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Compare the best ways to send money from Germany to Japan

Get the best deals when you transfer from Germany to Japan. Find the cheapest, fastest, and most reliable providers with the best EUR to JPY exchange rates.

Read on for the best deals, expert information, and all you need to send money to Japan from Germany.

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Overall best choice: Wise

Wise is our top pick for EUR to JPY transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 94.9% of Germany to Japan searches, and was the top rated company out of 13 that support EUR to JPY.

So for a great mix of cost, speed & features, make your Germany to Japan transfer using Wise.

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How to get the best deal on your Germany to Japan transfer

Summary of recent searches

Top rated for transfers from Germany to Japan
Wise
Total number of DE - JP providers
13
Average cheapest fees & rate
Instarem
Average fastest transfer
Western Union
Average transfer time
Within minutes
Best for bank transfers
Instarem
Best for debit card
Wise
Best for credit card
Wise

Important things to consider before sending money from Germany to Japan

1
Compare providers

Don't settle for the first option. Always compare ways to send money from Germany to Japan to find out about fees, speed, and reliability.

Our analysis included 13 providers that operate between Germany and Japan.

Through this, you get a comprehensive view of all the options you have in Germany when you need to send money to Japan.

2
Think about the Euro-Yen exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Japan
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Japan from Germany: Instarem

Get the lowest fees with Instarem - the cheapest transfer service at just $3.33 per transaction*

Data collected over the past six months show that Instarem is 0.6% cheaper than the second-best option.

The €3.33 transfer cost represents the most common fee for EUR to JPY international transfers, based on data from the past six months.

If you want to secure the best rates on a EUR to Japan transfer, make sure you pick Instarem to send your money online.

*The most common fee applied to EUR-JPY by Instarem, based on data from the past six months.

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Fastest way to send money from Germany to Japan: Western Union

Need to send money fast? Pick Western Union and get your funds from Germany to Japan at speed.

Our data shows that Western Union came up as the fastest way to send money from Germany to Japan in 46.2% of searches. This makes them well suited to urgent EUR to JPY money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from Germany to Japan - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Western Union is your best choice at the moment. This service emerged as the quickest way to send money to Japan from Germany in 46.2% of the searches on MoneyTransfers.com over the past six months.

Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send EUR from Germany to Japan, it’s the provider that will keep you safe and relaxed while your money moves into JPY.

Understanding the costs involved when moving money from Germany to Japan

When calculating the costs of money transfers between Germany and Japan, here's what really matters:

The Mid-Market Rate: Today, the EUR-JPY mid-market rate equals to 164.946732 JPY per Euro. Keep in mind that this rate fluctuates all the time.

The EUR-JPY average exchange rate of the past three months has been 160.3518 JPY per Euro, with a high of 164.3226 and a low of 155.0113.

Fees and Markups: That's where Wise shines, combining the best of both worlds: excellent EUR to JPY rates that are only -0.03% away from the average.

How to find the best exchange rate for Euro to Yen

Timing is essential sending money between EUR and JPY. The exchange rate you secure impacts how much JPY you get for your EUR.

Mid-market Rate
1
= 164.600117 JPY

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from EUR to JPY has seen some fluctuation. On average, it stood at 160.3518.

  • During this period, the highest value recorded was 164.3226, while the lowest was 155.0113.

  • Wise, which is our recommended service to send money online from Germany to Japan offers an exchange rate that is only -0.02% above the mid-market rate.

Want to secure the best EUR-Yen exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Germany to Japan!

Payment methods available to fund your Germany to
Japan transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Germany to Japan.

    By using a money transfer company such as Instarem for transfers from Germany to Japan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Instarem is the cheapest provider for bank transfers from the 13 we tested when sending EUR to Japan.

    With an average fee of EUR0 to send money from Germany to Japan, Instarem offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Germany to Japan with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from Germany to Japan, competing among a total of 13 active money transfer companies on this route. They consistently rank at the top in this category.


  • Credit cards

    When it comes to credit card transfers from Germany to Japan, Wise emerges as our top choice of the 13 companies offering this service.

    Our comparison engine's last six months of data on EUR to JPY searches show Wise has been ranked as the cheapest provider.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Japan and Germany.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Germany to Japan .


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to JPY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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FAQs

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.