How to send money to Kenya from UK with the best GBP-KES rate

We’ve compared 10 companies, and found TapTap Send to be the cheapest, while Revolut is the fastest.

Sending £6,000 gets you KSh1,035,000 with TapTap Send at 172.5000 KES per GBP, about 0.15% more than the next best option.

Best companies for GBP/KES transfers

10 of 10 providers

Last updated on 28 October 2026

Based on 6,000 GBP transfer

Best companies for GBP/KES transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £59.50 1 GBP = 172.6230 KES +0.02% vs mid-market Recipient gets KES 1,025,467.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
£59.501 GBP = 172.6230 KES
KES 1,025,467.00You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 169.4045 KES +1.91% vs mid-market Recipient gets KES 1,016,427.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 169.4045 KES
KES 1,016,427.00You pay£6,000.00

Run a live search

Showing top United Kingdom to Kenya deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee £0.00 1 GBP = 172.5000 KES +0.10% vs mid-market Recipient gets KES 1,035,000.00 Minutes
Cheapest
Receive to bank account

Ways to receive money in Kenya with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Airtel, M-PESA
Free1 GBP = 172.5000 KES
KES 1,035,000.00You pay£6,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee £0.00 1 GBP = 172.2340 KES +0.25% vs mid-market Recipient gets KES 1,033,404.07 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Kenya with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 172.2340 KES
KES 1,033,404.07You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 172.1995 KES +0.27% vs mid-market Recipient gets KES 1,033,196.87 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Kenya with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 172.1995 KES
KES 1,033,196.87You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 172.1366 KES +0.31% vs mid-market Recipient gets KES 1,032,819.60 Minutes - 24 hours

Ways to receive money in Kenya with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 172.1366 KES
KES 1,032,819.60You pay£6,000.00
Cash pickupMinutes - 24 hours
£3.991 GBP = 170.2203 KES
KES 1,021,321.80You pay£6,003.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£2.991 GBP = 169.7900 KES
KES 1,018,740.00You pay£6,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£0.991 GBP = 169.7878 KES
KES 1,018,726.80You pay£6,000.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 172.1366 KES +0.31% vs mid-market Recipient gets KES 1,032,819.60 Minutes - 24 hours

Ways to receive money in Kenya with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 172.1366 KES
KES 1,032,819.60You pay£6,000.00
Cash pickupMinutes - 24 hours
£3.991 GBP = 170.2203 KES
KES 1,021,321.80You pay£6,003.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£2.991 GBP = 169.7900 KES
KES 1,018,740.00You pay£6,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£0.991 GBP = 169.7878 KES
KES 1,018,726.80You pay£6,000.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 172.1366 KES +0.31% vs mid-market Recipient gets KES 1,032,819.60 Minutes - 24 hours

Ways to receive money in Kenya with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 172.1366 KES
KES 1,032,819.60You pay£6,000.00
Cash pickupMinutes - 24 hours
£3.991 GBP = 170.2203 KES
KES 1,021,321.80You pay£6,003.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 169.7955 KES
KES 1,018,773.00You pay£6,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee £0.99 1 GBP = 171.9511 KES +0.41% vs mid-market Recipient gets KES 1,031,536.61 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Kenya with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
£0.991 GBP = 171.9511 KES
KES 1,031,536.61You pay£6,000.00
Card depositMinutes - 2 days
Free1 GBP = 168.6219 KES
KES 1,011,731.34You pay£6,000.00
Only available via Mobile App

Sendwave

Pay via Debit card
Fee £0.49 1 GBP = 171.8822 KES +0.45% vs mid-market Recipient gets KES 1,031,208.92 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Kenya with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 3 days
£0.491 GBP = 171.8822 KES
KES 1,031,208.92You pay£6,000.00
Bank depositMinutes - 3 days
£0.491 GBP = 171.8822 KES
KES 1,031,208.92You pay£6,000.00

Wise

Pay via Bank transfer
Fee £59.50 1 GBP = 172.6230 KES +0.02% vs mid-market Recipient gets KES 1,025,467.00 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
£59.501 GBP = 172.6230 KES
KES 1,025,467.00You pay£6,000.00

