.svg)
Send money from Kenya to Nigeria
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
Alternative for Kenya to Nigeria
While you can’t send KES to NGN with Wise, you can transfer USD to USD.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
The best way to send money from Kenya to Nigeria is using PayPal P2P transfer service.
With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.
You will initiate the transfer in KES and your recipient will receive the NGN into their PayPal account.
The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.
How to compare deals on Kenya to Nigeria money transfers
Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from Kenya to Nigeria.
Choose a provider
Select the provider that gives you the best value & service for your needs
Click, sign up & send
Follow the steps & start your transfer from Kenya. Your funds will be converted to Naira and transferred to Nigeria.
Summary of recent searches
Understanding Kenya to Nigeria money transfers
Comparing providers
Comparing providers when sending money from Kenya to Nigeria is the easiest way to make a transfer at the best price.
We’ve compared 3 providers for sending Kenyan Shilling to Nigeria. This ensures you will get the best options for your transfer to Nigeria from Kenya.
We rate Western Union Agent as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Kenya to Nigeria.
Get ahead of the Kenyan Shilling-Naira exchange rate
Choosing the right payment method
Financial regulators in Kenya and Nigeria
Consider transfer limits
Receiving money in Nigeria
Have your ID ready
Tax declarations
The cheapest way to send money to Nigeria from Kenya is to send cash via Western Union Agent.
Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100+ money transfer companies, there aren’t many options servicing KES/NGN.
The main cost is made up of the fee (around 3 KES) and the exchange rate markup added on top.
However, this heavily depends on which branch you use, and how much KES you are sending.
The fastest way to send money to Nigeria from Kenya is to use cash transfer via MoneyGram Agent
In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect NGN in minutes.
However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.
With the limited number of money transfer companies servicing KES/NGN, cash transfer with MoneyGram is the fastest way.
Transfer a large amount of money
Western Union Agent is the best rated company for sending large amounts of Naira to Nigeria out of 3 companies offering the service.
Whether for a property purchase, or for business, sending large amounts of money to Nigeria from Kenya has the potential to be very expensive.
Western Union Agent is our choice for big transfers to KES because of all round price, speed and management when making large transfers.
Understanding the cost of transferring money to Nigeria from Kenya
Fees and exchange rates make up the total cost of sending money from Nigeria to Nigeria. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current KES-NGN mid-market rate is 11.1504 NGN per Kenyan Shilling. You will get more Naira for your Kenyan Shillings if you find a provider close to this number.
For context, over the last 7 days the KES-NGN mid-market rate has had a high of 11.1462, a low of 11.1183 and averaged 11.1344 NGN per Kenyan Shilling.
Across the 3 companies compared, the best exchange rate is with Western Union Agent.
Unless fees are unusually high, the exchange rate you receive on converting KES to NGN will be the biggest determining factor when working out the cost of transferring Kenyan Shillings to Nigeria.
Fees: Transfer fees are charged as part of the transfer. Western Union Agent charges the lowest fee of 3 KES at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Naira eventually received in Nigeria. You can assume that a lower cost of sending from Kenya will result in more money received in Nigeria.
Getting the best exchange rate for Kenyan Shilling to Naira
Tracking the mid-market rate can make a huge difference when sending money KES to NGN. The exchange rate you secure impacts how much NGN you get for your KES.
Here's some data on recent trends in the mid-market rate.
Over the past 7 days, the interbank rate from KES to NGN has seen some fluctuation. On average, it has been 11.1344.
During this period, the highest value level was 11.1462, with a low of 11.1183.
Western Union Agent, which is our recommended service to send money online from Kenya to Nigeria offers an exchange rate that is only 5% above the mid-market rate.
Want to secure the best KES-Naira exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Kenya to Nigeria!
Payment methods available to fund your Kenya to Nigeria transfer
Bank transfers
Bank transfers are often the better option for money transfers from Kenya to Nigeria.
Sending money via a bank transfer with a company such as Western Union Agent for transfers from Kenya to Nigeria allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Western Union Agent is the best provider for bank transfers of the 3 we tested when sending KES to Nigeria.
With a fee of KES3 to send money from Kenya to Nigeria, Western Union Agent offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Kenya to Nigeria with a prepaid or a debit card is very simple with Western Union Agent.
Western Union Agent is a leader in card payments for transfers from Kenya to Nigeria, competing among a total of 3 active money transfer companies on this route.
Credit cards
When it comes to international credit card transfers from Kenya to Nigeria, we recommend comparing your options to get the best deal.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Kenya.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Kenya to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send KES to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
