.svg)
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."
.svg)
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
Overall best way: Wise
We tested & reviewed 15 transfer providers, and Wise scored highly.
In the last six months, Wise appeared in 92.9% of United States to Kenya searches, and was the top rated company supporting payments the United States into Kenyan Shilling.
So for a great mix of cost, speed & features, make your United States to Kenya transfer using Wise.
How to compare deals on your United States to Kenya transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure get best exchange rates on transfers from the United States to Kenya.
- Choose a provider
Select the provider that offers you the best value & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Kenya from the United States.
Summary of recent searches
Considerations for money transfers from United States to Kenya
Comparing providers offering services between the United States and Kenya, based on your specific needs is the best way to send money with confidence.
Our comparison includes 15 companies that provide the ability to send US Dollar to Kenya.
This ensures you get the best options for transfers to Kenya from the United States, based on the amount you want to send.
Cheapest way to transfer money to Kenya from the United States: Revolut
Of the 15 providers compared, data shows that Revolut is % cheaper than the second-best option.
The is cost is made up of an average USD-KES exchange rate that is 0.15% different to the mid-market rate and an average fee of 0* USD.
If you want to secure the best rates on a USD to Kenya transfer, Revolut will result in the most Kenyan Shilling received.
*The most common fee applied to USD-KES by Revolut, based on data from the past six months.
Fastest way to send money to Kenya from the United States: Wise
Our comparison shows Wise is the fastest option for sending US Dollar into Kenyan Shilling 49.1% of the time. For urgent USD to KES money transfers, they’re our recommended choice.
A USD-Kenyan Shilling transfer through Wise comes with an average 15.08 USD fee.
To ensure Wise was the 'fastest' option we compared 15 providers. This comparison was for overall speed of sending money from the United States to Kenya and is a combination of depositing US Dollar, transfer times to Kenya and withdrawal timeframes where applicable.
When speed is a priority, Wise is the top choice for sending into Kenya from the United States.
Send large sums of money
From the 15 options we compared, Wise offers the strongest all round option for large transfers to Kenya from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Kenyan Shillings to Kenyan Shilling.
As such, we recommend Wise for large transfers between Kenya and the United States.
Understanding the cost of sending money to Kenya from United States
The cost of sending money from Kenya to Kenya, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from USD-KES is 129.5399 KES per US Dollar.
Finding a provider offering an exchange as close to 129.5399 as possible will ensure more Kenyan Shilling received when transferring.
For context, the USD-KES mid-market rate for the past three months has averaged 129.1477 KES per US Dollar. This includes a high of 132.4971, and low of 127.1346.
Wise currently offers the best exchange rate on transfers from the United States to Kenya.
For the most part the USD-KES exchange rate you receive is the biggest factor impacting the cost of sending USD to Kenya.
Fees: Outside of exchange rates, you may need to pay a fee to send. Revolut currently offers the lowest fees on transfers to Kenya from the United States, averaging 0 USD over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Kenyan Shilling is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging US Dollars to KES, paired with a low fee, means a higher total amount received in Kenya.
Finding the best exchange rate for US Dollar to Kenyan Shilling
Timing is essential for sending money between USD and KES. The exchange rate you secure impacts how much KES you get for your USD.
Over the last six months, here’s what we’ve seen:
The exchange rate from USD to KES averaged 129.1477 KES.
The highest value recorded was 132.4971 KES, while the lowest was 127.1346 KES.
There are currently 15 providers offering transfers between the United States and Kenya close to this rate
Want to secure the best USD-Kenyan Shilling exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Kenya!
Payment options for United States to Kenya money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from the United States to Kenya.
By using a money transfer company such as Revolut for transfers from the United States to Kenya, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
Revolut is the cheapest money transfer company for bank transfers from the 15 we compared for transfers from USD into Kenya.
With an average fee of 0 USD to send money from the United States to Kenya, Revolut offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from the United States to Kenya with a debit or a prepaid card is available through Instarem.
Instarem is one of the cheaper options for debit card payments for transfers from the United States to Kenya. This cost is against a total of 15 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from the United States to Kenya, Instarem emerges as our top choice of the 15 companies offering this service.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Kenya and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Kenya.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to KES.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