Wise

Pay via Debit card
Fee £78.26 1 GBP = 172.6230 KES +0.02% vs mid-market Recipient gets KES 1,022,229.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
£78.261 GBP = 172.6230 KES
KES 1,022,229.00You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £51.10 1 GBP = 171.5819 KES +0.63% vs mid-market Recipient gets KES 1,020,723.70 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Kenya with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£51.101 GBP = 171.5819 KES
KES 1,020,723.70You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee £0.00 1 GBP = 169.4045 KES +1.91% vs mid-market Recipient gets KES 1,016,427.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 169.4045 KES
KES 1,016,427.00You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 169.4045 KES +1.91% vs mid-market Recipient gets KES 1,016,427.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 169.4045 KES
KES 1,016,427.00You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 169.4045 KES +1.91% vs mid-market Recipient gets KES 1,016,427.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 169.4045 KES
KES 1,016,427.00You pay£6,000.00

Barclays

Pay via Bank transfer
Fee £0.00 1 GBP = 167.7188 KES +2.91% vs mid-market Recipient gets KES 1,006,312.96 Minutes - 5 days
0 reviews

Ways to receive money in Kenya with Barclays when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
Free1 GBP = 167.7188 KES
KES 1,006,312.96You pay£6,000.00

Wise

Pay via Credit card
Fee £190.66 1 GBP = 172.6230 KES +0.02% vs mid-market Recipient gets KES 1,002,826.00 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
£190.661 GBP = 172.6230 KES
KES 1,002,826.00You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £188.00 1 GBP = 171.5819 KES +0.63% vs mid-market Recipient gets KES 997,234.14 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Kenya with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£188.001 GBP = 171.5819 KES
KES 997,234.14You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 GBP = 172.6657 KES Updates every 60 minutes.

How to send money from UK to Kenya

Pick a company

For a one-off GBP transfer to Kenya, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 1 of the 29 days it quoted £6,000 transfers to Kenya.

On a 6,000 GBP transfer, TapTap Send delivers the most KES.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/KES rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Kenya?

How much GBP you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 7% of the transfers from £6,000 it quoted, and in 8% of all the transfers it quoted.

Cheapest service
£400-0.41%£0.00KES 69,357.00with debit card to bank deposit+KES 1,248.52
£500-0.44%£0.00KES 86,696.00with debit card to bank deposit+KES 1,578.55
£1,0000.12%£0.00KES 172,500.00with debit card to mobile money+KES 3,203.50
£2,000-0.04%£0.00KES 345,000.00with debit card to mobile money+KES 5,129.34
£6,000This page0.10%£0.00KES 1,035,000.00with debit card to mobile money+KES 12,242.41
£10,0000.13%£0.00KES 1,725,000.00with debit card to mobile money+KES 21,854.62
£50,000-0.03%£0.00KES 8,625,000.00with debit card to mobile money+KES 94,890.40
£250,0000.10%£0.00KES 43,125,000.00with debit card to mobile money+KES 549,505.87

Mid-market rate: 1 GBP = 172.6657 KES

GBP/KES Exchange Rate History

Is today a good time to send money from UK to Kenya?

The cheapest way to send GBP to KES can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 6,000 GBP transfers to Kenya.

KES received for £6,000, after fees

Wed, 28 Oct 2026Mid-market rateKES 1,035,994.06 TapTap Send KES 1,035,000.00 Barclays KES 1,006,312.96TapTap SendKES 1,035,000.00Key CurrencyKES 1,033,404.07Regency FXKES 1,033,196.87Extra cost of a bankKES 28,687.04

