Compare the best ways to send money to Australia

Q: How much money can be transferred to Australia?

The amount of AUD you can receive will vary depending on which provider you use. Some providers specialize in smaller transfers, while others are more suited to large transfers.

Q: Are there any tax implications to sending money to Australia?

Each country will have its own set of tax laws and rules for receiving money from abroad. Australian Dollars sent for business purposes between could be taxed as foreign income. If you’re looking to receive a large amount of Australian Dollars from abroad, you should check how much you can receive in Australia without paying taxes. If you're not sure how the tax process works locally, contact your local tax office or speak to a tax professional.

Q: Can I send money to Australia with MoneyTransfers.com?

No. MoneyTransfers.com is a comparison website aiming to match you with the best money transfer providers to transfer money online to Australia, and many other countries.

Q: What are the typical transfer fees for sending to Australia through various providers?

Transfer fees can vary significantly depending on your chosen provider. That's why you should compare the fees of different services to ensure you get the best deal when sending to Australia.Our data shows that the cheapest way to send money online toAustralia is Wise.

Q: How long does it take to send money to Australia?

The delivery time for international transfers can vary. Some services offer instant or same-day transfers, while others might take several business days. The speed may also depend on the AUD transaction volumes.According to our data, the fastest way to send money online to Australia is Wise.Over the past six months, Wise emerged as the fastest service in 86.7% of the searches performed by our users and staff.

Q: What is the best exchange rate I can get for sending money to Australia?

Exchange rates fluctuate frequently. To get the best rate for converting to AUD, compare the rates offered by different providers against the mid-market rate.

Q: Are there any minimum or maximum transfer amounts for sending money to Australia?

Providers often set minimum and maximum transfer limits. These can vary significantly, so it’s worth checking what limits apply for transfers to Australia before proceeding.

Q: Can I schedule regular transfers to Australia?

Many services allow you to set up scheduled, recurring transfers. This can be especially useful for regular financial commitments across borders.

Get the best deals when you transfer to Australia. Find the cheapest, fastest, and most reliable providers with the best AUD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Australia.

Affiliate Disclosure

Overall best choice: Wise

Wise is our top pick for AUD transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 100% of Australia searches, and was the top rated company out of 11 that support AUD.

So for a great mix of cost, speed & features, make your transfer back to Australia using Wise.

Visit Wise Read Review

How to get the best deal on receiving money in Australia

Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates on sending money to Australia.
Choose a provider
Select the provider that offers you the best value & service for your needs
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.

Summary of recent searches

Top rated for transfers from Australia to Australia

Total number of AU - AU providers

Average cheapest fees & rate

Average fastest transfer

Average transfer time

Within minutes

Best for bank transfers

Best for debit card

Best for credit card

Important things to consider before sending money to Australia

Compare providers

Don't settle for the first option. Always compare ways to send money to Australia to find out about fees, speed, and reliability.

Our analysis included 11 providers that operate transfers to Australia.

Think about the Australian Dollar exchange rate

Choose the right payment method

Keep your money safe

Consider transfer limits

How to receive money in Australia

Have your ID ready

Don't forget about taxes

Cheapest way to send money to Australia: Wise

Get the lowest fees with Wise - the cheapest transfer service at just 1.64 AUD per transaction*

Data collected over the past six months shows that Wise is 0% cheaper than the second-best option.

The $1.64 transfer cost represents the most common fee for international transfers to AUD, based on data from the past six months.

If you want to secure the best rates on an Australia transfer, make sure you pick Wise to send your money online.

*The most common fee applied to
AUD by Wise, based on data from the past six months.

Visit Wise Read Review

Fastest way to send money to Australia: Wise

Need to send money fast? Pick Wise and get your funds to Australia at speed.

Our data shows that Wise came up as the fastest way to send money to Australia in 86.7% of searches. This makes them well suited to urgent AUD money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money to Australia - this includes deposit, transfer and withdrawal timeframes and often differs per currency.  

When speed matters, Wise is your best choice at the moment.

Visit Wise Read Review

Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise. 

While Wise may not always be the cheapest or fastest way to send to Australia, it’s the provider that will keep you safe and relaxed while your money moves into AUD.

Visit Wise Read Review

Understanding the costs involved when moving money to Australia

When calculating the costs of money transfers to Australia, here's what really matters:

The Mid-Market and Exchange Rates: The mid-market rate is rate the banks pay and money transfer companies pay for AUD. The exchange rate is the amount you pay. Essentially, if you are sending USD, this number is how much Australian Dollar you will get for each United States Dollar. If a company is offering the mid-market rate, this is a 0% exchange rate.

Fees: This is the amount you will pay in fees for transfers to Australia. This amount is controlled by the money transfer company. In some cases there are free options, although exchange rates may be higher.

For example, you may pay a 0% exchange rate, and 0.35% of the transfer amount as the fee. But you could also pay a 2% exchange rate and no fee. Overall, this makes the former option cheaper - as you pay 1.65% less overall.

How to find the best exchange rate to Australia

Timing is essential for sending money to AUD. The exchange rate you secure impacts how much AUD you get.

Mid-market Rate

= 1 AUD

Let's dive into some interesting recent trends.

Over the past six months, the exchange rate from USD to AUD has seen some fluctuation. On average, it stood at 1.5193.
During this period, the highest value recorded was 1.5586, while the lowest was 1.459.
Wise, which is our recommended service to send money online to Australia offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best Australian Dollar exchange rates?

Payment methods available to fund your transfer to Australia

Bank transfers
Bank transfers are often the default option for sending money to Australia.
By using a money transfer company such as Wise for transfers to Australia, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.  
On average, Wise is the cheapest provider for bank transfers from the 11 we tested when sending money to Australia.
With an average fee of AUD1.64 to send money to Australia, Wise offers a great combination of competitive exchange rates and lower fees. 
Debit and prepaid cards
Sending money to Australia with a debit or a prepaid card is very simple with Wise. 
Wise is a leader in debit card payments for transfers to Australia, competing among a total of 11 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers to Australia, Wise emerges as our top choice of the 11 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available for transfers to Australia. 

Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money to Australia. 

We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send to AUD. 

For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.