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Best option: Wise
We tested & reviewed 2 money transfer providers, and Wise scored highly in each category.
Over the last six months, Wise appeared in 100% of Guam to Philippines searches, and was the top rated company supporting money transfers between USD and PHP.
For a great mix of cost, speed & features, transfer from Guam to Philippine Peso using Wise.
How to compare deals on Guam to Philippines money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from Guam to the Philippines.
- Choose a provider
Select the provider that gives you the best value & service for your needs
- Click, sign up & send
Follow the steps & start your transfer from Guam. Your funds will be converted to Philippine Peso and transferred to the Philippines.
Summary of recent searches
Considerations for money transfers from Guam to Philippines
Comparing providers offering services between Guam and the Philippines, based on your specific needs is the best way to send money with confidence.
Our comparison includes 2 companies that provide the ability to send US Dollar to Philippines.
This ensures you get the best options for transfers to the Philippines from Guam, based on the amount you want to send.
Cheapest way to transfer money from Guam to Philippines: Wise
Data collected over the past six months shows that Wise is 1.1% cheaper than the second-best option.
This includes an average transfer fee of 0* USD an exchange rate for buying Philippine Peso with US Dollars that is -1.07% different to the mid-market rate.
If you want to secure the best rates on transfers from Guam to Philippines, Wise will result in the most Philippine Peso received.
*The most common fee applied to USD-PHP by Wise, based on data from the past six months.
Fastest way to transfer money to Philippines from Guam: Instarem.
Through our data, we found Instarem to be the fastest option for sending money from Guam into Philippine Peso in 100% of occasions. For fast USD to PHP money transfers, Instarem comes highly recommended.
Guam to the Philippines transfers with Instarem have an average fee of 0 USD.
To test that Instarem was the 'fastest' option we compared 2 providers. With this, we compared overall speed of sending money from Guam to the Philippines made up of depositing US Dollars, to a money transfer account and transfer times to the Philippines.
When sending at speed is a priority, Instarem is our recommended choice for sending into Philippines from Guam.
Transfer a large sum of money
From 2 money transfer companies compared, Wise is the best option for large transfers from Guam to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Guam to the Philippines can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the Philippines from Guam because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from Guam to Philippines
The total cost of sending money to the Philippines from Guam, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for USD-PHP is 55.7855 PHP per US Dollar.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your US Dollar.
The average USD-PHP mid-market rate for the last three months has been 57.3602 PHP per US Dollar. This includes a high of 58.932, and low of 55.3455.
Out of the 2 companies compared, Wise offers the best exchange rates.
The exchange rate you receive on converting USD to PHP should be the biggest determining cost factor when transferring US Dollar to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Instarem, with a fee average of 0 USD per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from Guam will result in more money received in the Philippines.
How to get the best exchange rate for US Dollar to Philippine Peso
Getting the best exchange rate essential for sending money between USD and PHP. The exchange rate you secure impacts how much PHP you get for your USD.
Here is how the currency has performed recently.
Over the past six months, the mid-market from USD to PHP has been 57.3602.
During this period, the highest value was 58.932, while the lowest was 55.3455.
Wise, which is our recommended choice to send money online from Guam to Philippines offers an exchange rate that is only -1.07% above the mid-market rate.
Want to secure the best USD-Philippine Peso exchange rates?
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Payment options for transfers from Guam to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Guam to the Philippines.
Using a money transfer company such as Wise for payments from Guam to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Wise is the best money transfer provider for bank transfers of the 2 we compared when sending USD to the Philippines.
With an average fee of 11.36 USD to transfer money from Guam to the Philippines, Wise offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Guam to the Philippines is easy with Instarem.
Instarem is a leader in debit card money transfers from Guam to the Philippines. They are the best option of the 2 transfer companies compared.
Credit cards
When it comes to credit card transfers from Guam to the Philippines, is the top choice of the 2 companies offering this service.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Guam.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Guam to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
