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How to send money to Thailand from US with the best USD-THB rate

Get the best deals when you transfer from the United States to Thailand. Find the cheapest, fastest, and most reliable providers with the best USD to THB exchange rates.

Read on for analysis on the best ways to send money to Thailand from United States.

Transferring the other way? Send THB from Thailand to United States instead.
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July 6th, 2025
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Best money transfer companies

Send money from United States to Thailand

Last updated: Today
Mid-market rate as of 07/06/2025: 1 USD = 32.360369 THB
Results below are based on a 7000 USD search
0 of 16 providers
Sponsored
Wise
Recipient gets (THB)
฿225,029.82
Full transfer details
Visit Wise
฿5,303 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (THB)
฿222,075.70
Full transfer details
Visit Xe
฿2,349 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (THB)
฿225,956.28
Full transfer details
Visit Key Currency
฿6,229 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (THB)
฿225,910.97
Full transfer details
Visit Regency FX
฿6,184 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
3
CurrencyFair
Recipient gets (THB)
฿225,240.00
Full transfer details
Visit CurrencyFair
฿5,513 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
4
Wise
Recipient gets (THB)
฿225,029.82
Full transfer details
Visit Wise
฿5,303 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Remitly
Recipient gets (THB)
฿223,720.00
Full transfer details
Visit Remitly
฿3,993 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
6
Currencies Direct
Recipient gets (THB)
฿222,796.00
Full transfer details
Visit Currencies Direct
฿3,069 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (THB)
฿222,075.70
Full transfer details
Visit Xe
฿2,349 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (THB)
฿225,713.96
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (THB)
    ฿219,073.71
    Not recommended
  • HSBC
    HSBC
    Recipient gets (THB)
    ฿218,847.51
    Not recommended
  • Capital One
    Capital One
    Recipient gets (THB)
    ฿217,461.68
    Not recommended
  • PayPal
    PayPal
    Recipient gets (THB)
    ฿208,545.75
    Not recommended
Sponsored
Wise
Recipient gets (THB)
฿225,029.82
Full transfer details
Visit Wise
฿5,303 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (THB)
฿222,075.70
Full transfer details
Visit Xe
฿2,349 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best option: Wise

Wise is our recommended company for sending money to Thailand from USD.

Of the 16 companies that support USD to THB, Wise offered the best combination of cost and speed.

Sending 7,000 USD to THB will cost you $46.05 in fees, and you will receive 225,029.82 THB. The delivery time usually is next day, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send US Dollars to Thailand using Wise.

Wise is the top rated company for sending money from United States (USD) to Thailand (THB) - Wise Screenshot

How to compare deals on your United States to Thailand transfer

Summary of recent searches

Top rated for transfers from United States to Thailand
Wise
Total number of US - TH providers
16
Average cheapest fees & rate
Key Currency
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Considerations for money transfers from United States to Thailand

1
Compare providers

Comparing providers offering services between the United States and Thailand, based on your specific needs is the best way to send money with confidence.

Our comparison includes 16 companies that provide the ability to send US Dollar to Thailand.

This ensures you get the best options for transfers to Thailand from the United States, based on the amount you want to send.

2
Watch the US Dollar-Baht exchange rate
3
Choose the right payment method
4
Use providers regulated in Thailand and United States
5
Consider transfer limits
6
Receiving money in Thailand
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Thailand from the United States: Key Currency

Key Currency offers the cheapest combination of low fees and competitive exchange rates of the 16 providers we compared.

They offer a fee of 0 USD and exchange rate between USD-THB that is 0.25% different to the mid-market rate.

In comparison, Key Currency is 0.02% cheaper than the second-best option.

To secure affordable and great rates on a USD to Thailand transfer, Key Currency is our recommended choice.

Key Currency is the cheapest way to send money from United States (USD) to Thailand (THB) - Key Currency Screenshot

Fastest way to transfer money to Thailand from the United States: Regency FX.

We tested 16 companies offering transfers from the United States to Thailand and Regency FX offered the quickest option.

For example, if you send 7,000 USD with Regency FX to Thailand, the transfer time is minutes - 24 hours

When using Regency FX to send money from the United States to Thailand you can expect to pay 0 USD in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 16 money transfer providers. To test overall speed of sending money from the United States to Thailand we included the timeframe for depositing US Dollar to a money transfer account and average transfer times to Thailand.

When sending money to Thailand from United States quickly is a priority, Regency FX is our recommended choice.

Sending a large amount of money?

For big transfers from the United States to Thailand, competitive pricing & strong customer service are essential.

Of the
16 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from United States to Thailand, it's a great provider for things like buying or selling property.

Understanding the cost of transferring money from United States to Thailand

The total cost of money transfers from United States to Thailand is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-THB is currently 32.3604 THB per US Dollar. Providers offering services closer to this rate will ensure more Baht for your US Dollars.

  • To give a historic average, over the last 7 days the USD-THB mid-market rate has been 32.4374 THB per US Dollar, this has had a high of 32.5565 and a low of 32.3102.

  • From the 16 companies compared, Wise offers the best exchange rate on transfers to Thailand and the United States.

  • Generally, the exchange rate you receive on converting USD to THB will be the biggest factor impacting the cost of sending US Dollars to Thailand.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, just 0 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Baht. Simply, the higher the amount received in the United States, the lower the cost of sending from Thailand.

Finding the best exchange rate for US Dollar to Baht

Timing is essential for sending money between USD and THB. The exchange rate you secure impacts how much THB you get for your USD.

Mid-market Rate
1 
=
32.360369 
THB

Over the last week, here’s what we’ve seen:

  • The exchange rate from USD to THB averaged 32.4374 THB.

  • The highest value recorded was 32.5565 THB, while the lowest was 32.3102 THB.

  • There are currently 16 providers offering transfers between the United States and Thailand close to this rate

Want to secure the best USD-Baht exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Thailand!

Payment methods available to fund your United States to
Thailand transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from United States to Thailand.

    By using a money transfer company such as Key Currency for transfers from United States to Thailand, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Key Currency is the cheapest provider for bank transfers from the 16 we tested when sending USD to Thailand.

    With a fee of USD0 to send money from United States to Thailand, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from United States to Thailand with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from United States to Thailand, competing among a total of 16 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from the United States to Thailand, we recommend comparing your options to get the best deal.

    Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Thailand and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Thailand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to THB.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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