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Sending money to Thailand from United States

United States
Top Provider
Amount Received
By Bank Transfer
Fees: $15.00
Rate: 32.91350 *
Payment Options
Bank Transfer
2 Days
Debit Card
2 Days
Key Features
Fast and Reliable Service
Low Cost
Amount Received
By Bank Transfer
Fees: 0
Rate: 32.61728 *
Payment Options
Bank Transfer
1-2 Hours
Debit Card
1-2 Hours
Key Features
No transfer limit & low fees
Excellent customer support
£25 gift card when you refer a friend
5/5 customer ratings on TrustPilot
Amount Received
By Bank Transfer
Fees: $40.00
Rate: 32.56133 *
Payment Options
Bank Transfer
1-2 Hours
Key Features
Current Mid-Market Rate: 1 USD = 32.913503 THB
* Some rates may be indicative.


Introduced in the 19th century, the Thai baht THB was used as a form of payment long before it became the official national currency of Thailand. The Kingdom of Thailand, formerly known as Siam, is a country in South-east Asian known for its beautiful beaches and world famous temples. The country’s economy is newly industrialised and well-developed when compared to some of the other parts of SE Asia, such as Cambodia or Laos. In 2019 Thailand had the 8th highest GDP of all the Asian countries, and in the same year, the SWIFT network revealed THB was the 10th most used payment currency in the world.

Choosing the best service provider

When considering how to send money Thailand from United States there are some key aspects of the transfer to consider. 

The cheapest provider we found is Instarem at 1.0E-5% Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using Instarem when transferring USD to THB.

This means that by using Instarem for online money transfers to Thailand from United States, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access Instarem for any reason, our comparison engine has found XE - Remit and VertoFX also to be very good options when sending USD – THB.

This recommendation was updated one minute ago.

The cheapest way to send money from United States to Thailand

In order to avoid high fees, you should consider the cheapest way to send from United States to Thailand.  

Instarem has been determined by our comparison engine to be currently offering you the cheapest rates possible.

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The fastest way to send money from United States to Thailand

When sending money from United States to Thailand, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers. Currently, VertoFX is the fastest way to send USD – THB.

What payment methods are available when sending money from United States to Thailand?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.

Sending money to Thailand from United States using credit card

To avoid high fees you can opt to use an online money transfer provider such as to pay for your transfer to Thailand.

Sending money to Thailand from United States using a debit card

With Instarem you can send money online to Thailand using your debit card. But before making a payment, make sure you understand all the processing fees in place. 

Using a wire transfer to send money from United States to Thailand

Bank and wire transfers are the most common ways of sending money Thailand as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use Instarem to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

If you want to make an international transfer using wire transfer, you will need to know the SWIFT/BIC code of your recipient in Thailand. If you’re unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in Thailand.

When sending money to Thailand from United States using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as Instarem, XE - Remit and VertoFX .

Considerations for a USD – THB Currency Transfer

Before sending money to Thailand from United States, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Thailand the more value you will get and more THB the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
  2. The USD – THB exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 32.913503 and the lowest exchange rate margin is currently offered by Instarem at 1.0E-5% above the mid market rate.
  3. Hidden fees & charges: Before sending money to Thailand, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers Instarem, XE - Remit and VertoFX will give insight here.

How to send money from United States to Thailand at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send USD to THB. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table
  2. Register for an account if required
  3. Input how much you are willing to send
  4. Fund your transfer
  5. Receive & save an email confirming your transfer

How to receive transfers from USD to THB in Thailand?

Your recipient has a few methods available to receive your money in Thailand. These will vary between providers, but it is possible to find services that will:

If your recipient is going to collect or have the money delivered to them in Thailand, then they will usually need the following:

How much money can be transferred from United States to Thailand?

The amount of THB you can receive from United States will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers. 

You should also check if there are any government regulations pertaining to the amount of THB that can be received in Thailand or sent from United States before making your transfer.

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April Summers

April is a journalist and Content Editor for MoneyTransfers.com. Over the last decade she has written for a range of online and print publications. Having lived overseas in Canada and Vietnam, April hopes to see more of the world as soon as possible, with Japan at the top of her travel list. She enjoys writing about forex trends and the future of banking.