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Send money from Japan to China
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
Overall top choice: Wise
Of the 9 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.
Sending 1,000,000 JPY to CNY will cost you ¥11324 in fees, and you will receive 48,188.36 CNY.
When sending money from Japan to China, using Wise in a great option.
How to get the best deal on your Japan to China transfer
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to get an overall cost of exchange rates and fees when sending money from Japan to China.
- Choose a provider
Select the provider that offers you the best value & service for transfers between Japan and China.
- Click, sign up & send
Follow the steps & start your transfer. Your funds will soon be on their way to China.
Summary of recent searches
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Considerations ahead of sending money from Japan to China
A comparison of providers offering services between Japan and China, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 9 providers that provide services for sending Yen to China. This ensures you will get the best options for your transfer to China from Japan.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Japan to China.
Cheapest way to transfer money to China from Japan: Remitly
Of the 9 providers compared, data shows that Remitly is 2.82% cheaper than the second-best option.
The is cost is made up of an average JPY-CNY exchange rate that is -2.59% different to the mid-market rate and an average fee of 750* JPY.
If you want to secure the best rates on a JPY to China transfer, Remitly will result in the most Yuan Renminbi received.
Fastest way to transfer money to China from Japan: Wise.
For example, if you send 1,000,000 JPY with Wise to China, the transfer time is within minutes
When using Wise to send money from Japan to China you can expect to pay 11324 JPY in fees. Although we would recommend comparing the amount you want to send.
When testing the 'fastest' options we compared 9 money transfer providers. To test overall speed of sending money from Japan to China we included the timeframe for depositing Yen to a money transfer account and average transfer times to China.
When sending money to China from Japan quickly is a priority, Wise is our recommended choice.
Send large sums of money abroad with Currencies Direct
From the 9 options we compared, Currencies Direct offers the strongest all-round option for large transfers to China from Japan.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Yuan Renminbis to Yuan Renminbi.
As such, we recommend Currencies Direct for large China transfers.
Understanding the cost of sending money to China from Japan
The cost of sending money from China to China, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from JPY-CNY is 0.0486 CNY per Yen.
Finding a provider offering an exchange as close to 0.0486 as possible will ensure more Yuan Renminbi received when transferring.
For context, the JPY-CNY mid-market rate for the past week has averaged 0.0488 CNY per Yen. This includes a high of 0.0489, and low of 0.0487.
Remitly currently offers the best exchange rate on transfers from Japan to China.
For the most part the JPY-CNY exchange rate you receive is the biggest factor impacting the cost of sending JPY to China.
Fees: Outside of exchange rates, you may need to pay a fee to send. Remitly currently offers the lowest fees on transfers to China from Japan, costing 750 JPY per transfer. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Yuan Renminbi is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Yens to CNY, paired with a low fee, means a higher total amount received in China.
How to find the best exchange rate for Yen to Yuan Renminbi
Timing is essential for sending money between JPY and CNY. The exchange rate you secure impacts how much CNY you get for your JPY.
Let's dive into some interesting recent trends.
Over the past week, the exchange rate from JPY to CNY has seen some fluctuation. On average, it stood at 0.0488.
During this period, the highest value recorded was 0.0489, while the lowest was 0.0487.
Wise, which is our recommended service to send money online from Japan to China offers an exchange rate that is only 0.04% above the mid-market rate.
Want to secure the best JPY-Yuan Renminbi exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to China!
Payment methods available to fund your Japan to China transfer
Bank transfers
Bank transfers are often the better option for money transfers from Japan to China.
Sending money via a bank transfer with a company such as Regency FX for transfers from Japan to China allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Regency FX is the best provider for bank transfers of the 9 we tested when sending JPY to China.
With a fee of JPY0 to send money from Japan to China, Regency FX offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Japan to China with a prepaid or a debit card is very simple with Remitly.
Remitly is a leader in card payments for transfers from Japan to China, competing among a total of 9 active money transfer companies on this route.
Credit cards
We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.
If you have to, we recommend running a comparison to find the best deal for your transfer.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between China and Japan.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Japan to China.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to CNY.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
