MoneyTransfers

How to send money to Germany from Japan with the best JPY-EUR rate

Get the best deals on transfers from Japan to Germany. Find the cheapest, fastest, and best rated providers with the most competitive JPY to EUR exchange rates.

Read on for analysis and insights on the best ways to send money to Germany from Japan.

Transferring the other way? Send EUR from Germany to Japan instead.
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June 29th, 2025
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Best money transfer companies

Send money from Japan to Germany

Last updated: Today
Mid-market rate as of 06/29/2025: 1 JPY = 0.005899 EUR
Results below are based on a 1000000 JPY search
0 of 11 providers
Sponsored
Wise
Recipient gets (EUR)
€5,855.72
Full transfer details
Visit Wise
€134 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,740.00
Full transfer details
Visit Xe
€18 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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1
Instarem
Recipient gets (EUR)
€5,900.00
Full transfer details
Visit Instarem
€178 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Key Currency
Recipient gets (EUR)
€5,884.25
Full transfer details
Visit Key Currency
€162 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (EUR)
€5,883.07
Full transfer details
Visit Regency FX
€161 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (EUR)
€5,881.30
Full transfer details
Visit TorFx
€159 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Currencies Direct
Recipient gets (EUR)
€5,874.00
Full transfer details
Visit Currencies Direct
€152 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
Wise
Recipient gets (EUR)
€5,855.72
Full transfer details
Visit Wise
€134 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
7
OFX
Recipient gets (EUR)
€5,833.00
Full transfer details
Visit OFX
€111 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (EUR)
€5,740.00
Full transfer details
Visit Xe
€18 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (EUR)
€5,869.54
Sponsored
Wise
Recipient gets (EUR)
€5,855.72
Full transfer details
Visit Wise
€134 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,740.00
Full transfer details
Visit Xe
€18 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Our recommendation: Wise

Wise is our top choice for JPY to EUR transfers.

We tested & reviewed 11 money transfer providers offering money transfers from Japan to Germany, and Wise scored highly.

Sending 1,000,000 JPY to EUR will cost you ¥7134 in fees, and you will receive 5,855.72 EUR. The delivery time usually is next day, but it depends on the day you make the transfer.

For a great mix of cost, speed & features, we recommend making your Japan to Germany transfer using Wise.

Wise is the top rated company for sending money from Japan (JPY) to Germany (EUR) - Wise Screenshot

How to send money from Japan to Germany

Summary of recent searches

Top rated for transfers from Japan to Germany
Wise
Total number of JP - DE providers
11
Average cheapest fees & rate
Instarem
Average fastest transfer
Instarem
Average transfer time
Within minutes
Best for bank transfers
Instarem

Get the most from sending money from Japan to Germany

1
Compare providers

Comparing providers offering services between Japan and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire JPY-EUR market and have compared 11 providers offering services between Japan and Germany.

This ensures you will get the most comprehensive options for sending Yen to Germany.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Japan to Germany transfer needs.

2
Beat the Yen-Euro exchange rate
3
Choose the right payment method
4
Financial regulations across Japan and Germany
5
Consider minimum and maximum limits
6
Receiving money in Germany
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money to Germany from Japan: Instarem

Instarem offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Yen to Germany.

Of the 11 providers compared, data shows that Instarem is 0.27% cheaper than the second-best option.

The is cost is made up of an average JPY-EUR exchange rate that is -0.02% different to the mid-market rate and an average fee of 0* JPY.

If you want to secure the best rates on a JPY to Germany transfer, Instarem will result in the most Euro received.

Instarem is the cheapest way to send money from Japan (JPY) to Germany (EUR) - Instarem Screenshot 1
Instarem is the cheapest way to send money from Japan (JPY) to Germany (EUR) - Instarem Screenshot 2

Fastest company to send money to Germany from Japan: Instarem.

We compared 11 companies for fast transfers from Yens to Germany and Instarem came out on top.

For example, if you send 1,000,000 JPY with Instarem to Germany now, the transfer time is minutes - 24 hours. Smaller transfers will likely be quicker, while larger transfers to Germany can take slightly longer.

Sending money through Instarem to Germany from Japan has a fee of 0 JPY.

To understand who was the fastest, we tested Instarem as part of 11 money transfer providers. Within this, we looked at the overall speed of sending money from Japan to Germany. This was made up of transfer times to Germany after Yens were added to a money transfer account.

When fast money transfers between Japan and Germany are a priority, Instarem is our recommended choice.

Instarem is the fastest way to send money from Japan (JPY) to Germany (EUR) - Instarem Screenshot 1
Instarem is the fastest way to send money from Japan (JPY) to Germany (EUR) - Instarem Screenshot 2

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Germany from Japan needs a strong exchange rate and effective transfer management.

From the
11 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Germany from Japan.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Euros to Euro.

As such, we recommend Currencies Direct for large Germany transfers.

Understanding the costs involved when transferring money from Japan to Germany

When calculating the costs of money transfers between Japan and Germany, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the JPY-EUR mid-market rate equals 0.0059 EUR per Yen.

  • For reference, the JPY-EUR average mid-market rate for the past 7 days has been 0.0059 EUR per Yen, with a high of 0.0059 and a low of 0.0059.

  • The company offering the best exchange rate is Instarem.

  • Often the JPY-EUR exchange rate you receive is the bigger factor than how much it costs to send Yens to Germany.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Instarem, cahrging 0 JPY per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from Japan to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from Japan.

The best exchange rate for Yen to Euro transfers

When sending money between JPY and EUR getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much EUR you get for your JPY.

Mid-market Rate
1 
=
0.005900 
EUR

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from JPY to EUR has been 0.0059.

  • During this period, there was a high of 0.0059, and 0.0059 being the lowest point.

  • Wise, which is our recommended service to send money online from Japan to Germany offers an exchange rate with a -0.02% markup against the mid-market rate.

Want to secure the best JPY-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to Germany!

Paying for your Japan to
Germany money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Japan to Germany.

    By using a money transfer company such as Instarem to send money from Japan to Germany, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Instarem is the cheapest money transfer provider for bank transfers from the 11 we tested when sending JPY to Germany.

    With a fee of JPY0 to send money from Japan to Germany, Instarem offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Japan to Germany with a prepaid or debit card is very easy with .


    is a great choice for sending money with a debit card from Japan to Germany. This is from the 11 money transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Japan to Germany, we recommend comparing your options to get the best deal.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Germany and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Germany.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from Japan to Germany?
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Are there any minimum or maximum transfer amounts for sending money from Japan to Germany?
Can I schedule regular transfers between Japan and Germany?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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