403.0000 UGX UGX 30,821,000.00You pay$7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee $0.99 1 USD = 4400.4161 UGX -0.16% vs mid-market	Recipient gets UGX 30,798,556.50 Minutes - 2 days
13 reviews Recommended Receive to bank account or cash pickup
Ways to receive money in Uganda with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days $0.991 USD = 4400.4161 UGX UGX 30,798,556.50You pay$7,000.00
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee $0.00 1 USD = 4382.2209 UGX +0.25% vs mid-market	Recipient gets UGX 30,675,546.11 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Uganda with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 USD = 4382.2209 UGX UGX 30,675,546.11You pay$7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 4381.3422 UGX +0.27% vs mid-market	Recipient gets UGX 30,669,395.63 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Uganda with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 4381.3422 UGX UGX 30,669,395.63You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $5.99 1 USD = 4360.0000 UGX +0.76% vs mid-market	Recipient gets UGX 30,520,000.00 Minutes - 24 hours
2 reviews
Ways to receive money in Uganda with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $5.991 USD = 4360.0000 UGX UGX 30,520,000.00You pay$7,005.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $0.991 USD = 4295.5927 UGX UGX 30,069,148.90You pay$7,000.99 Bank depositMinutes - 24 hoursAvailable via:Select Banks $105.001 USD = 4098.9772 UGX UGX 28,692,840.40You pay$7,105.00

$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $75.99 1 USD = 4360.0000 UGX +0.76% vs mid-market	Recipient gets UGX 30,520,000.00 Minutes - 24 hours
2 reviews
Ways to receive money in Uganda with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $75.991 USD = 4360.0000 UGX UGX 30,520,000.00You pay$7,075.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $0.991 USD = 4281.7933 UGX UGX 29,972,553.10You pay$7,000.99 Bank depositMinutes - 24 hoursAvailable via:Select Banks $1.991 USD = 4098.9772 UGX UGX 28,692,840.40You pay$7,001.99
$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $179.99 1 USD = 4360.0000 UGX +0.76% vs mid-market	Recipient gets UGX 30,520,000.00 Minutes - 24 hours
2 reviews
Ways to receive money in Uganda with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $179.991 USD = 4360.0000 UGX UGX 30,520,000.00You pay$7,179.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $210.001 USD = 4281.7933 UGX UGX 29,972,553.10You pay$7,210.00 Bank depositMinutes - 24 hoursAvailable via:Select Banks $177.991 USD = 4098.9772 UGX UGX 28,692,840.40You pay$7,177.99
Xe Pay via Credit card	Fee $210.00 1 USD = 4435.6700 UGX -0.96% vs mid-market	Recipient gets UGX 30,118,199.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Uganda with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 4435.6700 UGX UGX 30,118,199.30You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 4276.2880 UGX +2.70% vs mid-market	Recipient gets UGX 29,934,016.00 Minutes - 24 hours
2 reviews
Ways to receive money in Uganda with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 4276.2880 UGX UGX 29,934,016.00You pay$7,060.79
How Our Results Work Mid-market rate: 1 USD = 4393.2039 UGX Updates every 60 minutes.

Why compare

USD/UGX exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Uganda

Pick a company

If you're sending a one-off transfer, then Xe is the best option.

Xe was the cheapest on 1 of the 30 days it quoted $7,000 transfers to Uganda.

For recurring transfers, I'd suggest using an app or a multi-currency account with Xe.

For large transfers, a broker like Xe is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Uganda, including debit card, bank transfer, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Uganda?

How much USD you send to Uganda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 3% of the transfers from $5,000 it quoted, and in 3% of all the transfers it quoted.


