Best companies for USD/BZD transfers
2 of 2 providers Last updated on 10 November 2026
Based on 7,000 USD transfer Best companies for USD/BZD transfers Sort Cheapest
Promoted Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 2.0006 BZD +0.27% vs mid-market	Recipient gets $14,004.33 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Belize with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2.0006 BZD $14,004.33You pay$7,000.00
Run a live search Showing top United States to Belize deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to BZD rates.
Run a live search These companies offer multi-currency accounts for spending BZD. We suggest doing a live search based on how much USD you're planning to spend in Belize.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 2.0006 BZD +0.27% vs mid-market	Recipient gets $14,004.33 Minutes - 24 hours
9 reviews CheapestFastestOur top pick Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Belize with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2.0006 BZD $14,004.33You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 2.0000 BZD +0.30% vs mid-market	Recipient gets $14,000.00 Minutes - 24 hours
2 reviews
Ways to receive money in Belize with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 2.0000 BZD $14,000.00You pay$7,060.79
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $7.49 1 USD = 1.9800 BZD +1.31% vs mid-market	Recipient gets $13,860.00 Minutes - 24 hours
2 reviews
Ways to receive money in Belize with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $7.491 USD = 1.9800 BZD $13,860.00You pay$7,007.49

$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $30.99 1 USD = 1.9800 BZD +1.31% vs mid-market	Recipient gets $13,860.00 Minutes - 24 hours
2 reviews
Ways to receive money in Belize with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $30.991 USD = 1.9800 BZD $13,860.00You pay$7,030.99
$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $179.99 1 USD = 1.9800 BZD +1.31% vs mid-market	Recipient gets $13,860.00 Minutes - 24 hours
2 reviews
Ways to receive money in Belize with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $179.991 USD = 1.9800 BZD $13,860.00You pay$7,179.99
How Our Results Work Mid-market rate: 1 USD = 2.0060 BZD Updates every 60 minutes.

Why compare

USD/BZD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Belize

Pick a company

If you're sending a one-off transfer, then Regency FX is the best option.

Regency FX was the cheapest on 26 of the 26 days it quoted $7,000 transfers to Belize.

For recurring transfers, I'd suggest using an app like MoneyGram or a multi-currency account.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Belize, including bank transfer, cash deposit, debit card, and credit card.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a few days).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but it's a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Belize?

How much USD you send to Belize heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 97% of the transfers from $5,000 it quoted, and in 97% of all the transfers it quoted.


$500	0.02%	$0.00	$1,002.80with debit card to bank deposit	+$7.76
$2,000	0.30%	$20.79	$4,000.00with cash deposit to cash pickup	+$31.45
$5,000	0.30%	$44.79	$10,000.00with cash deposit to cash pickup	+$111.75
$7,000This page	0.27%	$0.00	$14,004.33with bank transfer to bank deposit	+$87.46
$10,000	0.27%	$0.00	$20,006.19with bank transfer to bank deposit	+$124.95
$50,000	0.25%	$0.00	$100,051.00with bank transfer to bank deposit	+$640.80
$100,000	0.20%	$0.00	$200,202.29with bank transfer to bank deposit	+$1,361.83
$250,000	0.20%	$0.00	$500,505.73with bank transfer to bank deposit	+$3,404.58

Mid-market rate: 1 USD = 2.0060 BZD

USD/BZD Exchange Rate History

Is today a good time to send money from US to Belize?

The cheapest way to send USD to BZD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 USD transfers to Belize.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/BZD exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more BZD per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of BZD on every transfer from the US.

Right now, Regency FX pays 14,004.33 BZD on 7,000 USD, which is 37.91 BZD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 14,084.11 BZD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Belize.

We've tracked 239 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

Regency FXAppeared in 136 comparisons
Cheapest in 97% of them
MoneyGramAppeared in 216 comparisons
Cheapest in 34% of them

Based on 239 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most BZD, and it was also the cheapest in 97% of the 136 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Belize.

MoneyGram (today's second cheapest) was the cheapest in only 34% of its comparisons, so it's rarely the cheapest option for transfers to Belize.

Ways to send money from the US to Belize

There are 2 companies available for sending money from the US to Belize, across currency broker, online, app, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

MoneyGram charges $60.79 on a $7,000 transfer with 0.3% markup, saves your recipient's details for next time, and BZD arrives in minutes - 24 hours.

Over the past month, MoneyGram was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 14,000 BZD in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Belize.

Of all online companies listed here, MoneyGram gets you the most BZD per USD.

On a $7,000 transfer, you will get 14,000 BZD after a $60.79 fee and 0.3% markup.

In our comparisons over the past month, it was the cheapest online service on 26 of the 26 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Belize (e.g. a property purchase, tuition, or moving to Belize), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/BZD that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Ways to fund USD and receive BZD in Belize

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 14,004.33 BZD.

Deposit USD by bank transfer, cash deposit, debit card, and credit card.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Belize.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 14,000 BZD on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle and Cash App only send money within the US, so neither can send money to Belize.

Venmo now sends money internationally to PayPal users in 90+ countries.

Your recipient in Belize can collect BZD through bank deposit and cash pickup.

