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Send Money to USA from China

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2000
CNY
USD
China
CNY
United States
USD
CNY
¥
Top Provider
Amount Received
By Bank Transfer
$304.31
Fees: CN¥40.00
Rate: 0.15526 *
Payment Options
Speed
Bank Transfer
1-2 Hours
Key Features
BUSINESS CUSTOMERS ONLY
NOT SUITABLE FOR PERSONAL USE
Current Mid-Market Rate: 1 CNY = 0.156939 USD
* Some rates may be indicative.

CNY to USD Currency Transfers

Whether you are sending CNY to the United States for personal or business reasons, millions of international remittances are sent to the United States every year. With an estimated population of 331 million people and the world’s highest GDP, it is safe to say the United States is a global superpower. As the number of money transfer specialists providing services from China to United States continues to rise, it has never been easier to send money to the US safely and securely.

Best Providers for Sending Money to United States from China

When considering how to send money United States from China there are some key aspects of the transfer that will impact the best provider for your needs. 

There are plenty of international money transfer providers for China to United States. The fastest provider is VertoFX . The cheapest transfer provider we found is VertoFX at 1.07% Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using VertoFX when sending CNY – USD.

This means that by using VertoFX for online money transfers to United States from China, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access VertoFX for any reason, our comparison engine has found also to be very good options when sending CNY to USD.

If you are looking to make an international transfer, in some cases you might need to know the SWIFT/BIC code of your recipient in United States. If you’re unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in United States.

The cheapest way to send money from China to United States

The cost of transferring money will depend on the value of the transaction and amount of USD you want the recipient in United States to receive. 

In order to avoid high fees, you should consider the cheapest way to send money from China to United States.  

VertoFX has been determined by our comparison engine to be currently offering you the cheapest rates possible.

The fastest way to send money from China to United States

When sending money from China to United States, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers, particularly if you want to send money instantly. Currently, VertoFX is the fastest way to send CNY – USD.

What payment methods are available when sending money from China to United States?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.

Sending money to United States from China using credit card

To avoid high fees you can opt to use an online money transfer provider such as to pay for your transfer to United States. Our guide on sending money using a credit card has more information. 

Sending money to United States from China using a debit card

With you can send money online to United States using your debit card. But before making a payment, make sure you understand all the processing fees in place. Our guide on sending money using a debit card has more information. 

Using a wire transfer to send money from China to United States

Bank and international wire transfers are the most common ways of sending money United States as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use VertoFX to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

When sending money to United States from China using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. If you do decide to make an international transfer using wire transfer, you might be required to use a SWIFT/BIC code when completing your transaction. If you’re unsure of what it is, check out our guide on what is a SWIFT code as well as use our SWIFT code calculator to find the right SWIFT/BIC code.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as VertoFX .

Considerations for a CNY to USD Currency Transfer

Before sending money to United States from China, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to United States the more value you will get and more USD the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
  2. The CNY – USD exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 0.156939 and the lowest exchange rate margin is currently offered by VertoFX at 1.07% above the mid market rate.
  3. Hidden fees & charges: Before sending money to United States, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers VertoFX , and will give insight here.

How to send money from China to United States at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send CNY to USD. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table
  2. Register for an account if required
  3. Input how much you are willing to send
  4. Fund your transfer
  5. Receive & save an email confirming your transfer

How to receive transfers from CNY to USD in United States?

Your recipient has a few methods available to receive your money in United States. These will vary between providers, but it is possible to find services that will:

If your recipient is going to collect or have the money delivered to them in United States, then they will usually need the following:

How much money can be transferred from China to United States?

The amount of USD you can receive from China will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers. 

You should also check if there are any government regulations pertaining to the amount of USD that can be received in United States or sent from China before making your transfer.

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