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Overall best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 100% of Japan to China searches, and was the top rated company out of 3 that support JPY to CNY.
So for a great mix of cost, speed & features, make your Japan to China transfer using Wise.
How to get the best deal on your Japan to China transfer
Summary of recent searches
Important things to consider before sending money from Japan to China
Don't settle for the first option. Always compare ways to send money from Japan to China to find out about fees, speed, and reliability.
Our analysis included 3 providers that operate between Japan and China.
Through this, you get a comprehensive view of all the options you have in Japan when you need to send money to China.
Cheapest way to send money to China from Japan: Wise
Data collected over the past six months show that Wise is 0% cheaper than the second-best option.
The ¥3105.8 transfer cost represents the most common fee for JPY to CNY international transfers, based on data from the past six months.
If you want to secure the best rates on a JPY to China transfer, make sure you pick Wise to send your money online.
*The most common fee applied to JPY-CNY by Wise, based on data from the past six months.
Fastest way to send money from Japan to China: Wise
Our data shows that Wise came up as the fastest way to send money from Japan to China in 71.4% of searches. This makes them well suited to urgent JPY to CNY money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from Japan to China - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to China from Japan in 71.4% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send JPY from Japan to China, it’s the provider that will keep you safe and relaxed while your money moves into CNY.
Understanding the costs involved when moving money from Japan to China
When calculating the costs of money transfers between Japan and China, here's what really matters:
The Mid-Market Rate: Today, the JPY-CNY mid-market rate equals to 0.046805. Keep in mind that this rate fluctuates all the time.
The JPY-CNY average exchange rate of the past three months has been 0.0482, with a highest of 0.0489 and a lowest of 0.0478.
When in doubt, use Wise. On average, Wise hovers just -0.75% above the mid-market rate.
Fees and Markups: That's where Wise shines, combining the best of both worlds: excellent JPY to CNY rates that are only -0.75% away from the average. That's savvy transferring for you.
How to find the best exchange rate for Yen to Yuan Renminbi
Timing is essential sending money between JPY and CNY. The exchange rate you secure impacts how much CNY you get for your JPY.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from JPY to CNY has seen some fluctuation. On average, it stood at 0.0482.
During this period, the highest value recorded was 0.0489, while the lowest was 0.0478.
Wise, which is our recommended service to send money online from Japan to China offers an exchange rate that is only -0.75% above the mid-market rate.
Want to secure the best JPY-Yuan Renminbi exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to China!
Payment methods available to fund your Japan to China transfer
Bank transfers
Traditional bank transfers are often the default option for sending money from Japan to China.
By using a money transfer company, you can still send a bank transfer, but avoid many of the downsides.
Using Wise for sending money online from Japan to China, you can save a lot of money on fees. With an average fee of JPY3105.8 to send money from Japan to China, Wise offers a great combination of competitive exchange rates and lower fees.
You can make a bank transfer, funding your Wise account, as this offers the best service to send JPY to China with this payment method.
In the past six months Wise received an impressive 71.4% recommendation rate for bank transfers payments between Japan and China.
Debit and prepaid cards
Sending money from Japan to China with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from Japan to China, competing among a total of 3 active money transfer companies on this route. They consistently rank at the top in this category.
Our data show that Wise was best in this area with a 42.9% recommendation rate over the past six months.
Credit cards
When it comes to credit card transfers, emerges as our top choice.
Among 3 companies offering this service, our comparison engine's last six months of data on JPY to CNY searches show has been ranked as the best provider.
They have an impressive % recommendation rate for this payment method.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between China and Japan.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Japan to China .
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to CNY.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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