"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."
Overall top choice: Wise
Of the 5 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.
Over the last six months, Wise appeared in 100% of searches for transfers between the United States and Maldives.
When sending money from the United States to Maldives, using Wise in a great option.
How to get the best deal on your United States to Maldives transfer
Considerations for sending money from United States to Maldives
Always compare ways to send money from the United States to Maldives to get the best options for fees, speed, and reliability.
Our analysis included 5 providers that operate between United States and Maldives.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Maldives.
Cheapest way to send money to Maldives from the United States: Wise
Data collected through our comparison over the past six months shows that Wise is 1.1% cheaper than the second-best option.
The cost is made up of an average fee of 0* USD and an exchange rate for buying Rufiyaa with US Dollar that is 0% different to the mid-market rate.
If you want to secure the best rates on a United States to Maldives transfer, Wise offers value. We would still recommend searching for the amount you want to send to Maldives.
*The most common fee applied to USD-MVR by Wise, based on data from the past six months.
Fastest way to send money to Maldives from the United States: Wise
Our comparison shows Wise is the fastest option for sending US Dollar into Rufiyaa 50% of the time. For urgent USD to MVR money transfers, they’re our recommended choice.
A USD-Rufiyaa transfer through Wise comes with an average 7.59 USD fee.
To ensure Wise was the 'fastest' option we compared 5 providers. This comparison was for overall speed of sending money from the United States to Maldives and is a combination of depositing US Dollar, transfer times to Maldives and withdrawal timeframes where applicable.
When speed is a priority, Wise is the top choice for sending into Maldives from the United States.
Send large sums of money
From the 5 options we compared, Wise offers the strongest all round option for large transfers to Maldives from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Rufiyaas to Rufiyaa.
As such, we recommend Wise for large transfers between Maldives and the United States.
Understanding the cost of transferring money from United States to Maldives
The total cost of money transfers from United States to Maldives is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.
The Mid-Market and Exchange Rates: The mid-market rate for USD-MVR is currently 15.4015 MVR per US Dollar. Providers offering services closer to this rate will ensure more Rufiyaa for your US Dollars.
To give a historic average, over the last three months the USD-MVR mid-market rate has been 15.3567 MVR per US Dollar, this has had a high of 15.36 and a low of 15.3503.
From the 5 companies compared, Wise offers the best exchange rate on transfers to Maldives and the United States.
Generally, the exchange rate you receive on converting USD to MVR will be the biggest factor impacting the cost of sending US Dollars to Maldives.
Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Revolut at an average of 0 USD per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount eventually received in Rufiyaa. Simply, the higher the amount received in the United States, the lower the cost of sending from Maldives.
How to find the best exchange rate for US Dollar to Rufiyaa
Timing is essential for sending money between USD and MVR. The exchange rate you secure impacts how much MVR you get for your USD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from USD to MVR has seen some fluctuation. On average, it stood at 15.3567.
During this period, the highest value recorded was 15.36, while the lowest was 15.3503.
Wise, which is our recommended service to send money online from United States to Maldives offers an exchange rate that is only 0.09% above the mid-market rate.
Want to secure the best USD-Rufiyaa exchange rates?
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United States to Maldives money transfer payment methods
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Maldives and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Maldives.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to MVR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.