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Compare ways to send money from South Africa to Kenya

Compare the best ways to send money from South Africa to Kenya. Explore the fastest, cheapest, and most reliable providers with the best ZAR to KES exchange rates.

Read on for the best deals, expert information, and all you need to send money to Kenya from South Africa.

Transferring the other way? Send KES from Kenya to South Africa instead.
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Overall best way: WorldRemit

WorldRemit is our recommended company for ZAR to KES transfers.

WorldRemit scored the highest of the 7 money transfer companies supporting ZAR to KES transfers.

In total, WorldRemit appeared in 55.9% of South Africa to Kenya searches.

For a great mix of cost, speed & features, we advise using WorldRemit for your South Africa to Kenya transfer.

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Getting the best deal on your South Africa to Kenya transfer

Summary of recent searches

Top rated for transfers from South Africa to Kenya
WorldRemit
Total number of ZA - KE providers
7
Average cheapest fees & rate
WorldRemit
Average fastest transfer
WorldRemit
Best for bank transfers
WorldRemit
Best for debit card
Instarem

Considerations for money transfers from South Africa to Kenya

1
Compare providers

Comparing providers offering services between South Africa and Kenya, based on your specific needs is the best way to send money with confidence.

Our comparison includes 7 companies that provide the ability to send Rand to Kenya.

This ensures you get the best options for transfers to Kenya from South Africa, based on the amount you want to send.

2
Watch the Rand-Kenyan Shilling exchange rate
3
Choose the right payment method
4
Use providers regulated in Kenya and South Africa
5
Consider transfer limits
6
Receiving money in Kenya
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Kenya from South Africa: WorldRemit

WorldRemit offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Rand to Kenya.

Of the 7 providers compared, data shows that WorldRemit is 0% cheaper than the second-best option.

The is cost is made up of an average ZAR-KES exchange rate that is 39.51% different to the mid-market rate and an average fee of 152.11* ZAR.

If you want to secure the best rates on a ZAR to Kenya transfer, WorldRemit will result in the most Kenyan Shilling received.

*The most common fee applied to ZAR-KES by WorldRemit, based on data from the past six months.

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Fastest way to send money from South Africa to Kenya: WorldRemit.

WorldRemit is the quickest way to send Rand to Kenya of the 7 companies offering the service.

Data from the last six months shows WorldRemit to be the quickest way to send money from South Africa to Kenyan Shilling in 53.1% of searches. For fast transfers between ZAR and KES, WorldRemit comes highly recommended.

Using WorldRemit for fast transfers from South Africa to Kenya has an average fee of 175.59 ZAR.

Within our comparison we looked at the 7 money transfer providers offering transfers from South Africa to Kenya. Within this we looked at overall speed of sending money from South Africa to Kenya after depositing Rand to a money transfer account.

When faster money transfers are a priority, WorldRemit is our recommended choice for sending into Kenya from South Africa.

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Transferring large sums of money

For transfers of larger amounts of Kenyan Shillings to Kenya picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
7 money transfer companies tested, WorldRemit is the strongest option for large transfers from South Africa to Kenya.

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from South Africa to Kenya can become expensive through your bank or with the wrong provider.

WorldRemit is our choice for sending large sums of money to ZAR because they offer a strong all-round product.

Understanding the cost of sending money to Kenya from South Africa

The cost of sending money from Kenya to Kenya, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-KES is 7.1584 KES per Rand.

  • Finding a provider offering an exchange as close to 7.1584 as possible will ensure more Kenyan Shilling received when transferring.

  • For context, the ZAR-KES mid-market rate for the past three months has averaged 7.1411 KES per Rand. This includes a high of 7.4179, and low of 6.987.

  • WorldRemit currently offers the best exchange rate on transfers from South Africa to Kenya.

For the most part the ZAR-KES exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Kenya.

Fees: Outside of exchange rates, you may need to pay a fee to send. WorldRemit currently offers the lowest fees on transfers to Kenya from South Africa, averaging 152.11 ZAR over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Kenyan Shilling is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to KES, paired with a low fee, means a higher total amount received in Kenya.

Getting best exchange rate for transfers between Rand and Kenyan Shilling

Timing is essential for transferring money between ZAR and KES. The exchange rate you secure impacts how much KES you get for your ZAR.

Mid-market Rate
1
= 7.158382 KES

The recent trends between the currencies are:

  • Over the past six months, the mid-market rate from ZAR to KES has moved slightly. On average, it was 7.1411.

  • During this same period,there was a high of 7.4179, and a low of 6.987.

  • WorldRemit, which is our recommended service to send money online from South Africa to Kenya offers an exchange rate that is only 4.55% above the mid-market rate.

Want to secure the best ZAR-Kenyan Shilling exchange rates?

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Payment options for South Africa to
Kenya money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to Kenya.

    By using a money transfer company such as WorldRemit for transfers from South Africa to Kenya, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.

    WorldRemit is the cheapest money transfer company for bank transfers from the 7 we compared for transfers from ZAR into Kenya.

    With an average fee of 152.11 ZAR to send money from South Africa to Kenya, WorldRemit offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to Kenya with a debit or a prepaid card is available through Instarem.


    Instarem is one of the cheaper options for debit card payments for transfers from South Africa to Kenya. This cost is against a total of 7 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to Kenya, emerges as our top choice of the 7 companies offering this service.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Kenya and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Kenya.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to KES.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from South Africa to Kenya?
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Are there any minimum or maximum transfer amounts for sending money from South Africa to Kenya?
Can I schedule regular transfers between South Africa and Kenya?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.