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Our recommendation: Airwallex
We tested & reviewed 5 money transfer providers offering money transfers from Nigeria to Kenya, and Airwallex scored highly.
In total, Airwallex appeared in 20.8% of Nigeria to Kenya searches, and was the top rated company supporting transfers between NGN and KES.
For a great mix of cost, speed & features, we recommend making your Nigeria to Kenya transfer using Airwallex.
How to get the best deal on your Nigeria to Kenya money transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to get the best exchange rates on sending money from Nigeria to Kenya.
- Choose a provider
Select the provider that offers you the best value and timeframes for transfers between Nigeria and Kenya.
- Click, sign up & send
Follow the steps & make your transfer to Kenya. Your funds will be sent from Nigeria and converted into Kenyan Shilling.
Summary of recent searches
Considerations for money transfers from Nigeria to Kenya
Comparing providers offering services between Nigeria and Kenya, based on your specific needs is the best way to send money with confidence.
Our comparison includes 5 companies that provide the ability to send Naira to Kenya.
This ensures you get the best options for transfers to Kenya from Nigeria, based on the amount you want to send.
Cheapest way to transfer money to Kenya from Nigeria: Western Union
Of the 5 providers compared, data shows that Western Union is 0% cheaper than the second-best option.
The is cost is made up of an average NGN-KES exchange rate that is 2.7% different to the mid-market rate and an average fee of 0* NGN.
If you want to secure the best rates on a NGN to Kenya transfer, Western Union will result in the most Kenyan Shilling received.
*The most common fee applied to NGN-KES by Western Union, based on data from the past six months.
Fastest way to transfer money to Kenya from Nigeria: Western Union.
Through our data, we found Western Union to be the fastest option for sending money from Nigeria into Kenyan Shilling in 83.3% of occasions. For fast NGN to KES money transfers, Western Union comes highly recommended.
Nigeria to Kenya transfers with Western Union have an average fee of 0 NGN.
To test that Western Union was the 'fastest' option we compared 5 providers. With this, we compared overall speed of sending money from Nigeria to Kenya made up of depositing Nairas, to a money transfer account and transfer times to Kenya.
When sending at speed is a priority, Western Union is our recommended choice for sending into Kenya from Nigeria.
Transferring large sums of money
Of the 5 money transfer companies tested, Airwallex is the strongest option for large transfers from Nigeria to Kenya.
Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to Kenya can become expensive through your bank or with the wrong provider.
Airwallex is our choice for sending large sums of money to NGN because they offer a strong all-round product.
Understanding the cost of sending money to Kenya from Nigeria
The cost of sending money from Kenya to Kenya, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from NGN-KES is 0.0785 KES per Naira.
Finding a provider offering an exchange as close to 0.0785 as possible will ensure more Kenyan Shilling received when transferring.
For context, the NGN-KES mid-market rate for the past three months has averaged 0.086 KES per Naira. This includes a high of 0.0935, and low of 0.0785.
Western Union currently offers the best exchange rate on transfers from Nigeria to Kenya.
For the most part the NGN-KES exchange rate you receive is the biggest factor impacting the cost of sending NGN to Kenya.
Fees: Outside of exchange rates, you may need to pay a fee to send. Western Union currently offers the lowest fees on transfers to Kenya from Nigeria, averaging 0 NGN over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Kenyan Shilling is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Nairas to KES, paired with a low fee, means a higher total amount received in Kenya.
Track the exchange rate for Naira to Kenyan Shilling
Sending money at the right time between NGN and KES can make a huge difference to overall cost. The exchange rate impacts how much KES you get for your NGN.
Over the last six months, the average numbers are:
The exchange rate from NGN to KES averaged 0.086 KES.
The highest value recorded was 0.0935 KES, while the lowest was 0.0785 KES.
5 providers currently offer transfers between Nigeria and Kenya close to this rate
Want to secure the best NGN-Kenyan Shilling exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to Kenya!
Payment options for Nigeria to Kenya money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from Nigeria to Kenya.
By using a money transfer company such as Western Union for transfers from Nigeria to Kenya, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
Western Union is the cheapest money transfer company for bank transfers from the 5 we compared for transfers from NGN into Kenya.
With an average fee of 0 NGN to send money from Nigeria to Kenya, Western Union offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from Nigeria to Kenya with a debit or a prepaid card is available through .
is one of the cheaper options for debit card payments for transfers from Nigeria to Kenya. This cost is against a total of 5 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from Nigeria to Kenya, emerges as our top choice of the 5 companies offering this service.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Kenya and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Kenya.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to KES.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