$500	-0.22%	$0.00	UGX 2,201,500.00with debit card to mobile money	+UGX 66,222.36
$2,000	-0.96%	$0.00	UGX 8,871,340.00with bank transfer to bank deposit	+UGX 299,734.40
$5,000	-0.96%	$0.00	UGX 22,178,350.00with bank transfer to bank deposit	+UGX 466,805.50
$7,000This page	-0.96%	$0.00	UGX 31,049,690.00with bank transfer to bank deposit	+UGX 436,903.05
$10,000	-0.96%	$0.00	UGX 44,356,700.00with bank transfer to bank deposit	+UGX 648,103.22
$50,000	-0.22%	$0.00	UGX 220,150,000.00with debit card to mobile money	+UGX 3,438,861.01
$100,000	-0.22%	$0.00	UGX 440,300,000.00with debit card to mobile money	+UGX 6,833,789.98
$250,000	-0.22%	$0.00	UGX 1,100,750,000.00with debit card to mobile money	+UGX 17,084,474.94

Mid-market rate: 1 USD = 4393.2039 UGX

USD/UGX Exchange Rate History

Is today a good time to send money from US to Uganda?

The cheapest way to send USD to UGX can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7,000 USD transfers to Uganda.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/UGX exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UGX per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 4 of the last 30 days.

Right now, Xe pays 31,049,690 UGX on 7,000 USD, which is 297,262.82 UGX more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 31,350,765.47 UGX.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uganda.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

XeAppeared in 177 comparisons
Cheapest in 3% of them
SendwaveAppeared in 98 comparisons
Cheapest in 4% of them
TapTap SendAppeared in 207 comparisons
Cheapest in 6% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most UGX, but it was the cheapest in only 3% of the 177 comparisons it appeared in over the past month.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from the US to Uganda

There are 7 companies available for sending money from the US to Uganda, across app, broker, online, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Xe charges $0 on a $7,000 transfer with -0.96% markup, saves your recipient's details for next time, and UGX arrives in minutes - 24 hours.

Over the past month, Xe was the cheapest app on 10% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 30,520,000 UGX in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Uganda.

Of all online companies listed here, Xe gets you the most UGX per USD.

On a $7,000 transfer, you will get 31,049,690 UGX after a $0 fee and -0.96% markup.

In our comparisons over the past month, it was the cheapest online service on 4 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Uganda (e.g. a property purchase, tuition, or moving to Uganda), a broker like Xe charges no fee, gives you a dedicated account manager, and adds -0.96% markup on USD/UGX that gets lower the more you send.

Our analysis shows Xe was the cheapest broker in 25% of the transfers from $5,000 it quoted.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Ways to fund USD and receive UGX in Uganda

With Xe, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 31,049,690 UGX.

Deposit USD by debit card, bank transfer, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Uganda.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 30,520,000 UGX on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Uganda.

Your recipient in Uganda can collect UGX through bank deposit, mobile money, cash pickup, and mobile wallet.

They can collect cash in Uganda

Your recipient can collect UGX from a participating MoneyGram location in Uganda.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Bank transfer Bank deposit

You pay $7,000.00

USh31,049,690

Cheapest
2

Debit card Bank deposit

You pay $7,000.00

USh30,894,442

-USh155,248
3

Debit card Mobile money

You pay $7,000.00

USh30,832,598

-USh217,092
4

Bank transfer Cash pickup

You pay $7,005.99

USh30,520,000

-USh529,690
5

Debit card Cash pickup

You pay $7,075.99

USh30,520,000

-USh529,690

Show moreShow less

6

Credit card Cash pickup

You pay $7,179.99

USh30,520,000

-USh529,690
7

Credit card Bank deposit

You pay $7,000.00

USh30,118,199

-USh931,491
8

Bank transfer Mobile wallet

You pay $7,000.99

USh30,069,149

-USh980,541
9

Debit card Mobile wallet

You pay $7,000.99

USh29,972,553

-USh1,077,137
10

Credit card Mobile wallet

You pay $7,210.00

USh29,972,553

-USh1,077,137
11

Cash deposit Cash pickup

You pay $7,060.79

USh29,934,016

-USh1,115,674

Things to consider before sending USD to Uganda

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/UGX company

Cheapest way to send money to Uganda

The cheapest option is Xe, funded by bank transfer with bank deposit for the payout. Your recipient gets 31,049,690 UGX, which is 0.7% more than the next best option.