990.00k
1.00m
1.01m
1.02m
1.03m
1.04m
1.05m
At the mid-market rateWith the cheapest optionWith a bankTapTap SendKey CurrencyRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.5702 – KES 1,029,421.12
Key Currency Cheapest 171.1413 £0.00 KES 1,026,847.56 −KES 2,573.56
Regency FX 171.1069 £0.00 KES 1,026,641.68 −KES 2,779.44
TapTap Send 170.5000 £0.00 KES 1,023,000.00 −KES 6,421.12
Barclays 167.1781 £0.00 KES 1,003,068.87 −KES 26,352.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 172.0824 – KES 1,032,494.70
Key Currency Cheapest 171.6522 £0.00 KES 1,029,913.46 −KES 2,581.24
Regency FX 171.6178 £0.00 KES 1,029,706.96 −KES 2,787.74
TapTap Send 170.3000 £0.00 KES 1,021,800.00 −KES 10,694.70
Barclays 167.2445 £0.00 KES 1,003,466.72 −KES 29,027.98
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.5822 – KES 1,029,493.29
Key Currency Cheapest 171.1533 £0.00 KES 1,026,919.56 −KES 2,573.73
Regency FX 171.1189 £0.00 KES 1,026,713.66 −KES 2,779.63
TapTap Send 170.3000 £0.00 KES 1,021,800.00 −KES 7,693.29
Barclays 167.2445 £0.00 KES 1,003,466.72 −KES 26,026.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.3972 – KES 1,028,383.15
Key Currency Cheapest 170.9687 £0.00 KES 1,025,812.19 −KES 2,570.96
Regency FX 170.9344 £0.00 KES 1,025,606.51 −KES 2,776.64
TapTap Send 170.3000 £0.00 KES 1,021,800.00 −KES 6,583.15
Barclays 166.6020 £0.00 KES 999,611.88 −KES 28,771.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 169.8817 – KES 1,019,290.27
Sendwave Cheapest 170.7518 £0.49 KES 1,024,427.07 +KES 5,136.80
TapTap Send 170.3000 £0.00 KES 1,021,800.00 +KES 2,509.73
Key Currency 169.4570 £0.00 KES 1,016,742.05 −KES 2,548.22
Regency FX 169.4230 £0.00 KES 1,016,538.19 −KES 2,752.08
Barclays 167.0684 £0.00 KES 1,002,410.62 −KES 16,879.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.0988 – KES 1,026,592.93
WorldRemit Cheapest 170.8204 £0.99 KES 1,024,753.47 −KES 1,839.46
Key Currency 170.6711 £0.00 KES 1,024,026.45 −KES 2,566.48
Regency FX 170.6369 £0.00 KES 1,023,821.13 −KES 2,771.80
TapTap Send 170.3000 £0.00 KES 1,021,800.00 −KES 4,792.93
Barclays 167.0684 £0.00 KES 1,002,410.62 −KES 24,182.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.5498 – KES 1,029,298.69
Key Currency Cheapest 171.1209 £0.00 KES 1,026,725.45 −KES 2,573.24
Regency FX 171.0866 £0.00 KES 1,026,519.59 −KES 2,779.10
TapTap Send 170.3000 £0.00 KES 1,021,800.00 −KES 7,498.69
Barclays 166.8399 £0.00 KES 1,001,039.26 −KES 28,259.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.6103 – KES 1,029,661.97
Key Currency Cheapest 171.1813 £0.00 KES 1,027,087.81 −KES 2,574.16
Regency FX 171.1470 £0.00 KES 1,026,881.88 −KES 2,780.09
TapTap Send 170.3000 £0.00 KES 1,021,800.00 −KES 7,861.97
Barclays 166.8399 £0.00 KES 1,001,039.26 −KES 28,622.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 172.1001 – KES 1,032,600.34
Key Currency Cheapest 171.6698 £0.00 KES 1,030,018.84 −KES 2,581.50
Regency FX 171.6354 £0.00 KES 1,029,812.32 −KES 2,788.02
TapTap Send 170.3000 £0.00 KES 1,021,800.00 −KES 10,800.34
Barclays 166.9003 £0.00 KES 1,001,401.77 −KES 31,198.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.5083 – KES 1,029,049.88
