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Send money from United States to Zambia
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
PayPalRecipient gets (ZMW)ZK 156,215.22Not recommended
Overall best way: Revolut
We tested & reviewed 5 transfer providers, and Revolut scored highly.
Sending 7,000 USD to ZMW will cost you $21 in fees, and you will get 168,833.73 ZMW. The delivery time is minutes - 5 days, but it depends on the day you make the transfer.
So for a great mix of cost, speed & features, make your United States to Zambia transfer using Revolut.
Getting the best deal on your United States to Zambia transfer
- Always compare rates
Don't pay more than you have to. Our live comparison tool will give you the best rates for sending money from the United States to Zambia.
- Choose a provider
Select the provider that offers you the best value & service for transfers between the United States and Zambia.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Zambia.
Summary of recent searches
Considerations for sending money from United States to Zambia
Always compare ways to send money from the United States to Zambia to get the best options for fees, speed, and reliability.
Our analysis included 5 providers that operate between United States and Zambia.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Zambia.
Cheapest way to send money from the United States to Zambia: Revolut
Data collected for transfers between the United States and Zambia over the past week shows that Revolut is 1.81% cheaper than the second-best option.
This cost combines an exchange rate between the US Dollar and Zambian Kwacha that is 0.2% different to the mid-market rate and a fee of 21 USD.
Fastest way to transfer money to Zambia from the United States: Xoom.
For example, if you send 7,000 USD with Xoom to Zambia, the transfer time is minutes - 24 hours
When using Xoom to send money from the United States to Zambia you can expect to pay 0 USD in fees. Although we would recommend comparing the amount you want to send.
When testing the 'fastest' options we compared 5 money transfer providers. To test overall speed of sending money from the United States to Zambia we included the timeframe for depositing US Dollar to a money transfer account and average transfer times to Zambia.
When sending money to Zambia from United States quickly is a priority, Xoom is our recommended choice.
Transfer a large amount of money
Revolut is the best rated company for sending large amounts of Zambian Kwacha to Zambia out of 5 companies offering the service.
Whether for a property purchase, or for business, sending large amounts of money to Zambia from the United States has the potential to be very expensive.
Revolut is our choice for big transfers to USD because of all round price, speed and management when making large transfers.
Understanding the cost of transferring money from United States to Zambia
The total cost of money transfers from United States to Zambia is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.
The Mid-Market and Exchange Rates: The mid-market rate for USD-ZMW is currently 24.1901 ZMW per US Dollar. Providers offering services closer to this rate will ensure more Zambian Kwacha for your US Dollars.
To give a historic average, over the last 7 days the USD-ZMW mid-market rate has been 24.0803 ZMW per US Dollar, this has had a high of 24.2402 and a low of 23.8759.
From the 5 companies compared, Revolut offers the best exchange rate on transfers to Zambia and the United States.
Generally, the exchange rate you receive on converting USD to ZMW will be the biggest factor impacting the cost of sending US Dollars to Zambia.
Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Revolut, just 21 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount eventually received in Zambian Kwacha. Simply, the higher the amount received in the United States, the lower the cost of sending from Zambia.
Finding the best exchange rate for US Dollar to Zambian Kwacha
Timing is essential for sending money between USD and ZMW. The exchange rate you secure impacts how much ZMW you get for your USD.
Over the past 7 days, here’s what we’ve seen:
The exchange rate from USD to ZMW averaged 24.0803 ZMW.
The highest value recorded was 24.2402 ZMW, while the lowest was 23.8759 ZMW.
There are currently 5 providers offering transfers between the United States and Zambia close to this rate
Want to secure the best USD-Zambian Kwacha exchange rates?
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United States to Zambia money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from the United States to Zambia.
A money transfer company like Revolut offer bank transfers between the United States and Zambia with lower fees and better exchange rates than you would get from a traditional bank.
On average, Revolut is the cheapest provider for bank transfers of the 5 we tested when sending USD to Zambia.
Revolut has a fee of 21 USD for money transfersfrom the United States to Zambia. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to Zambia with a debit or a prepaid card is very simple with .
is a leader in debit card payments for transfers from the United States to Zambia, competing among a total of 5 active money transfer companies on this route.
Credit cards
We recommend avoiding credit cards where possible due to a lack of support and high fees.If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.
Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Zambia and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Zambia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to ZMW.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