They can collect cash in Belize

Your recipient can collect BZD from a participating MoneyGram location in Belize.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Bank transfer Bank deposit

You pay $7,000.00

BZ$14,004

Cheapest
2

Cash deposit Cash pickup

You pay $7,060.79

BZ$14,000

-BZ$4
3

Bank transfer Cash pickup

You pay $7,007.49

BZ$13,860

-BZ$144
4

Debit card Cash pickup

You pay $7,030.99

BZ$13,860

-BZ$144
5

Credit card Cash pickup

You pay $7,179.99

BZ$13,860

-BZ$144

Things to consider before sending USD to Belize

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/BZD company

Cheapest way to send money to Belize

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 14,004.33 BZD, which is 0.03% more than the next best option.

Fastest way to send money to Belize

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 14,004.33 BZD, with the money arriving in minutes - 24 hours.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Belize?

For transfers over $10,000, Regency FX is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Belize.

While Regency FX may not always be the cheapest or fastest way to send BZD, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Belize and the United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 239 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/BZD transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0100	–	$14,069.78
Regency FX Cheapest	2.0045	$0.00	$14,031.79	−$37.99
MoneyGram	2.0000	$60.79	$14,000.00	−$69.78

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0150	–	$14,104.69
Regency FX Cheapest	2.0095	$0.00	$14,066.61	−$38.08
MoneyGram	2.0000	$60.79	$14,000.00	−$104.69

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0075	–	$14,052.54
Regency FX Cheapest	2.0021	$0.00	$14,014.59	−$37.94
MoneyGram	2.0000	$60.79	$14,000.00	−$52.53

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0101	–	$14,070.46
Regency FX Cheapest	2.0046	$0.00	$14,032.47	−$37.99
MoneyGram	2.0000	$60.79	$14,000.00	−$70.46

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
MoneyGram Cheapest	2.0000	$60.79	$14,000.00	–
Regency FX No quote collected this day	–	–	–	–

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0142	–	$14,099.63
Regency FX Cheapest	2.0088	$0.00	$14,061.56	−$38.07
MoneyGram	2.0000	$60.79	$14,000.00	−$99.63

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0175	–	$14,122.24
Regency FX Cheapest	2.0120	$0.00	$14,084.11	−$38.13
MoneyGram	2.0000	$60.79	$14,000.00	−$122.24

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0115	–	$14,080.51
Regency FX Cheapest	2.0061	$0.00	$14,042.50	−$38.01
MoneyGram	2.0000	$60.79	$14,000.00	−$80.51

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0075	–	$14,052.30
Regency FX Cheapest	2.0021	$0.00	$14,014.36	−$37.94
MoneyGram No quote collected this day	–	–	–	–

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0097	–	$14,068.10
Regency FX Cheapest	2.0043	$0.00	$14,030.12	−$37.98
MoneyGram	2.0000	$60.79	$14,000.00	−$68.10

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0068	–	$14,047.54
Regency FX Cheapest	2.0014	$0.00	$14,009.62	−$37.92
MoneyGram	2.0000	$60.79	$14,000.00	−$47.54

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0156	–	$14,109.36
Regency FX Cheapest	2.0102	$0.00	$14,071.27	−$38.09
MoneyGram	2.0000	$60.79	$14,000.00	−$109.36

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0149	–	$14,104.52
Regency FX Cheapest	2.0095	$0.00	$14,066.44	−$38.08
MoneyGram	2.0000	$60.79	$14,000.00	−$104.52

Thu, Oct 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0078	–	$14,054.56
Regency FX Cheapest	2.0024	$0.00	$14,016.61	−$37.95
MoneyGram	2.0000	$60.79	$14,000.00	−$54.56

Fri, Oct 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0112	–	$14,078.47
Regency FX Cheapest	2.0058	$0.00	$14,040.46	−$38.01
MoneyGram	2.0000	$60.79	$14,000.00	−$78.47

Sat, Oct 31, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0087	–	$14,060.57
Regency FX Cheapest	2.0032	$0.00	$14,022.61	−$37.96
MoneyGram No quote collected this day	–	–	–	–

Mon, Nov 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0169	–	$14,118.19
Regency FX Cheapest	2.0114	$0.00	$14,080.08	−$38.11
MoneyGram	2.0000	$60.79	$14,000.00	−$118.19

Tue, Nov 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0103	–	$14,072.24
Regency FX Cheapest	2.0049	$0.00	$14,034.24	−$38.00
MoneyGram	2.0000	$60.79	$14,000.00	−$72.24

Thu, Nov 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0109	–	$14,076.62
Regency FX Cheapest	2.0055	$0.00	$14,038.62	−$38.00
MoneyGram	2.0000	$60.79	$14,000.00	−$76.62

Fri, Nov 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0134	–	$14,093.55
Regency FX Cheapest	2.0079	$0.00	$14,055.50	−$38.05
MoneyGram	2.0000	$60.79	$14,000.00	−$93.55

Sat, Nov 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0111	–	$14,077.37
Regency FX Cheapest	2.0056	$0.00	$14,039.36	−$38.01
MoneyGram	2.0000	$60.79	$14,000.00	−$77.37

Sun, Nov 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0152	–	$14,106.72
Regency FX Cheapest	2.0098	$0.00	$14,068.63	−$38.09
MoneyGram	2.0000	$60.79	$14,000.00	−$106.72

Mon, Nov 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0143	–	$14,099.89
Regency FX Cheapest	2.0088	$0.00	$14,061.82	−$38.07
MoneyGram No quote collected this day	–	–	–	–

Tue, Nov 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	2.0060	–	$14,042.24
Regency FX Cheapest	2.0006	$0.00	$14,004.33	−$37.91
MoneyGram	2.0000	$60.79	$14,000.00	−$42.24

How to send money to Belize from the US with the best USD-BZD rate

Best companies for USD/BZD transfers