Key Currency Cheapest 171.0795 £0.00 KES 1,026,477.25 −KES 2,572.63
Regency FX 171.0452 £0.00 KES 1,026,271.44 −KES 2,778.44
TapTap Send 170.3000 £0.00 KES 1,021,800.00 −KES 7,249.88
Barclays 166.4362 £0.00 KES 998,617.42 −KES 30,432.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.8555 – KES 1,031,133.07
WorldRemit Cheapest 171.5369 £0.99 KES 1,029,051.64 −KES 2,081.43
Key Currency 171.4259 £0.00 KES 1,028,555.24 −KES 2,577.83
Regency FX 171.3915 £0.00 KES 1,028,349.01 −KES 2,784.06
TapTap Send 170.3500 £0.00 KES 1,022,100.00 −KES 9,033.07
Barclays 166.4362 £0.00 KES 998,617.42 −KES 32,515.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.7407 – KES 1,030,444.48
WorldRemit Cheapest 171.4244 £0.99 KES 1,028,376.63 −KES 2,067.85
Key Currency 171.3114 £0.00 KES 1,027,868.36 −KES 2,576.12
Regency FX 171.2770 £0.00 KES 1,027,662.28 −KES 2,782.20
TapTap Send 170.3500 £0.00 KES 1,022,100.00 −KES 8,344.48
Barclays 167.0544 £0.00 KES 1,002,326.39 −KES 28,118.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.7407 – KES 1,030,444.48
Key Currency Cheapest 171.3114 £0.00 KES 1,027,868.36 −KES 2,576.12
Regency FX 171.2770 £0.00 KES 1,027,662.28 −KES 2,782.20
Barclays 167.0544 £0.00 KES 1,002,326.39 −KES 28,118.09
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.8464 – KES 1,031,078.16
Key Currency Cheapest 171.4167 £0.00 KES 1,028,500.46 −KES 2,577.70
Regency FX 171.3824 £0.00 KES 1,028,294.25 −KES 2,783.91
TapTap Send 170.3000 £0.00 KES 1,021,800.00 −KES 9,278.16
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 171.7281 – KES 1,030,368.57
Key Currency Cheapest 171.2988 £0.00 KES 1,027,792.65 −KES 2,575.92
Regency FX 171.2644 £0.00 KES 1,027,586.57 −KES 2,782.00
TapTap Send 171.0000 £0.00 KES 1,026,000.00 −KES 4,368.57
Barclays 167.0855 £0.00 KES 1,002,513.24 −KES 27,855.33
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 170.4049 £0.00 KES 1,022,429.40 –
TapTap Send 170.4000 £0.00 KES 1,022,400.00 –
Barclays 165.8827 £0.00 KES 995,296.33 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 172.0562 – KES 1,032,337.16
Key Currency Cheapest 171.6261 £0.00 KES 1,029,756.32 −KES 2,580.84
Regency FX 171.5916 £0.00 KES 1,029,549.85 −KES 2,787.31
TapTap Send 170.4000 £0.00 KES 1,022,400.00 −KES 9,937.16
Barclays 165.8827 £0.00 KES 995,296.33 −KES 37,040.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.0405 – KES 1,038,243.13
Key Currency Cheapest 172.6079 £0.00 KES 1,035,647.52 −KES 2,595.61
Regency FX 172.5733 £0.00 KES 1,035,439.87 −KES 2,803.26
TapTap Send 171.0000 £0.00 KES 1,026,000.00 −KES 12,243.13
Barclays 168.3689 £0.00 KES 1,010,213.10 −KES 28,030.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 172.9852 – KES 1,037,911.19
Key Currency Cheapest 172.5527 £0.00 KES 1,035,316.41 −KES 2,594.78
Regency FX 172.5181 £0.00 KES 1,035,108.83 −KES 2,802.36
TapTap Send 172.0000 £0.00 KES 1,032,000.00 −KES 5,911.19
Barclays 168.0691 £0.00 KES 1,008,414.79 −KES 29,496.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 172.9852 – KES 1,037,911.19
Key Currency Cheapest 172.5527 £0.00 KES 1,035,316.41 −KES 2,594.78
Regency FX 172.5181 £0.00 KES 1,035,108.83 −KES 2,802.36
TapTap Send 172.0000 £0.00 KES 1,032,000.00 −KES 5,911.19
