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How to send money to Kenya from Philippines with the best PHP-KES rate

Get the best deals when you send money from the Philippines to Kenya. Find the best, cheapest, and fastest, providers for PHP to KES transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Kenya from Philippines.

Transferring the other way? Send KES from Kenya to Philippines instead.
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July 8th, 2025
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Best money transfer companies

Send money from Philippines to Kenya

Last updated: Today
Mid-market rate as of 07/08/2025: 1 PHP = 2.290727 KES
Results below are based on a 400000 PHP search
0 of 1 providers
Sponsored
Wise
Recipient gets (KES)
KES 906,989.00
Full transfer details
Visit Wise
KES 18,187 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Live Rates
Sort by:
1
Wise
Recipient gets (KES)
KES 906,989.00
Full transfer details
Visit Wise
KES 18,187 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (KES)
KES 906,989.00
Full transfer details
Visit Wise
KES 18,187 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best recommended: Wise

Wise is our top pick for sending Philippine Peso to Kenya.

Of the 1 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

A transfer of 400,000 Philippine Pesos to KES will cost you ₱4083.53 in fees, and you will receive 906,989 KES. The transfer time is within minutes, but might be a bit longer depending on the day you make the transfer.

Make your Philippines to Kenya transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Philippines (PHP) to Kenya (KES) - Wise Screenshot

How to get the best deal on sending money from Philippines to Kenya

Summary of recent searches

Top rated for transfers from Philippines to Kenya
Wise
Total number of PH - KE providers
1
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise

Considerations for money transfers from Philippines to Kenya

1
Compare providers

Comparing providers offering services between the Philippines and Kenya, based on your specific needs is the best way to send money with confidence.

Our comparison includes 1 companies that provide the ability to send Philippine Peso to Kenya.

This ensures you get the best options for transfers to Kenya from the Philippines, based on the amount you want to send.

2
Watch the Philippine Peso-Kenyan Shilling exchange rate
3
Choose the right payment method
4
Use providers regulated in Kenya and Philippines
5
Consider transfer limits
6
Receiving money in Kenya
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Kenya from the Philippines: Wise

Wise offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Philippine Peso to Kenya.

Of the 1 providers compared, data shows that Wise is 0% cheaper than the second-best option.

The is cost is made up of PHP-KES exchange rate that is -0.01% different to the mid-market rate and the a of 4083.53 PHP.

If you want to secure the best rates on a PHP to Kenya transfer, Wise will result in the most Kenyan Shilling received.

Wise is the cheapest way to send money from Philippines (PHP) to Kenya (KES) - Wise Screenshot

Fastest way to transfer money to Kenya from the Philippines: Wise.

Of 1 companies compared, Wise offers the quickest way to send Philippine Pesos to Kenya.

For example, sending ₱400,000 to Kenya with Wise will be within minutes.

But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

the Philippines to Kenya transfers with Wise have a fee of 4083.53 PHP.

To test that Wise was the 'fastest' option we compared 1 providers. With this, we compared overall speed of sending money from the Philippines to Kenya made up of depositing Philippine Pesos, to a money transfer account and transfer times to Kenya.

When sending at speed is a priority, Wise is our recommended choice for sending into Kenya from Philippines.

Wise is the fastest way to send money from Philippines (PHP) to Kenya (KES) - Wise Screenshot

Sending large amounts of money

Transferring Philippine Peso to Kenyan Shilling in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
1 companies compared, Wise has the strongest option for large transfers from the Philippines to Kenya.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Kenyan Shilling.

The Wise rate makes them great for large transfers between Kenya and the Philippines.

Understanding the cost of sending money to Kenya from Philippines

The cost of sending money from Kenya to Kenya, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from PHP-KES is 2.281 KES per Philippine Peso.

  • Finding a provider offering an exchange as close to 2.281 as possible will ensure more Kenyan Shilling received when transferring.

  • For context, the PHP-KES mid-market rate for the past week has averaged 2.2895 KES per Philippine Peso. This includes a high of 2.295, and low of 2.2827.

  • Wise currently offers the best exchange rate on transfers from the Philippines to Kenya.

For the most part the PHP-KES exchange rate you receive is the biggest factor impacting the cost of sending PHP to Kenya.

Fees: Outside of exchange rates, you may need to pay a fee to send. Wise currently offers the lowest fees on transfers to Kenya from the Philippines, costing 4083.53 PHP per transfer. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Kenyan Shilling is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Philippine Pesos to KES, paired with a low fee, means a higher total amount received in Kenya.

Finding the best exchange rate between Philippine Peso and Kenyan Shilling

Getting a strong exchange rate between PHP and KES is essential. The exchange rate you secure impacts how much KES you get for your PHP.

Mid-market Rate
1 
PHP
=
2.280958 
KES

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to KES has averaged 2.2895.

  • In this period there was a high of 2.295, and a low of 2.2827.

  • Wise, which is our recommended service to send money online from Philippines to Kenya offers 2.2909 KES per PHP which is only -0.01% above the mid-market rate.

Want to secure the best PHP-Kenyan Shilling exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Kenya!

Payment options for Philippines to
Kenya money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from the Philippines to Kenya.

    By using a money transfer company such as Wise for transfers from the Philippines to Kenya, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.

    Wise is the cheapest money transfer company for bank transfers from the 1 we compared for transfers from PHP into Kenya.

    With a fee of 4083.53 PHP to send money from the Philippines to Kenya, Wise offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from the Philippines to Kenya with a debit or a prepaid card is available through .


    is one of the cheaper options for debit card payments for transfers from the Philippines to Kenya. This cost is against a total of 1 money transfer companies offering this option.

  • Credit cards

    When it comes to credit card transfers from the Philippines to Kenya, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Kenya and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Kenya.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to KES.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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