/Send money/To Cameroon/From South Africa

How to send money to Cameroon from South Africa with the best ZAR-XAF rate

Compare the best ways to send money from South Africa to Cameroon. Explore the fastest, cheapest, and most reliable providers with the best ZAR to XAF exchange rates.

Read on for the best deals, expert information, and all you need to send money to Cameroon from South Africa.

Transferring the other way? Send XAF from Cameroon to South Africa instead.
Disclosure
November 25th, 2025

Search Now & Save On Your Transfer

Instantly view live exchange rates, fees & features.
South Africa
ZAR
Cameroon
XAF
Send
R
Best money transfer companies

Send money from South Africa to Cameroon

Last updated: Today
Mid-market rate as of 11/25/2025: 1 ZAR = 32.946633 XAF
Results below are based on a 4300 ZAR search
Sort by:
0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (XAF)
FCFA 134,493.10
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (XAF)
FCFA 134,493.10
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (XAF)
FCFA 133,046.41
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for South Africa to Cameroon

While you can’t send ZAR to XAF with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send ZAR to Cameroon is through a cash transfer with MoneyGram.

MoneyGram offers broad coverage across South Africa and Cameroon, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 ZAR per 4,300 ZAR transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in ZAR, while the recipient collects XAF in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

Getting the best deal on your South Africa to Cameroon transfer

Summary of recent searches

Top rated for transfers from South Africa to Cameroon
Western Union Agent
Total number of ZA - CM providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Sending money from South Africa to Cameroon considerations

1

Compare providers

A comparison of providers offering services between South Africa and Cameroon is the easiest way to ensure the best deal.

We've compared 3 providers that offer services for sending Rand to Cameroon.

This ensures you will get the best options for your transfer to Cameroon from South Africa.

Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Cameroon.

2

Get the most from the Rand-CFA Franc BEAC exchange rate

3

Choose the right payment method

4

Financial regulations in South Africa and Cameroon

5

Consider transfer limits

6

How to receive money

7

Have your ID ready

8

Tax declarations

The cheapest way to send money from South Africa to Cameroon is a cash transfer via Western Union.

The cheapest way to send money to Cameroon from South Africa is via a cash transfer through a Western Union Agent.

While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support ZAR/XAF transfers online.

The total cost of your transfer includes both the transfer fee (around 3 ZAR per 4,300 ZAR) and an exchange rate markup.

Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to Cameroon from South Africa is via PayPal P2P Transfer

The coverage of ZAR/XAF transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a ZAR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Cameroon from South Africa needs a strong exchange rate and effective transfer management.

From the
3 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Cameroon from South Africa.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from CFA Franc BEACs to CFA Franc BEAC.

As such, we recommend Currencies Direct for large Cameroon transfers.

Understanding the cost of sending money to Cameroon from South Africa

The cost of sending money from Cameroon to Cameroon, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-XAF is 32.9957 XAF per Rand.

  • Finding a provider offering an exchange as close to 32.9957 as possible will ensure more CFA Franc BEAC received when transferring.

  • For context, the ZAR-XAF mid-market rate for the past 7 days has averaged 32.9203 XAF per Rand. This includes a high of 33.0996, and low of 32.7746.

  • Western Union Agent currently offers the best exchange rate on transfers from South Africa to Cameroon.

For the most part the ZAR-XAF exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Cameroon.

Fees: Outside of exchange rates, you may need to pay a fee to send. Western Union Agent currently offers the lowest fees on transfers to Cameroon from South Africa. They charge 3 ZAR per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in CFA Franc BEAC is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to XAF, paired with a low fee, means a higher total amount received in Cameroon.

Getting best exchange rate for transfers between Rand and CFA Franc BEAC

Timing is essential for transferring money between ZAR and XAF. The exchange rate you secure impacts how much XAF you get for your ZAR.

Mid-market Rate
1 
ZAR
=
32.995700 
XAF

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from ZAR to XAF has moved slightly. On average, it was 32.9203.

  • During this same period,there was a high of 33.0996, and a low of 32.7746.

  • Western Union Agent, which is our recommended service to send money online from South Africa to Cameroon offers 31.2993 XAF per ZAR which is only 5% above the mid-market rate.

Want to secure the best ZAR-CFA Franc BEAC exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Cameroon!

Payment options for South Africa to
Cameroon money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to Cameroon.

    By using a money transfer company such as Western Union Agent for transfers from South Africa to Cameroon, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Western Union Agent is the cheapest money transfer company for bank transfers from the 3 we compared for transfers from ZAR into Cameroon.

    With a fee of 3 ZAR to send money from South Africa to Cameroon, Western Union Agent offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to Cameroon with a debit or a prepaid card is available through Western Union Agent.


    Western Union Agent is a one of the cheaper options for debit card payments for transfers from South Africa to Cameroon. This cost is against a total of 3 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to Cameroon, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Cameroon and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Cameroon.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to XAF.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from South Africa to Cameroon?
Are there any tax implications to sending money from South Africa to Cameroon?
Can I send money from South Africa to Cameroon with MoneyTransfers.com?
What are the typical transfer fees for sending Rands to Cameroon through various providers?
How long does it take to send money from South Africa to Cameroon?
What is the best exchange rate I can get for sending money from South Africa to Cameroon?
Are there any minimum or maximum transfer amounts for sending money from South Africa to Cameroon?
Can I schedule regular transfers between South Africa and Cameroon?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free