Barclays 168.0691 £0.00 KES 1,008,414.79 −KES 29,496.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.1069 – KES 1,038,641.66
Key Currency Cheapest 172.6742 £0.00 KES 1,036,045.05 −KES 2,596.61
Regency FX 172.6396 £0.00 KES 1,035,837.33 −KES 2,804.33
TapTap Send 172.0000 £0.00 KES 1,032,000.00 −KES 6,641.66
Barclays 167.9943 £0.00 KES 1,007,966.07 −KES 30,675.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.3396 – KES 1,040,037.31
Key Currency Cheapest 172.9062 £0.00 KES 1,037,437.22 −KES 2,600.09
Regency FX 172.8715 £0.00 KES 1,037,229.21 −KES 2,808.10
TapTap Send 172.0100 £0.00 KES 1,032,060.00 −KES 7,977.31
Barclays 167.9943 £0.00 KES 1,007,966.07 −KES 32,071.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.0053 – KES 1,044,031.75
Key Currency Cheapest 173.5703 £0.00 KES 1,041,421.67 −KES 2,610.08
Regency FX 173.5355 £0.00 KES 1,041,212.86 −KES 2,818.89
TapTap Send 173.0000 £0.00 KES 1,038,000.00 −KES 6,031.75
Barclays 169.0362 £0.00 KES 1,014,217.11 −KES 29,814.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 174.1505 – KES 1,044,902.83
WorldRemit Cheapest 173.4110 £0.99 KES 1,040,294.62 −KES 4,608.21
TapTap Send 173.0000 £0.00 KES 1,038,000.00 −KES 6,902.83
HSBC 170.3181 £0.00 KES 1,021,908.70 −KES 22,994.13
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.6456 – KES 1,041,873.77
Key Currency Cheapest 173.2115 £0.00 KES 1,039,269.08 −KES 2,604.69
Regency FX 173.1768 £0.00 KES 1,039,060.71 −KES 2,813.06
TapTap Send 173.0000 £0.00 KES 1,038,000.00 −KES 3,873.77
Barclays 168.8554 £0.00 KES 1,013,132.69 −KES 28,741.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.5396 – KES 1,041,237.67
Key Currency Cheapest 173.1058 £0.00 KES 1,038,634.58 −KES 2,603.09
Regency FX 173.0711 £0.00 KES 1,038,426.33 −KES 2,811.34
TapTap Send 173.0000 £0.00 KES 1,038,000.00 −KES 3,237.67
Barclays 168.8483 £0.00 KES 1,013,089.94 −KES 28,147.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.5396 – KES 1,041,237.67
Key Currency Cheapest 173.1058 £0.00 KES 1,038,634.58 −KES 2,603.09
Regency FX 173.0711 £0.00 KES 1,038,426.33 −KES 2,811.34
TapTap Send 172.5000 £0.00 KES 1,035,000.00 −KES 6,237.67
Barclays 168.8483 £0.00 KES 1,013,089.94 −KES 28,147.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.2019 – KES 1,039,211.21
MoneyGram Cheapest 172.8178 £0.00 KES 1,036,906.80 −KES 2,304.41
Key Currency 172.7689 £0.00 KES 1,036,613.18 −KES 2,598.03
Regency FX 172.7342 £0.00 KES 1,036,405.34 −KES 2,805.87
TapTap Send 172.5000 £0.00 KES 1,035,000.00 −KES 4,211.21
Barclays 168.5499 £0.00 KES 1,011,299.39 −KES 27,911.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 173.0995 – KES 1,038,596.76
Key Currency Cheapest 172.6667 £0.00 KES 1,036,000.27 −KES 2,596.49
Regency FX 172.6321 £0.00 KES 1,035,792.55 −KES 2,804.21
TapTap Send 172.5000 £0.00 KES 1,035,000.00 −KES 3,596.76
Barclays 168.3555 £0.00 KES 1,010,132.91 −KES 28,463.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 172.6657 – KES 1,035,994.06
TapTap Send Cheapest 172.5000 £0.00 KES 1,035,000.00 −KES 994.06
Key Currency 172.2340 £0.00 KES 1,033,404.07 −KES 2,589.99
Regency FX 172.1995 £0.00 KES 1,033,196.87 −KES 2,797.19
Barclays 167.7188 £0.00 KES 1,006,312.96 −KES 29,681.10

