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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
Best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 83% of China to the United States searches in the last 6 months, and was the top rated company out of 11 that support CNY to USD.
So for a great blend of cost, speed & features, make your China to the United States transfer using Wise.
How to get the best deal on sending money from China to United States
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from China to the United States.
- Choose a provider
Select the provider that offers you the best value on buying USD & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Get the most from sending money from China to United States
Comparing providers offering services between China and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire CNY-USD market and have compared 11 providers offering services between China and the United States.
This ensures you will get the most comprehensive options for sending Yuan Renminbi to the United States.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific China to the United States transfer needs.
Cheapest way to send money from China to United States: Panda Remit
Our data shows, over the past six months, that Panda Remit is 0% than the second-best option when sending via a bank transfer.
This measure includes an average fee of 4* CNY and a CNY-USD exchange rate for international transfers that is 0.3% different to the mid-market rate.
Securing the best rates on a CNY to United States transfer can be done with Panda Remit but you can always search for your specific amount.
*The most common fee applied by Panda Remit when sending CNY-USD, based on data from the past six months.
Fastest money transfers to the United States from China: Wise.
Through our comparison, we found Wise to be the fastest option for sending Yuan Renminbi to US Dollar 56.8% of the time. For fast transfers between CNY and USD, Wise is a great option.
When sending money from China to the United States, Wise has an average fee of 336.39 CNY. Although we would recommend comparing the amount you want to send.
When testing the fastest options, we compared the 11 money transfer providers offering China to the United States transfers for overall speed. This included transfer times to after depositing Yuan Renminbi to a money transfer account.
When you want the fastest way to send, Wise is our recommended choice for China to the United States transfers.
Sending large sums of money?
Of the 11 companies tested, Wise is the best rated for larger transfer amounts.
Whether for a property purchase, or as a gift, sending large amounts of money to United States from China can be expensive.
Wise is our choice for big transfers to CNY because of all round price, speed and management when making large transfers.
Understanding the cost of money transfers from China to United States
The total cost of sending money to United States from China is made up of a combination of mid-market, exchange rates and fees.
The Mid-Market and Exchange Rates: The current mid-market for CNY-USD is 0.1371 USD per Yuan Renminbi.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Yuan Renminbis.
Over the last three months, the average CNY-USD mid-market rate has seen each Yuan Renminbi worth 0.1396 USD. Within this we see a high of 0.1426, and a low of 0.1372.
Of the 11 companies compared, Wise offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting CNY to USD.
Fees: When sending money you may have to pay fees. Panda Remit has had an average fee of 4 CNY per transfer over the last 6 months, the lowest of the 11 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.
Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.
This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from China.
Getting best exchange rate for transfers between Yuan Renminbi and US Dollar
Timing is essential for transferring money between CNY and USD. The exchange rate you secure impacts how much USD you get for your CNY.
The recent trends between the currencies are:
Over the past six months, the mid-market rate from CNY to USD has moved slightly. On average, it was 0.1396.
During this same period,there was a high of 0.1426, and a low of 0.1372.
Wise, which is our recommended service to send money online from China to the United States offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best CNY-US Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from China to the United States!
How to pay for money transfers between China and United States
Bank transfers
Bank transfers are often fastest, cheapest and best way to send money from China to the United States.
Using a money transfer company such as Panda Remit for transfers from China to the United States, will mean being able to send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Panda Remit is the cheapest provider for bank transfers of the 11 we compared for transfers from CNY to the United States.
To send money from China to United States, Panda Remit has an average fee of 4 CNY.
Debit cards and prepaid options
Sending money from China to the United States with a debit card or a prepaid card is very simple with Instarem.
Instarem is the cheapest option for sending money with a debit card between China and the United States. This is of the 11 money transfer companies offering debit card payments on this route.
Credit cards
When it comes to credit card money transfers from China to the United States, Wise emerges as our top choice of the 11 companies offering this service.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United States and China.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from China to United States.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CNY to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
