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Overall best way: WorldRemit
We tested & reviewed 14 transfer providers, and WorldRemit scored highly.
In the last six months, WorldRemit appeared in 77.3% of United States to Ghana searches, and was the top rated company supporting payments the United States into Ghan Cedi.
So for a great mix of cost, speed & features, make your United States to Ghana transfer using WorldRemit.
How to get the best deal on sending money from United States to Ghana
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from the United States to Ghana.
- Choose a provider
Select the provider that offers you the best value on buying GHS & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Considerations ahead of sending money from United States to Ghana
A comparison of providers offering services between the United States and Ghana, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 14 providers that provide services for sending US Dollar to Ghana. This ensures you will get the best options for your transfer to Ghana from the United States.
Whilst we rate WorldRemit as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United States to Ghana.
Cheapest way to send money to Ghana from the United States: Revolut
They offer an average fee of 0* USD and exchange rate between USD-GHS that is 0.11% different to the mid-market rate.
In comparison, Revolut is % cheaper than the second-best option.
To secure affordable and great rates on a USD to Ghana transfer, Revolut is our recommended choice.
*The most common fee applied to USD-GHS by Revolut, based on data from the past six months.
Fastest way to send money to Ghana from the United States: Paysend
Our comparison shows Paysend is the fastest option for sending US Dollar into Ghan Cedi 38.3% of the time. For urgent USD to GHS money transfers, they’re our recommended choice.
A USD-Ghan Cedi transfer through Paysend comes with an average 0 USD fee.
To ensure Paysend was the 'fastest' option we compared 14 providers. This comparison was for overall speed of sending money from the United States to Ghana and is a combination of depositing US Dollar, transfer times to Ghana and withdrawal timeframes where applicable.
When speed is a priority, Paysend is the top choice for sending into Ghana from the United States.
Need to make a large transfer?
WorldRemit is the best option for large transfers of the 14 providers compared.
While WorldRemit may not always be the cheapest or fastest way to send USD from the United States to Ghana, it's a great provider for larger transfers for things like buying or selling property.
Understanding the cost of transferring money from United States to Ghana
The total cost of money transfers from United States to Ghana is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.
The Mid-Market and Exchange Rates: The mid-market rate for USD-GHS is currently 15.959 GHS per US Dollar. Providers offering services closer to this rate will ensure more Ghan Cedi for your US Dollars.
To give a historic average, over the last three months the USD-GHS mid-market rate has been 15.2434 GHS per US Dollar, this has had a high of 16.075 and a low of 13.4808.
From the 14 companies compared, Revolut offers the best exchange rate on transfers to Ghana and the United States.
Generally, the exchange rate you receive on converting USD to GHS will be the biggest factor impacting the cost of sending US Dollars to Ghana.
Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Revolut at an average of 0 USD per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount eventually received in Ghan Cedi. Simply, the higher the amount received in the United States, the lower the cost of sending from Ghana.
How to find the best exchange rate for US Dollar to Ghan Cedi
Timing is essential for sending money between USD and GHS. The exchange rate you secure impacts how much GHS you get for your USD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from USD to GHS has seen some fluctuation. On average, it stood at 15.2434.
During this period, the highest value recorded was 16.075, while the lowest was 13.4808.
WorldRemit, which is our recommended service to send money online from United States to Ghana offers an exchange rate that is only 2.23% above the mid-market rate.
Want to secure the best USD-Ghan Cedi exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Ghana!
United States to Ghana money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from the United States to Ghana.
A money transfer company like Revolut offer bank transfers between the United States and Ghana with lower fees and better exchange rates than you would get from a traditional bank.
On average, Revolut is the cheapest provider for bank transfers of the 14 we tested when sending USD to Ghana.
Revolut has an average fee of
0 USD for money transfersfrom the United States to Ghana. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to Ghana with a debit or a prepaid card is very simple with Xe.
Xe is a leader in debit card payments for transfers from the United States to Ghana, competing among a total of 14 active money transfer companies on this route.
Credit cards
Xe is our top choice of the 14 companies offering credit card transfers from the United States to Ghana.Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Ghana.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to GHS.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