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KES per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, TapTap Send pays 1,035,000 KES on 6,000 GBP, which is 994.06 KES less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,041,421.67 KES.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kenya.

We've tracked 212 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. TapTap SendAppeared in 210 comparisons

    Cheapest in 8% of them

  2. Key CurrencyAppeared in 100 comparisons

    Cheapest in 88% of them

  3. Regency FXAppeared in 100 comparisons

    Never the cheapest

  4. BarclaysAppeared in 183 comparisons

    Never the cheapest

Based on 212 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most KES, but it was the cheapest in only 8% of the 210 comparisons it appeared in over the past month.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from the UK to Kenya

There are many ways to send money to Kenya from the UK, including app, broker, online, multi-currency account, global account, in person, and bank, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Kenya, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.

It charges £0 in fees, has 0.1% markup, lets you save recipient details, and KES will arrive in minutes.

Over the past month, TapTap Send was the cheapest app on 17% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized KES transfers, around £1,000 - £5,000.

Online companies like MoneyGram often have higher limits and/or first time promos.

Of the 10 companies we compared, MoneyGram is the cheapest online service and will get you KSh1,032,819.6 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 23 of the 28 days it quoted.

For large transfers

Brokers

Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Kenya, and 24/7 support.

Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/KES rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from £6,000 it quoted.

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Kenya, but is usually a bit more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Kenya will be able to collect KSh1,032,819.6 in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Kenyan Shilling abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to KES will get you KSh1,025,467 after fees.

If you don’t have KES in your account, your GBP will auto-convert whenever you pay with Wise in Kenya.

Once you have KES in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Kenya, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to Kenya.

On a £6,000 transfer, banks like Barclays will add 2.91% markup, getting you KSh1,006,312.96 vs KSh1,035,000 with TapTap Send.

We found Barclays was the cheapest bank on 28 of the 29 days it appeared for this amount.

Ways to fund GBP and receive KES in Kenya

Pay-in and pay-out methods will affect how much GBP you deposit and how much KES your recipient gets. Use the table below to see how different options change how much you pay and what they get.

Our data shows that TapTap Send gets your recipient 28,687.04 KES more than Barclays, today's cheapest bank, on the same £6,000.

The overall best and cheapest way to send £6,000 to Kenya is via TapTap Send, using a debit card to deposit GBP and mobile money to receive KES.

Depositing GBP

You have 3 pay-in options for transfers to Kenya, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Kenya

Money can reach Kenya by bank deposit, mobile money, card deposit, mobile wallet, and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Kenya is with mobile money on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you KSh1,032,819.6 on a £6,000 transfer).

Mobile wallets

You can receive KES into a mobile wallet, which is useful since they don't need a bank account.

Mobile money

You can send money directly to a mobile number in Kenya.

and use our filters to find the company offering mobile money at the best GBP/KES rate.

  1. 1
    Debit card Mobile money

    You pay £6,000.00

    KSh1,035,000

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay £6,000.00

    KSh1,033,404

    -KSh1,596

  3. 3
    Debit card Mobile wallet

    You pay £6,000.00

    KSh1,032,820

    -KSh2,180

  4. 4
    Bank transfer Mobile wallet

    You pay £6,000.00

    KSh1,032,820

    -KSh2,180

  5. 5
    Credit card Mobile wallet

    You pay £6,000.00

    KSh1,032,820

    -KSh2,180

Show moreShow less
  1. 6
    Debit card Bank deposit

    You pay £6,000.00

    KSh1,031,209

    -KSh3,791

  2. 7
    Debit card Cash pickup

    You pay £6,003.99

    KSh1,021,322

    -KSh13,678

  3. 8
    Bank transfer Cash pickup

    You pay £6,003.99

    KSh1,021,322

    -KSh13,678

  4. 9
    Credit card Cash pickup

    You pay £6,003.99

    KSh1,021,322

    -KSh13,678

  5. 10
    Debit card Card deposit

    You pay £6,002.99

    KSh1,018,740

    -KSh16,260

  6. 11
    Credit card Card deposit

    You pay £6,002.99

    KSh1,018,740

    -KSh16,260

  7. 12
    Credit card Bank deposit

    You pay £6,000.99

    KSh1,018,727

    -KSh16,273

Consider this when sending GBP to Kenya

There are a few nuances you should consider before sending GBP to Kenya such as limits, taxes, and safety.

Compare GBP/KES transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Kenya:

Cheapest way to send money to Kenya

The cheapest way is to use TapTap Send, pay in with a debit card and withdraw via mobile money. You will get KSh1,035,000, which is 0.15% more than the next best option.

Fastest way to send money to Kenya

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get KSh1,020,723.7 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/KES transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with TapTap Send will get you 1,035,000 KES, that’s including £0 fee and 0.1% in exchange rate markup.

A bank like Barclays on the other hand, will get you KSh1,006,312.96, that’s £0 in fees but 2.91% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Kenya.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 10 regulated companies offering money transfers from the UK to Kenya in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/KES pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 212 comparisons across 8 amounts.

This page covers the cheapest and fastest options for GBP/KES transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.