Fastest way to send money to Uganda

The fastest option is TapTap Send. Pay by debit card and choose mobile money for the payout. Your recipient gets 30,821,000 UGX, with the money arriving in minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Uganda?

For transfers over $10,000, Xe is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Uganda.

While Xe may not always be the cheapest or fastest way to send UGX, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Uganda and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/UGX transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money to Uganda

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3916.9970	–	UGX 27,418,978.78
Key Currency Cheapest	3907.2045	$0.00	UGX 27,350,431.34	−UGX 68,547.44
TapTap Send	3883.0000	$0.00	UGX 27,181,000.00	−UGX 237,978.78
Xe	3861.8900	$0.00	UGX 27,033,230.00	−UGX 385,748.78
Sendwave No quote collected this day	–	–	–	–

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3923.5399	–	UGX 27,464,779.42
Key Currency Cheapest	3913.7311	$0.00	UGX 27,396,117.47	−UGX 68,661.95
Sendwave	3892.6644	$0.99	UGX 27,244,796.85	−UGX 219,982.57
TapTap Send	3883.0000	$0.00	UGX 27,181,000.00	−UGX 283,779.42
Xe	3862.4100	$0.00	UGX 27,036,870.00	−UGX 427,909.42

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3929.1985	–	UGX 27,504,389.79
Key Currency Cheapest	3919.3755	$0.00	UGX 27,435,628.82	−UGX 68,760.97
TapTap Send	3883.0000	$0.00	UGX 27,181,000.00	−UGX 323,389.79
Xe	3865.9500	$0.00	UGX 27,061,650.00	−UGX 442,739.79
Sendwave No quote collected this day	–	–	–	–

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3991.2769	–	UGX 27,938,938.09
Key Currency Cheapest	3981.2987	$0.00	UGX 27,869,090.74	−UGX 69,847.35
Sendwave	3890.0894	$0.99	UGX 27,226,774.47	−UGX 712,163.62
TapTap Send	3883.0000	$0.00	UGX 27,181,000.00	−UGX 757,938.09
Xe	3869.0100	$0.00	UGX 27,083,070.00	−UGX 855,868.09

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3989.5877	–	UGX 27,927,114.16
Key Currency Cheapest	3979.6138	$0.00	UGX 27,857,296.37	−UGX 69,817.79
Xe	3912.3800	$0.00	UGX 27,386,660.00	−UGX 540,454.16
TapTap Send	3883.0000	$0.00	UGX 27,181,000.00	−UGX 746,114.16
Sendwave No quote collected this day	–	–	–	–

Sun, Oct 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3981.5267	–	UGX 27,870,686.98
Key Currency Cheapest	3971.5729	$0.00	UGX 27,801,010.26	−UGX 69,676.72
TapTap Send	3920.0000	$0.00	UGX 27,440,000.00	−UGX 430,686.98
Xe	3912.3800	$0.00	UGX 27,386,660.00	−UGX 484,026.98
Sendwave No quote collected this day	–	–	–	–

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3987.2458	–	UGX 27,910,720.56
Key Currency Cheapest	3977.2777	$0.00	UGX 27,840,943.76	−UGX 69,776.80
TapTap Send	3920.0000	$0.00	UGX 27,440,000.00	−UGX 470,720.56
Xe	3912.3800	$0.00	UGX 27,386,660.00	−UGX 524,060.56
Sendwave	3890.0894	$0.99	UGX 27,226,774.47	−UGX 683,946.09

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4011.3158	–	UGX 28,079,210.57
Key Currency Cheapest	4001.2875	$0.00	UGX 28,009,012.54	−UGX 70,198.03
Xe	3935.2500	$0.00	UGX 27,546,750.00	−UGX 532,460.57
TapTap Send	3920.0000	$0.00	UGX 27,440,000.00	−UGX 639,210.57
Sendwave No quote collected this day	–	–	–	–

