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Send money from Nigeria to Uganda
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
The best way to send NGN to Uganda is to use cash transfer via Western Union
We’ve analysed 100s of money transfer companies, and found that the overall coverage of NGN/UGX transfers is very limited for online transfers.
This is why we suggest sending cash as an alternative, using Western Union.
The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 NGN for a 360,000 NGN transfer.
Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.
In many cases you can deposit NGN online and the recipient in Uganda will need to visit a branch to pick up UGX.
How to get the best deal on your Nigeria to Uganda transfer
Always compare rates
Money transfers to Uganda should be easy. Use our live comparison tool to make sure you aren't missing the best rates to send money from Nigeria to Uganda.
Choose a provider
Select the provider that offers you the best value on your Naira & service for your needs.
Click, sign up & send
Follow the steps & start your transfer. Your funds will soon be on their way to Uganda.
Summary of recent searches
Understanding Nigeria to Uganda money transfers
Comparing providers
Comparing providers when sending money from Nigeria to Uganda is the easiest way to make a transfer at the best price.
We’ve compared 3 providers for sending Naira to Uganda. This ensures you will get the best options for your transfer to Uganda from Nigeria.
We rate Western Union Agent as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Nigeria to Uganda.
Get ahead of the Naira-Ugand Shilling exchange rate
Choosing the right payment method
Financial regulators in Nigeria and Uganda
Consider transfer limits
Receiving money in Uganda
Have your ID ready
Tax declarations
The cheapest way to send money from Nigeria to Uganda is a cash transfer via MoneyGram.
The cheapest way to send money to Uganda from Nigeria is via a cash transfer through a MoneyGram Agent.
While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support NGN/UGX transfers online.
The total cost of your transfer includes both the transfer fee (around 3 NGN per 360,000 NGN) and an exchange rate markup.
Ultimately, the exact price will depend on your location, payment method, and transfer amount.
The cheapest way to to send money to Uganda from Nigeria is via PayPal P2P Transfer
The coverage of NGN/UGX transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a NGN transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Transferring large sums of money
Of the 3 money transfer companies tested, Western Union Agent is the strongest option for large transfers from Nigeria to Uganda.
Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to Uganda can become expensive through your bank or with the wrong provider.
Western Union Agent is our choice for sending large sums of money to NGN because they offer a strong all-round product.
Understanding the costs involved when transferring money to Uganda from Nigeria
When calculating the cost of sending money from Nigeria to Uganda, a combination of fees and exchange rates ensure the best deal:
The Mid-Market and Exchange Rates: The current NGN-UGX mid-market rate is 2.4912 UGX per Naira. Finding a provider as close to this number as possible will ensure more Ugand Shilling for your money.
As a comparison, the NGN-UGX mid-market rate for the past week has averaged 2.4972 UGX per Naira, hitting a high of 2.5177 and a low of 2.4768.
Western Union Agent is currently offering the best exchange rate on transfers between Nigeria and Uganda.
Often the NGN-UGX exchange rate you receive will be the biggest factor impacting the cost of sending Naira to Uganda.
Fees: Transfer fees are charged on top of a transfer. Western Union Agent currently offers lowest fees of 3 NGN. Although we recommend searching for your exact send amount for an exact fee.
Amount Received: The total amount received in Ugand Shilling is the biggest indicator in the total cost of sending money to Nigeria from Uganda. The higher the total amount received in Uganda, the lower the cost of sending from Nigeria.
How to find the best exchange rate for Naira to Ugand Shilling
Timing is essential for sending money between NGN and UGX. The exchange rate you secure impacts how much UGX you get for your NGN.
Let's dive into some interesting recent trends.
Over the past week, the exchange rate from NGN to UGX has seen some fluctuation. On average, it stood at 2.4972.
During this period, the highest value recorded was 2.5177, while the lowest was 2.4768.
Western Union Agent, which is our recommended service to send money online from Nigeria to Uganda offers an exchange rate that is only 5% above the mid-market rate.
Want to secure the best NGN-Ugand Shilling exchange rates?
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Paying for your Nigeria to Uganda money transfer
Bank transfers
A bank transfer is often the default option for money transfers from Nigeria to Uganda.
By using a money transfer company such as Western Union Agent to send money from Nigeria to Uganda, you can while benefit from lower fees and more favorable exchange rates than a bank would offer.
On average, Western Union Agent is the cheapest money transfer provider for bank transfers from the 3 we tested when sending NGN to Uganda.
With a fee of NGN3 to send money from Nigeria to Uganda, Western Union Agent offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Nigeria to Uganda with a prepaid or debit card is very easy with Western Union Agent.
Western Union Agent is a great choice for sending money with a debit card from Nigeria to Uganda. This is from the 3 money transfer companies compared.
Credit cards
When it comes to credit card money transfers from Nigeria to Uganda there aren't that many options, mainly because it's more expensive.
If you have to, we recommend running a quick comparison to get the best deal on UGX
Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Uganda and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Uganda.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to UGX.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
