We compared 3 companies sending money from the United States to Sierra Leone. Regency FX is the best and cheapest, while TapTap Send is the fastest.
Sending $7,000 with Regency FX gets your recipient 172,082.27 SLE at 24.5832 SLE per USD.
| 3 of 3 providers Last updated on 28 September 2026 | |||
| Based on 7,000 USD transfer Best companies for USD/SLE transfers | |||
| Promoted  Regency FX Pay via Bank transfer | Fee $0.00 1 USD = 24.5832 SLE +0.27% vs mid-market | Recipient gets SLE 172,082.27 Minutes - 24 hours | |
Ways to receive money in Sierra Leone with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 24.5832 SLE SLE 172,082.27You pay$7,000.00 | |||
Run a live search Showing top United States to Sierra Leone deals for 7,000 USD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live USD to SLE rates. | |||
Run a live search These companies offer multi-currency accounts for spending SLE. We suggest doing a live search based on how much USD you're planning to spend in Sierra Leone. | |||
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee $0.00 1 USD = 24.5832 SLE +0.27% vs mid-market | Recipient gets SLE 172,082.27 Minutes - 24 hours | |
Ways to receive money in Sierra Leone with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 24.5832 SLE SLE 172,082.27You pay$7,000.00 | |||
 TapTap Send Pay via Debit card | Fee $0.00 1 USD = 23.0100 SLE +6.88% vs mid-market | Recipient gets SLE 161,070.00 Minutes | |
Ways to receive money in Sierra Leone with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes Free1 USD = 23.0100 SLE SLE 161,070.00You pay$7,000.00 Mobile moneyMinutesAvailable via:Afrimoney, Orange, QMoney Free1 USD = 23.0100 SLE SLE 161,070.00You pay$7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Bank transfer | Fee $1.99 1 USD = 22.8179 SLE +7.72% vs mid-market | Recipient gets SLE 159,725.30 Minutes - 24 hours | |
Ways to receive money in Sierra Leone with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $1.991 USD = 22.8179 SLE SLE 159,725.30You pay$7,001.99 Cash pickupMinutes - 24 hours $4.991 USD = 22.8179 SLE SLE 159,725.30You pay$7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee $1.99 1 USD = 22.8179 SLE +7.72% vs mid-market | Recipient gets SLE 159,725.30 Minutes - 24 hours | |
Ways to receive money in Sierra Leone with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $1.991 USD = 22.8179 SLE SLE 159,725.30You pay$7,001.99 Cash pickupMinutes - 24 hours $11.991 USD = 22.8179 SLE SLE 159,725.30You pay$7,011.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee $179.99 1 USD = 22.8179 SLE +7.72% vs mid-market | Recipient gets SLE 159,725.30 Minutes - 24 hours | |
Ways to receive money in Sierra Leone with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $179.991 USD = 22.8179 SLE SLE 159,725.30You pay$7,179.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $210.001 USD = 22.8179 SLE SLE 159,725.30You pay$7,210.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fee $9.59 1 USD = 22.5167 SLE +9.04% vs mid-market | Recipient gets SLE 157,616.90 Minutes - 24 hours | |
Ways to receive money in Sierra Leone with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $9.591 USD = 22.5167 SLE SLE 157,616.90You pay$7,009.59 | |||
| How Our Results Work Mid-market rate: 1 USD = 24.6497 SLE Updates every 60 minutes. | |||
Transfer details
If you're sending a one-off transfer, then Regency FX is the best option.
For recurring transfers, I'd suggest using an app or a multi-currency account with TapTap Send.
For large transfers using a broker like Regency FX is the best option.
If your recipient needs cash, MoneyGram is the cheapest.
How much you send will affect the best option for you right now.
You have 4 ways to pay for your transfer to Sierra Leone, including bank transfer, debit card, credit card, and cash deposit.
Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).
You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.
I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).
First time round you'll need to confirm who you are.
An SSN isn't required, an ITIN or a foreign passport works with most companies here.