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4032.5735	–	UGX 28,228,014.65
Key Currency Cheapest	4022.4921	$0.00	UGX 28,157,444.62	−UGX 70,570.03
TapTap Send	3980.0000	$0.00	UGX 27,860,000.00	−UGX 368,014.65
Xe	3970.1300	$0.00	UGX 27,790,910.00	−UGX 437,104.65
Sendwave	3970.3323	$0.99	UGX 27,788,395.19	−UGX 439,619.46

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4071.9557	–	UGX 28,503,690.21
Key Currency Cheapest	4061.7759	$0.00	UGX 28,432,430.98	−UGX 71,259.23
Xe	4009.7300	$0.00	UGX 28,068,110.00	−UGX 435,580.21
TapTap Send	3995.0000	$0.00	UGX 27,965,000.00	−UGX 538,690.21
Sendwave No quote collected this day	–	–	–	–

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4082.4513	–	UGX 28,577,158.77
Key Currency Cheapest	4072.2451	$0.00	UGX 28,505,715.87	−UGX 71,442.90
TapTap Send	4028.0000	$0.00	UGX 28,196,000.00	−UGX 381,158.77
Sendwave	4000.2925	$0.99	UGX 27,998,087.21	−UGX 579,071.56
Xe	3994.6500	$0.00	UGX 27,962,550.00	−UGX 614,608.77

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4088.7335	–	UGX 28,621,134.19
Key Currency Cheapest	4078.5116	$0.00	UGX 28,549,581.36	−UGX 71,552.83
Xe	4030.0000	$0.00	UGX 28,210,000.00	−UGX 411,134.19
Sendwave	4030.1019	$0.99	UGX 28,206,723.50	−UGX 414,410.69
TapTap Send	4028.0000	$0.00	UGX 28,196,000.00	−UGX 425,134.19

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4086.3820	–	UGX 28,604,673.97
Key Currency Cheapest	4076.1660	$0.00	UGX 28,533,162.29	−UGX 71,511.68
Xe	4030.0000	$0.00	UGX 28,210,000.00	−UGX 394,673.97
Sendwave	4030.1019	$0.99	UGX 28,206,723.50	−UGX 397,950.47
TapTap Send	4028.0000	$0.00	UGX 28,196,000.00	−UGX 408,673.97

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4138.0855	–	UGX 28,966,598.72
Wise Cheapest	4198.7500	$109.04	UGX 28,933,418.00	−UGX 33,180.72
Xe	4030.0000	$0.00	UGX 28,210,000.00	−UGX 756,598.72
Sendwave	4030.1019	$0.99	UGX 28,206,723.50	−UGX 759,875.22
TapTap Send	4028.0000	$0.00	UGX 28,196,000.00	−UGX 770,598.72

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4132.4600	–	UGX 28,927,220.16
MoneyGram Cheapest	4143.8800	$60.79	UGX 29,007,160.00	+UGX 79,939.84
TapTap Send	4100.2400	$0.00	UGX 28,701,680.00	−UGX 225,540.16
Xe	4096.4800	$0.00	UGX 28,675,360.00	−UGX 251,860.16
Sendwave No quote collected this day	–	–	–	–

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4037.7067	–	UGX 28,263,946.88
MoneyGram Cheapest	4081.5647	$0.99	UGX 28,570,952.90	+UGX 307,006.02
Xe	4074.0800	$0.00	UGX 28,518,560.00	+UGX 254,613.12
TapTap Send	4060.0000	$0.00	UGX 28,420,000.00	+UGX 156,053.12
Sendwave	4055.0749	$0.99	UGX 28,381,510.06	+UGX 117,563.18

