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Send money from Indonesia to Philippines
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Most transfers are instant or same-day. Customers can earn rewards on every transaction."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Best option: Wise
We tested & reviewed 2 money transfer providers, and Wise scored highly in each category.
Transferring 100,000,000 IDR to PHP will cost you Rp842074 in fees, and your recipient will get 345,744.85 PHP.
For a great mix of cost, speed & features, transfer from Indonesia to Philippine Peso using Wise.
How to get the best deal on your Indonesia to Philippines money transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to get the best exchange rates on sending money from Indonesia to the Philippines.
- Choose a provider
Select the provider that offers you the best value and timeframes for transfers between Indonesia and the Philippines.
- Click, sign up & send
Follow the steps & make your transfer to the Philippines. Your funds will be sent from Indonesia and converted into Philippine Peso.
Summary of recent searches
Considerations for money transfers from Indonesia to Philippines
Comparing providers offering services between Indonesia and the Philippines, based on your specific needs is the best way to send money with confidence.
Our comparison includes 2 companies that provide the ability to send Rupiah to Philippines.
This ensures you get the best options for transfers to the Philippines from Indonesia, based on the amount you want to send.
Cheapest way to transfer money to the Philippines from Indonesia: Instarem
Our data shows that Instarem is 1.22% cheaper than the second-best option.
Instarem offers this through a combination of the 0 IDR fee per transfer and exchange rate between IDR-PHP that is -0.23% different to the mid-market rate
If you want the cheapest way to send Rupiah to the Philippines, Instarem is our recommended choice.
Fastest money transfers to Philippines from Indonesia: Wise.
For example, the transfer time for sending Rp100,000,000 to Philippines with Wise is next day.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
Money transfers from Indonesia to the Philippines through Wise have a fee of 842074 IDR.
To confirm that Wise was the 'fastest' option we compared 2 money transfer providers for the overall speed of sending money from Indonesia to the Philippines. This was made up of depositing Rupiah to a money transfer account and transfer times to the Philippines.
When sending quickly is a priority, Wise is our recommended choice for sending into Philippines from Indonesia.
Transfer a large sum of money
From 2 money transfer companies compared, Wise is the best option for large transfers from Indonesia to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Indonesia to the Philippines can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the Philippines from Indonesia because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from Indonesia to Philippines
The total cost of sending money to the Philippines from Indonesia, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for IDR-PHP is 0.0035 PHP per Rupiah.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Rupiah.
The average IDR-PHP mid-market rate for the last 7 days has been 0.0035 PHP per Rupiah. This includes a high of 0.0035, and low of 0.0035.
Out of the 2 companies compared, Instarem offers the best exchange rates.
The exchange rate you receive on converting IDR to PHP should be the biggest determining cost factor when transferring Rupiah to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Instarem has a fee of 0 IDR per transfer (which is the cheapest option right now for a Rp100,000,000 transfer).
Although you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from Indonesia will result in more money received in the Philippines.
Getting best exchange rate for transfers between Rupiah and Philippine Peso
Timing is essential for transferring money between IDR and PHP. The exchange rate you secure impacts how much PHP you get for your IDR.
The recent trends between the currencies are:
Over the past 7 days, the mid-market rate from IDR to PHP has moved slightly. On average, it was 0.0035.
During this same period,there was a high of 0.0035, and a low of 0.0035.
Wise, which is our recommended service to send money online from Indonesia to Philippines offers 0.0035 PHP per IDR which is only -0.23% above the mid-market rate.
Want to secure the best IDR-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Indonesia to the Philippines!
Payment options for transfers from Indonesia to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Indonesia to the Philippines.
Using a money transfer company such as Instarem for payments from Indonesia to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Instarem is the best money transfer provider for bank transfers of the 2 we compared when sending IDR to the Philippines.
With a fee of 0 IDR to transfer money from Indonesia to the Philippines, Instarem offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Indonesia to the Philippines is easy with .
is a leader in debit card money transfers from Indonesia to the Philippines. They are the best option of the 2 transfer companies compared.
Credit cards
When it comes to credit card transfers from Indonesia to the Philippines, we recommend comparing your options to get the best deal.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Indonesia.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
