Send money from Nigeria to Indonesia
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
The best way to send NGN to Indonesia is to use cash transfer via Western Union
We’ve analysed 100s of money transfer companies, and found that the overall coverage of NGN/IDR transfers is very limited for online transfers.
This is why we suggest sending cash as an alternative, using Western Union.
The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 NGN for a 360,000 NGN transfer.
Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.
In many cases you can deposit NGN online and the recipient in Indonesia will need to visit a branch to pick up IDR.

How to get the best deal on your Nigeria to Indonesia money transfer
Considerations when sending from Nigeria to Indonesia
Compare providers
Comparing money transfer companies with services between Nigeria and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.
For this route, we’ve compared 3 providers providing services between Nigeria and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.
Over the last 7 days, we’ve picked Western Union Agent as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Nigeria.
Understanding the Naira-Rupiah exchange rate
Choose the right payment method
Financial regulations
Consider transfer limits
Receiving money from Naira in Indonesia
Confirm the ID you need
Tax declarations
The cheapest way to send money from Nigeria to Indonesia is a cash transfer via MoneyGram.
The cheapest way to send money to Indonesia from Nigeria is via a cash transfer through a MoneyGram Agent.
While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support NGN/IDR transfers online.
The total cost of your transfer includes both the transfer fee (around 3 NGN per 360,000 NGN) and an exchange rate markup.
Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to Indonesia from Nigeria is via PayPal P2P Transfer
The coverage of NGN/IDR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a NGN transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Send large sums of money
Western Union Agent offers the strongest all round option for large transfers of the 3 money transfer companies compared.
Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.
As such, opt for Western Union Agent for sending large sums of money to Indonesia from Nigeria.

Understanding the costs involved when transferring money to Indonesia from Nigeria
When calculating the cost of sending money from Nigeria to Indonesia, a combination of fees and exchange rates ensure the best deal:
The Mid-Market and Exchange Rates: The current NGN-IDR mid-market rate is 11.5033 IDR per Naira. Finding a provider as close to this number as possible will ensure more Rupiah for your money.
As a comparison, the NGN-IDR mid-market rate for the past week has averaged 11.4766 IDR per Naira, hitting a high of 11.5152 and a low of 11.417.
Western Union Agent is currently offering the best exchange rate on transfers between Nigeria and Indonesia.
Often the NGN-IDR exchange rate you receive will be the biggest factor impacting the cost of sending Naira to Indonesia.
Fees: Transfer fees are charged on top of a transfer. Western Union Agent currently offers lowest fees of 3 NGN. Although we recommend searching for your exact send amount for an exact fee.
Amount Received: The total amount received in Rupiah is the biggest indicator in the total cost of sending money to Nigeria from Indonesia. The higher the total amount received in Indonesia, the lower the cost of sending from Nigeria.
Track the exchange rate for Naira to Rupiah
Sending money at the right time between NGN and IDR can make a huge difference to overall cost. The exchange rate impacts how much IDR you get for your NGN.
Over the last 7 days, the average numbers are:
The exchange rate from NGN to IDR averaged 11.4766 IDR.
The highest value recorded was 11.5152 IDR, while the lowest was 11.417 IDR.
3 providers currently offer transfers between Nigeria and Indonesia close to this rate
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Funding your Nigeria to Indonesia transfer
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Indonesia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to IDR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.