How much USD you send to Sierra Leone heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $500 | 5.85% | $0.00 | SLE 11,625.00with bank transfer to bank deposit | +SLE 283.75 | |
| $2,000 | 5.89% | $0.00 | SLE 46,480.00with bank transfer to bank deposit | +SLE 1,350.17 | |
| $5,000 | 6.88% | $0.00 | SLE 115,050.00with debit card to cash pickup | +SLE 1,069.60 | |
| $7,000This page | 0.27% | $0.00 | SLE 172,082.27with bank transfer to bank deposit | +SLE 10,424.76 | |
| $10,000 | 0.27% | $0.00 | SLE 245,835.51with bank transfer to bank deposit | +SLE 14,895.59 |
Mid-market rate: 1 USD = 24.6497 SLE
There are 3 companies available for sending money from the US to Sierra Leone, across app, broker, online, and in person, and more.
For regular transfers home
If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.
TapTap Send charges $0 on a $7,000 transfer with 6.88% markup, saves your recipient's details for next time, and SLE arrives in minutes.
Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.
Sending without a US bank account
Paying in cash at an agent can work without a US bank account.
The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.
Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 159,725.3 SLE in minutes - 24 hours.
However, transfers funded with cash or a money order carry a 1% federal tax from January 2021. To avoid it, fund with a debit card or bank account instead (most agents take both).
For one-off transfers
For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Sierra Leone.
Of all online companies listed here, MoneyGram gets you the most SLE per USD.
On a $7,000 transfer, you will get 159,725.3 SLE after a $1.99 fee and 7.72% markup.
But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.
For transfers over $10,000
For large transfers to Sierra Leone (e.g. a property purchase, tuition, or moving to Sierra Leone), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/SLE that gets lower the more you send.
Business payments from the US
Global accounts are for US businesses paying people abroad.
Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 172,082.27 SLE.
Deposit USD by bank transfer, debit card, credit card, and cash deposit.
The simplest way is to pay from your US checking account
Pay by bank transfer using your routing and account numbers.
An ACH payment is usually cheaper than a card, but the it may take some time for it to clear before a money transfer company can send the money to Sierra Leone.
You can deposit cash
You'll need to visit nearest MoneyGram branch and had over $7,000.
MoneyGram is the cheapest option and will get you 159,725.3 SLE on $7,000 transfer after fees.
Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.
Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Sierra Leone.
Your recipient in Sierra Leone can collect SLE through cash pickup, bank deposit, mobile money, and mobile wallet.
They can collect cash in Sierra Leone
Your recipient can collect SLE from a participating MoneyGram location in Sierra Leone.
They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.
You pay $7,000.00
Le172,082
Cheapest
You pay $7,000.00
Le161,070
-Le11,012
You pay $7,000.00
Le161,070
-Le11,012
You pay $7,001.99
Le159,725
-Le12,357
You pay $7,004.99
Le159,725
-Le12,357
You pay $7,001.99
Le159,725
-Le12,357
You pay $7,179.99
Le159,725
-Le12,357
You pay $7,210.00
Le159,725
-Le12,357
You pay $7,009.59
Le157,617
-Le14,465
The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.
Cheapest way to send money to Sierra Leone
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 172,082.27 SLE, which is 6.4% more than the next best option.
Fastest way to send money to Sierra Leone
The fastest option is TapTap Send. Pay by debit card and choose cash pickup for the payout. Your recipient gets 161,070 SLE, with the money arriving in minutes.
Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.
Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.
The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.
There is no federal cap on how much of your own money you can send electronically abroad.
Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.
Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.
Do not split cash transactions to avoid a report.
The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.
You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.
You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.
Contact the company first and keep the receipt.
For transfers over $10,000, Regency FX is the best option.
It offers the best exchange rate, which is more important than the fee for large transfers to Sierra Leone.
While Regency FX may not always be the cheapest or fastest way to send SLE, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.
The rate changes how much SLE your recipient gets for your USD. Recent movement gives you a useful benchmark before you send.
Mid-market rate:1 USD = 24.649729 SLE
We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Sierra Leone and United States.
We work with leading money transfer companies to provide real time fees and exchange rates.
We also conduct detailed company reviews, combined with in-depth analysis, we can offer the best deals on the market - every time you want to transfer money from United States to Sierra Leone.
For a deeper understanding of our commitment to integrity and transparency, check out these articles:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the USD/SLE comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …