/Send money/To Sri Lanka/From United States

How to send money to Sri Lanka from US with the best USD-LKR rate

Find money transfer deals for sending money from United States to Sri Lanka. Compare the cheapest, fastest, and most reliable providers with the best USD to LKR exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Sri Lanka from United States.

Transferring the other way? Send LKR from Sri Lanka to United States instead.
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October 8th, 2025

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United States
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Best money transfer companies

Send money from United States to Sri Lanka

Last updated: Today
Mid-market rate as of 10/08/2025: 1 USD = 302.862142 LKR
Results below are based on a 3000 USD search
Promoted
Wise
Recipient gets (LKR)
Rs 900,918.76
Full transfer details
Visit Wise
Rs 19,590 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (LKR)
Rs 900,909.30
Full transfer details
Visit Xe
Rs 19,580 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
0 of 11 providers
1
Remitly
Recipient gets (LKR)
Rs 904,770.00
Full transfer details
Visit Remitly
Rs 23,441 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
2
OFX
Recipient gets (LKR)
Rs 902,680.61
Full transfer details
Visit OFX
Rs 21,352 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
3
Wise
Recipient gets (LKR)
Rs 900,918.76
Full transfer details
Visit Wise
Rs 19,590 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
Xe
Recipient gets (LKR)
Rs 900,909.30
Full transfer details
Visit Xe
Rs 19,580 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Only available via Mobile App
5
Sendwave
Recipient gets (LKR)
Rs 889,188.30
Full transfer details
Visit Sendwave
Rs 7,859 better than a typical bank*

"Sendwave is trusted by over 1 million users across the US, UK, Canada and EU. 24/7 support is available online and via the app."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (LKR)
    Rs 836,481.01
    Not recommended
Promoted
Wise
Recipient gets (LKR)
Rs 900,918.76
Full transfer details
Visit Wise
Rs 19,590 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (LKR)
Rs 900,909.30
Full transfer details
Visit Xe
Rs 19,580 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for transferring US Dollar to Sri Lanka.

We tested & reviewed 11 transfer providers, and Wise scored highly.

Sending 3,000 USD to LKR will cost you $21.51 in fees, and you will receive 900,918.76 LKR. The delivery time is same day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your United States to Sri Lanka transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to Sri Lanka (LKR) - Wise Screenshot

How to compare deals on your United States to Sri Lanka transfer

Summary of recent searches

Top rated for transfers from United States to Sri Lanka
Wise
Total number of US - LK providers
11
Average cheapest fees & rate
Remitly
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Remitly
Best for debit card
Xe
Best for credit card
Paysend

Considerations ahead of sending money from United States to Sri Lanka

1

Compare providers

A comparison of providers offering services between the United States and Sri Lanka, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 11 providers that provide services for sending US Dollar to Sri Lanka. This ensures you will get the best options for your transfer to Sri Lanka from the United States.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United States to Sri Lanka.

2

Get ahead of the US Dollar-Sri Lank Rupee exchange rate

3

Choose the right payment method

4

Financial regulation in Sri Lanka and United States

5

Consider transfer limits

6

Receiving money in Sri Lanka

7

Have your ID ready

8

Tax declarations

Cheapest way to send money from United States to Sri Lanka: Remitly

The combination of the lowest fees and best exchange rate is through Remitly. This makes them our cheapest transfer service of the 11 compared for sending US Dollar to Sri Lanka.

Our data shows, over the past week, that Remitly is 0.01% than the second-best option when sending via a bank transfer.

This measure includes a fee of 0 USD and a USD-LKR exchange rate for international transfers that is 0.42% different to the mid-market rate.

Securing the best rates on a USD to Sri Lanka transfer can be done with Remitly but you can always search for your specific amount.

Remitly is the cheapest way to send money from United States (USD) to Sri Lanka (LKR) - Remitly Screenshot

Fastest way to send money to Sri Lanka from the United States: Wise

We compared 11 companies and found Wise offers the fastest money transfers between the United States and Sri Lanka.

The transfer time is same day with Wise for a $3,000 transfer, but it will depend on the time, day of the week, and the amount you send.

A USD-Sri Lank Rupee transfer through Wise comes with a 21.51 USD fee (based on a $3,000 transfer).

To ensure Wise was the 'fastest' option we compared 11 providers. This comparison was for overall speed of sending money from the United States to Sri Lanka and is a combination of depositing US Dollar, transfer times to Sri Lanka and withdrawal timeframes where applicable.

When speed is a priority, Wise is the top choice for sending into Sri Lanka from the United States.

Wise is the fastest way to send money from United States (USD) to Sri Lanka (LKR) - Wise Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Sri Lanka from the United States needs a strong exchange rate and effective transfer management.

From the
11 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Sri Lanka from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Sri Lank Rupees to Sri Lank Rupee.

As such, we recommend Currencies Direct for large Sri Lanka transfers.

Understanding the cost of transferring money from United States to Sri Lanka

The total cost of money transfers from United States to Sri Lanka is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-LKR is currently 302.6882 LKR per US Dollar. Providers offering services closer to this rate will ensure more Sri Lank Rupee for your US Dollars.

  • To give a historic average, over the last 7 days the USD-LKR mid-market rate has been 302.409 LKR per US Dollar, this has had a high of 302.9923 and a low of 301.2303.

  • From the 11 companies compared, Wise offers the best exchange rate on transfers to Sri Lanka and the United States.

  • Generally, the exchange rate you receive on converting USD to LKR will be the biggest factor impacting the cost of sending US Dollars to Sri Lanka.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Remitly, just 0 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Sri Lank Rupee. Simply, the higher the amount received in the United States, the lower the cost of sending from Sri Lanka.

How to find the best exchange rate for US Dollar to Sri Lank Rupee

Timing is essential for sending money between USD and LKR. The exchange rate you secure impacts how much LKR you get for your USD.

Mid-market Rate
1 
USD
=
302.688202 
LKR

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from USD to LKR has seen some fluctuation. On average, it stood at 302.409.

  • During this period, the highest value recorded was 302.9923, while the lowest was 301.2303.

  • Wise, which is our recommended service to send money online from United States to Sri Lanka offers an exchange rate that is only 0.13% above the mid-market rate.

Want to secure the best USD-Sri Lank Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Sri Lanka!

United States to
Sri Lanka money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Sri Lanka.

    A money transfer company like Remitly offer bank transfers between the United States and Sri Lanka with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Remitly is the cheapest provider for bank transfers of the 11 we tested when sending USD to Sri Lanka.

    Remitly has a fee of 0 USD for money transfersfrom the United States to Sri Lanka. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Sri Lanka with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to Sri Lanka, competing among a total of 11 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Sri Lanka and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Sri Lanka.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to LKR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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How long does it take to send money from United States to Sri Lanka?
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Are there any minimum or maximum transfer amounts for sending money from United States to Sri Lanka?
Can I schedule regular transfers between United States and Sri Lanka?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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