How to send money to Sierra Leone from Nigeria with the best NGN-SLL rate

Compare the best deals on sending money from Nigeria to Sierra Leone. Get insights on the cheapest, fastest, and most reliable providers with the best NGN to SLL exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to Sierra Leone from Nigeria.

Transferring the other way? Send SLL from Sierra Leone to Nigeria instead.
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November 18th, 2025

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Best money transfer companies

Send money from Nigeria to Sierra Leone

Last updated: Today
Mid-market rate as of 11/18/2025: 1 NGN = 14.523325 SLL
Results below are based on a 360000 NGN search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (SLL)
SLL 4,966,935.76
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (SLL)
SLL 4,966,935.76
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (SLL)
SLL 4,914,638.57
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

The best way to send NGN to Sierra Leone is to use cash transfer via Western Union

We’ve analysed 100s of money transfer companies, and found that the overall coverage of NGN/SLL transfers is very limited for online transfers.

This is why we suggest sending cash as an alternative, using Western Union.

The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 NGN for a 360,000 NGN transfer.

Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.

In many cases you can deposit NGN online and the recipient in Sierra Leone will need to visit a branch to pick up SLL.

How to get the best deal on your Nigeria to Sierra Leone money transfer

Summary of recent searches

Top rated for transfers from Nigeria to Sierra Leone
Western Union Agent
Total number of NG - SL providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Understanding Nigeria to Sierra Leone money transfers

1

Comparing providers

Comparing providers when sending money from Nigeria to Sierra Leone is the easiest way to make a transfer at the best price.

We’ve compared 3 providers for sending Naira to Sierra Leone. This ensures you will get the best options for your transfer to Sierra Leone from Nigeria.

We rate Western Union Agent as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Nigeria to Sierra Leone.

2

Get ahead of the Naira-Leone exchange rate

3

Choosing the right payment method

4

Financial regulators in Nigeria and Sierra Leone

5

Consider transfer limits

6

Receiving money in Sierra Leone

7

Have your ID ready

8

Tax declarations

The cheapest way to send money from Nigeria to Sierra Leone is a cash transfer via MoneyGram.

The cheapest way to send money to Sierra Leone from Nigeria is via a cash transfer through a MoneyGram Agent.

While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support NGN/SLL transfers online.

The total cost of your transfer includes both the transfer fee (around 3 NGN per 360,000 NGN) and an exchange rate markup.

Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to Sierra Leone from Nigeria is via PayPal P2P Transfer

The coverage of NGN/SLL transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a NGN transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Transferring large sums of money

For transfers of larger amounts of Leones to Sierra Leone picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
3 money transfer companies tested, Western Union Agent is the strongest option for large transfers from Nigeria to Sierra Leone.

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to Sierra Leone can become expensive through your bank or with the wrong provider.

Western Union Agent is our choice for sending large sums of money to NGN because they offer a strong all-round product.

Understanding the costs involved when transferring money to Sierra Leone from Nigeria

When calculating the cost of sending money from Nigeria to Sierra Leone, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current NGN-SLL mid-market rate is 14.5028 SLL per Naira. Finding a provider as close to this number as possible will ensure more Leone for your money.

  • As a comparison, the NGN-SLL mid-market rate for the past week has averaged 14.555 SLL per Naira, hitting a high of 14.5979 and a low of 14.5233.

  • Western Union Agent is currently offering the best exchange rate on transfers between Nigeria and Sierra Leone.

  • Often the NGN-SLL exchange rate you receive will be the biggest factor impacting the cost of sending Naira to Sierra Leone.

Fees: Transfer fees are charged on top of a transfer. Western Union Agent currently offers the lowest fees of 3 NGN per transfer (based on ₦360,000 transfer). Although, we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Leone is the biggest indicator in the total cost of sending money to Nigeria from Sierra Leone. The higher the total amount received in Sierra Leone, the lower the cost of sending from Nigeria.

Track the exchange rate for Naira to Leone

Sending money at the right time between NGN and SLL can make a huge difference to overall cost. The exchange rate impacts how much SLL you get for your NGN.

Mid-market Rate
1 
NGN
=
14.502797 
SLL

Over the last 7 days, the average numbers are:

  • The exchange rate from NGN to SLL averaged 14.555 SLL.

  • The highest value recorded was 14.5979 SLL, while the lowest was 14.5233 SLL.

  • 3 providers currently offer transfers between Nigeria and Sierra Leone close to this rate

Want to secure the best NGN-Leone exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to Sierra Leone!

Payment options for transfers from Nigeria to
Sierra Leone

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Nigeria to Sierra Leone.

    Using a money transfer company such as Western Union Agent for payments from Nigeria to Sierra Leone, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 



    Western Union Agent is the best money transfer provider for bank transfers of the 3 we compared when sending NGN to Sierra Leone.

    With a fee of 3 NGN to transfer money from Nigeria to Sierra Leone, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Nigeria to Sierra Leone is easy with Western Union Agent.


    Western Union Agent is a leader in debit card money transfers from Nigeria to Sierra Leone. They are the best option of the 3 transfer companies compared.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Sierra Leone and Nigeria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Sierra Leone.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to SLL.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Nigeria to Sierra Leone?
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What are the typical transfer fees for sending Nairas to Sierra Leone through various providers?
How long does it take to send money from Nigeria to Sierra Leone?
What is the best exchange rate I can get for sending money from Nigeria to Sierra Leone?
Are there any minimum or maximum transfer amounts for sending money from Nigeria to Sierra Leone?
Can I schedule regular transfers between Nigeria and Sierra Leone?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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