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Overall best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 39.6% of United States to Ghana searches, and was the top rated company out of 9 that support USD to GHS.
So for a great mix of cost, speed & features, make your United States to Ghana transfer using Wise.
How to get the best deal on your United States to Ghana transfer
Summary of recent searches
Important things to consider before sending money from United States to Ghana
Don't settle for the first option. Always compare ways to send money from United States to Ghana to find out about fees, speed, and reliability.
Our analysis included 9 providers that operate between United States and Ghana.
Through this, you get a comprehensive view of all the options you have in United States when you need to send money to Ghana.
Cheapest way to send money to Ghana from United States: XE
Data collected over the past six months shows that XE is % cheaper than the second-best option.
The $8.61 transfer cost represents the most common fee for USD to GHS international transfers, based on data from the past six months.
If you want to secure the best rates on a USD to Ghana transfer, make sure you pick XE to send your money online.
*The most common fee applied to USD-GHS by XE, based on data from the past six months.
Fastest way to send money from United States to Ghana: WorldRemit
Our data shows that WorldRemit came up as the fastest way to send money from United States to Ghana in 73.5% of searches. This makes them well suited to urgent USD to GHS money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from United States to Ghana - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, WorldRemit is your best choice at the moment. This service emerged as the quickest way to send money to Ghana from United States in 73.5% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send USD from United States to Ghana, it’s the provider that will keep you safe and relaxed while your money moves into GHS.
Understanding the costs involved when moving money from United States to Ghana
When calculating the costs of money transfers between United States and Ghana, here's what really matters:
The Mid-Market Rate: Today, the USD-GHS mid-market rate equals to 13.537673 GHS per US Dollar.
The USD-GHS average exchange rate for the past three months has been 12.3124 GHS per US Dollar, with a high of 13.4742 and a low of 11.8323.
When looking to send money, we'd recommend Instarem. On average Instarem is 1.17% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from USD to GHS.
How to find the best exchange rate for US Dollar to Ghan Cedi
Timing is essential for sending money between USD and GHS. The exchange rate you secure impacts how much GHS you get for your USD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from USD to GHS has seen some fluctuation. On average, it stood at 12.3124.
During this period, the highest value recorded was 13.4742, while the lowest was 11.8323.
Wise, which is our recommended service to send money online from United States to Ghana offers an exchange rate that is only 1.17% above the mid-market rate.
Want to secure the best USD-Ghan Cedi exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Ghana!
Payment methods available to fund your United States to Ghana transfer
Bank transfers
Bank transfers are often the default option for sending money from United States to Ghana.
By using a money transfer company such as XE for transfers from United States to Ghana, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, XE is the cheapest provider for bank transfers from the 9 we tested when sending USD to Ghana.
With an average fee of USD1.11 to send money from United States to Ghana, XE offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from United States to Ghana with a debit or a prepaid card is very simple with Instarem.
Instarem is a leader in debit card payments for transfers from United States to Ghana, competing among a total of 9 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from United States to Ghana, Instarem emerges as our top choice of the 9 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Ghana.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to GHS.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
