MoneyTransfers

Compare the best ways to send money from China to United States

Get the best deals when you transfer from China to United States. Find the cheapest, fastest, and most reliable providers with the best CNY to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from China.

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Overall best choice: Wise

Wise is our top pick for CNY to USD transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 92.7% of China to United States searches, and was the top rated company out of 2 that support CNY to USD.

So for a great mix of cost, speed & features, make your China to United States transfer using Wise.

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How to get the best deal on your China to United States transfer

Summary of recent searches

Top rated for transfers from China to United States
Wise
Total number of CN - US providers
2
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Instarem
Best for credit card
Instarem

Important things to consider before sending money from China to United States

1
Compare providers

Don't settle for the first option. Always compare ways to send money from China to United States to find out about fees, speed, and reliability.

Our analysis included 2 providers that operate between China and United States.

Through this, you get a comprehensive view of all the options you have in China when you need to send money to United States.

2
Think about the Yuan Renminbi-US Dollar exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in United States
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to United States from China: Wise

Get the lowest fees with Wise - the cheapest transfer service at just $150.51 per transaction*

Data collected over the past six months shows that Wise is 0% cheaper than the second-best option.

The 元150.51 transfer cost represents the most common fee for CNY to USD international transfers, based on data from the past six months.

If you want to secure the best rates on a CNY to United States transfer, make sure you pick Wise to send your money online.

*The most common fee applied to CNY-USD by Wise, based on data from the past six months.

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Fastest way to send money from China to United States: Wise

Need to send money fast? Pick Wise and get your funds from China to United States at speed.

Our data shows that Wise came up as the fastest way to send money from China to United States in 92.6% of searches. This makes them well suited to urgent CNY to USD money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from China to United States - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to United States from China in 92.6% of the searches on MoneyTransfers.com over the past six months.

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Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send CNY from China to United States, it’s the provider that will keep you safe and relaxed while your money moves into USD.

Understanding the costs involved when moving money from China to United States

When calculating the costs of money transfers between China and United States, here's what really matters:

The Mid-Market Rate: Today, the CNY-USD mid-market rate equals to 0.137998 USD per Yuan Renminbi.

The CNY-USD average exchange rate for the past three months has been 0.1396 USD per Yuan Renminbi, with a high of 0.1414 and a low of 0.1366.

When looking to send money, we'd recommend Wise. On average Wise is 0.37% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from CNY to USD.

How to find the best exchange rate for Yuan Renminbi to US Dollar

Timing is essential for sending money between CNY and USD. The exchange rate you secure impacts how much USD you get for your CNY.

Mid-market Rate
1
= 0.137998 USD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from CNY to USD has seen some fluctuation. On average, it stood at 0.1396.

  • During this period, the highest value recorded was 0.1414, while the lowest was 0.1366.

  • Wise, which is our recommended service to send money online from China to United States offers an exchange rate that is only 0.37% above the mid-market rate.

Want to secure the best CNY-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from China to United States!

Payment methods available to fund your China to
United States transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from China to United States.

    By using a money transfer company such as Wise for transfers from China to United States, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Wise is the cheapest provider for bank transfers from the 2 we tested when sending CNY to United States.

    With an average fee of CNY134.06 to send money from China to United States, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from China to United States with a debit or a prepaid card is very simple with Instarem.


    Instarem is a leader in debit card payments for transfers from China to United States, competing among a total of 2 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from China to United States, Instarem emerges as our top choice of the 2 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and China.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from China to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CNY to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.