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Overall best choice: Western Union
We tested & reviewed dozens of money transfer providers, and Western Union scored highly.
Western Union appeared in 85.7% of Nigeria to Zambia searches, and was the top rated company out of 2 that support NGN to ZMW.
So for a great mix of cost, speed & features, make your Nigeria to Zambia transfer using Western Union.
How to get the best deal on your Nigeria to Zambia transfer
Summary of recent searches
Important things to consider before sending money from Nigeria to Zambia
Don't settle for the first option. Always compare ways to send money from Nigeria to Zambia to find out about fees, speed, and reliability.
Our analysis included 2 providers that operate between Nigeria and Zambia.
Through this, you get a comprehensive view of all the options you have in Nigeria when you need to send money to Zambia.
Cheapest way to send money to Zambia from Nigeria: Western Union
Data collected over the past six months shows that Western Union is 0% cheaper than the second-best option.
The ₦0 transfer cost represents the most common fee for NGN to ZMW international transfers, based on data from the past six months.
If you want to secure the best rates on a NGN to Zambia transfer, make sure you pick Western Union to send your money online.
*The most common fee applied to NGN-ZMW by Western Union, based on data from the past six months.
Fastest way to send money from Nigeria to Zambia: Western Union
Our data shows that Western Union came up as the fastest way to send money from Nigeria to Zambia in 85.7% of searches. This makes them well suited to urgent NGN to ZMW money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from Nigeria to Zambia - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Western Union is your best choice at the moment. This service emerged as the quickest way to send money to Zambia from Nigeria in 85.7% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Western Union.
While Western Union may not always be the cheapest or fastest way to send NGN from Nigeria to Zambia, it’s the provider that will keep you safe and relaxed while your money moves into ZMW.
Understanding the costs involved when moving money from Nigeria to Zambia
When calculating the costs of money transfers between Nigeria and Zambia, here's what really matters:
The Mid-Market Rate: Today, the NGN-ZMW mid-market rate equals to 0.020277 ZMW per Naira.
The NGN-ZMW average exchange rate for the past three months has been 0.0273 ZMW per Naira, with a high of 0.0286 and a low of 0.0147.
When looking to send money, we'd recommend Western Union. On average Western Union is 2.77% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from NGN to ZMW.
How to find the best exchange rate for Naira to Zambian Kwacha
Timing is essential for sending money between NGN and ZMW. The exchange rate you secure impacts how much ZMW you get for your NGN.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from NGN to ZMW has seen some fluctuation. On average, it stood at 0.0273.
During this period, the highest value recorded was 0.0286, while the lowest was 0.0147.
Western Union, which is our recommended service to send money online from Nigeria to Zambia offers an exchange rate that is only 2.77% above the mid-market rate.
Want to secure the best NGN-Zambian Kwacha exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to Zambia!
Payment methods available to fund your Nigeria to Zambia transfer
Bank transfers
Bank transfers are often the default option for sending money from Nigeria to Zambia.
By using a money transfer company such as Western Union for transfers from Nigeria to Zambia, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Western Union is the cheapest provider for bank transfers from the 2 we tested when sending NGN to Zambia.
With an average fee of NGN0 to send money from Nigeria to Zambia, Western Union offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Nigeria to Zambia with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from Nigeria to Zambia, competing among a total of 2 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from Nigeria to Zambia, Wise emerges as our top choice of the 2 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Zambia and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Zambia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to ZMW.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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