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Compare money transfers from United States to Ghana

Get the best deals on transfers from the United States to Ghana. Find the cheapest, fastest, and best rated providers with the most competitive USD to GHS exchange rates.

Read on for analysis and insights on the best ways to send money to Ghana from the United States.

Transferring the other way? Send GHS from Ghana to United States instead.
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WorldRemit was the top rated provider from United States to Ghana

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.8% - 3%
Revolut was the cheapest from United States to Ghana

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%
Paysend was the fastest from United States to Ghana

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%
Regency FX was the best for large transfers from United States to Ghana

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

Overall best way: WorldRemit

WorldRemit is our recommended company for transferring US Dollar to Ghana.

We tested & reviewed 14 transfer providers, and WorldRemit scored highly.

In the last six months, WorldRemit appeared in 98.7% of United States to Ghana searches, and was the top rated company supporting payments the United States into Ghan Cedi.

So for a great mix of cost, speed & features, make your United States to Ghana transfer using WorldRemit.

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How to get the best deal on sending money from United States to Ghana

Summary of recent searches

Top rated for transfers from United States to Ghana
WorldRemit
Total number of US - GH providers
14
Average cheapest fees & rate
Revolut
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Considerations ahead of sending money from United States to Ghana

1
Compare providers

A comparison of providers offering services between the United States and Ghana, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 14 providers that provide services for sending US Dollar to Ghana. This ensures you will get the best options for your transfer to Ghana from the United States.

Whilst we rate WorldRemit as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United States to Ghana.

2
Get ahead of the US Dollar-Ghan Cedi exchange rate
3
Choose the right payment method
4
Financial regulation in Ghana and United States
5
Consider transfer limits
6
Receiving money in Ghana
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Ghana from the United States: Revolut

Revolut offers the cheapest combination of low fees and competitive exchange rates of the 14 providers we compared.

They offer an average fee of 0* USD and exchange rate between USD-GHS that is 0.11% different to the mid-market rate.

In comparison, Revolut is % cheaper than the second-best option.

To secure affordable and great rates on a USD to Ghana transfer, Revolut is our recommended choice.

*The most common fee applied to USD-GHS by Revolut, based on data from the past six months.

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Fastest way to send money to Ghana from the United States: Paysend

We compared 14 companies and found Paysend offers the fastest money transfers between the United States and Ghana.

Our comparison shows Paysend is the fastest option for sending US Dollar into Ghan Cedi 31% of the time. For urgent USD to GHS money transfers, they’re our recommended choice.

A USD-Ghan Cedi transfer through Paysend comes with an average 0 USD fee.

To ensure Paysend was the 'fastest' option we compared 14 providers. This comparison was for overall speed of sending money from the United States to Ghana and is a combination of depositing US Dollar, transfer times to Ghana and withdrawal timeframes where applicable.

When speed is a priority, Paysend is the top choice for sending into Ghana from the United States.

Need to make a large transfer?

For big transfers between the United States and Ghana, competitive pricing & strong customer service are key.

WorldRemit is the best option for large transfers of the
14 providers compared.

While WorldRemit may not always be the cheapest or fastest way to send USD from the United States to Ghana, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of transferring money from United States to Ghana

The total cost of money transfers from United States to Ghana is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-GHS is currently 14.7024 GHS per US Dollar. Providers offering services closer to this rate will ensure more Ghan Cedi for your US Dollars.

  • To give a historic average, over the last three months the USD-GHS mid-market rate has been 15.6356 GHS per US Dollar, this has had a high of 16.4968 and a low of 14.5326.

  • From the 14 companies compared, Revolut offers the best exchange rate on transfers to Ghana and the United States.

  • Generally, the exchange rate you receive on converting USD to GHS will be the biggest factor impacting the cost of sending US Dollars to Ghana.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Revolut at an average of 0 USD per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Ghan Cedi. Simply, the higher the amount received in the United States, the lower the cost of sending from Ghana.

How to find the best exchange rate for US Dollar to Ghan Cedi

Timing is essential for sending money between USD and GHS. The exchange rate you secure impacts how much GHS you get for your USD.

Mid-market Rate
1
= 14.702404 GHS

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from USD to GHS has seen some fluctuation. On average, it stood at 15.6356.

  • During this period, the highest value recorded was 16.4968, while the lowest was 14.5326.

  • WorldRemit, which is our recommended service to send money online from United States to Ghana offers an exchange rate that is only 1.71% above the mid-market rate.

Want to secure the best USD-Ghan Cedi exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Ghana!

United States to
Ghana money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Ghana.

    A money transfer company like Revolut offer bank transfers between the United States and Ghana with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Revolut is the cheapest provider for bank transfers of the 14 we tested when sending USD to Ghana.

    Revolut has an average fee of
    0 USD for money transfersfrom the United States to Ghana. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Ghana with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to Ghana, competing among a total of 14 active money transfer companies on this route.

  • Credit cards


    Xe is our top choice of the 14 companies offering credit card transfers from the United States to Ghana.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Ghana.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to GHS.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What are the typical transfer fees for sending US Dollars to Ghana through various providers?
How long does it take to send money from United States to Ghana?
What is the best exchange rate I can get for sending money from United States to Ghana?
Are there any minimum or maximum transfer amounts for sending money from United States to Ghana?
Can I schedule regular transfers between United States and Ghana?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.