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4024.9721	–	UGX 28,174,804.90
Wise Cheapest	4094.3200	$109.04	UGX 28,213,795.00	+UGX 38,990.10
TapTap Send	4000.0000	$0.00	UGX 28,000,000.00	−UGX 174,804.90
Sendwave	3990.0115	$0.99	UGX 27,926,130.46	−UGX 248,674.44
Xe	3898.8000	$0.00	UGX 27,291,600.00	−UGX 883,204.90

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4136.4587	–	UGX 28,955,210.61
Key Currency Cheapest	4126.1175	$0.00	UGX 28,882,822.58	−UGX 72,388.03
Sendwave	4071.2542	$0.99	UGX 28,494,749.14	−UGX 460,461.47
TapTap Send	4010.0000	$0.00	UGX 28,070,000.00	−UGX 885,210.61
Xe	3996.5300	$0.00	UGX 27,975,710.00	−UGX 979,500.61

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4143.9788	–	UGX 29,007,851.28
Key Currency Cheapest	4133.6188	$0.00	UGX 28,935,331.65	−UGX 72,519.63
TapTap Send	4010.0000	$0.00	UGX 28,070,000.00	−UGX 937,851.28
Xe	3996.5300	$0.00	UGX 27,975,710.00	−UGX 1,032,141.28
Sendwave No quote collected this day	–	–	–	–

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4160.2768	–	UGX 29,121,937.30
Key Currency Cheapest	4149.8761	$0.00	UGX 29,049,132.46	−UGX 72,804.84
Xe	4081.8600	$0.00	UGX 28,573,020.00	−UGX 548,917.30
TapTap Send	4016.0000	$0.00	UGX 28,112,000.00	−UGX 1,009,937.30
Sendwave No quote collected this day	–	–	–	–

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4162.7517	–	UGX 29,139,261.59
Key Currency Cheapest	4152.3448	$0.00	UGX 29,066,413.43	−UGX 72,848.16
Xe	4102.1300	$0.00	UGX 28,714,910.00	−UGX 424,351.59
TapTap Send	4042.0000	$0.00	UGX 28,294,000.00	−UGX 845,261.59
Sendwave	4020.3040	$0.99	UGX 28,138,147.76	−UGX 1,001,113.82

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4205.5222	–	UGX 29,438,655.37
Key Currency Cheapest	4195.0084	$0.00	UGX 29,365,058.73	−UGX 73,596.64
Xe	4123.3500	$0.00	UGX 28,863,450.00	−UGX 575,205.37
Sendwave	4105.3789	$0.99	UGX 28,733,588.25	−UGX 705,067.12
TapTap Send	4100.0000	$0.00	UGX 28,700,000.00	−UGX 738,655.37

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4282.7602	–	UGX 29,979,321.53
Key Currency Cheapest	4272.0533	$0.00	UGX 29,904,373.23	−UGX 74,948.30
Xe	4152.8100	$0.00	UGX 29,069,670.00	−UGX 909,651.53
TapTap Send	4150.0000	$0.00	UGX 29,050,000.00	−UGX 929,321.53
Sendwave	4145.1399	$0.99	UGX 29,011,875.61	−UGX 967,445.92

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4402.1957	–	UGX 30,815,370.19
Key Currency Cheapest	4391.1903	$0.00	UGX 30,738,331.77	−UGX 77,038.42
TapTap Send	4300.0000	$0.00	UGX 30,100,000.00	−UGX 715,370.19
Sendwave	4260.0871	$0.99	UGX 29,816,392.21	−UGX 998,977.98
Xe	4152.8100	$0.00	UGX 29,069,670.00	−UGX 1,745,700.19

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	4395.7415	–	UGX 30,770,190.60
Key Currency Cheapest	4384.7522	$0.00	UGX 30,693,265.12	−UGX 76,925.48
TapTap Send	4305.0000	$0.00	UGX 30,135,000.00	−UGX 635,190.60
Xe	4152.8100	$0.00	UGX 29,069,670.00	−UGX 1,700,520.60
Sendwave No quote collected this day	–	–	–	–

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