MoneyTransfers
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Compare the best money transfer service from Germany to South Africa

Find the best deals when you transfer from Germany to South Africa. Get insights on the fastest, cheapest, and providers with the best EUR to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Germany.

Transferring the other way? Send ZAR from South Africa to Germany instead.
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Companies for transfers from Germany to South Africa

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.8% - 3%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%

"Card-to-card transfers can be received in just two minutes."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1.4% - 2.1%
Fees
None
Transfer Speed
1 - 5 days
Exchange Rate Markup
0.2% - 1.5%

"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Fees
£/€/$3 - 5
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%

"Fast, secure internatinal transfers with no fees and transparent rates. They offer a free currency card for use at home and abroad."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.9% - 2%

"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."

Fees
$1 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%

Overall best option: Wise

Wise is our recommended company for sending money to South Africa from EUR.

Of the 22 companies that support EUR to ZAR, Wise offered the best combination of cost and speed.

Overall, Wise appeared in 97.9% of Germany to South Africa searches, consistently scoring as one of the best ways to send EUR to ZAR.

So for a great mix of cost, speed & features, send Euros to South Africa using Wise.

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Compare for the best deal on your Germany to South Africa transfer

Summary of recent searches

Top rated for transfers from Germany to South Africa
Wise
Total number of DE - ZA providers
22
Average cheapest fees & rate
Revolut
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Transfer consider from Germany to South Africa

1
Compare available providers

A comparison of providers offering services between Germany and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Euro to South Africa we've compared 22 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from Germany.

Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Germany to South Africa.

2
Getting the best Euro-Rand exchange rate
3
Choose the right payment method
4
Financial regulators
5
Consider transfer limits
6
Consider how the money will be received
7
Have your ID ready
8
Tax declarations in South Africa

Cheapest way to send money from Germany to South Africa: Revolut

Revolut offers the lowest cost transfers of the 22 compared.

Data collected for transfers between Germany and South Africa over the past six months shows that Revolut is 0.5% cheaper than the second-best option.

This cost combines an average exchange rate between the Euro and Rand that is 0.19% different to the mid-market rate and an average fee of 0* EUR.

*The most common fee applied to EUR-ZAR by Revolut, based on data from the past six months.

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Fastest way to send money to South Africa from Germany: Paysend.

Of the 22 companies offering Germany to South Africa, Paysend is the quickest.

In our comparison, we found Paysend to be the fastest way to send Euros to Rand in 40% of transfers. For quick transfers between EUR and ZAR, Paysend comes highly recommended.

Sending money from Germany to South Africa through Paysend has an average fee of 0 EUR.

To find the fastest company, we compared 22 money transfer providers for the overall speed of sending money from Germany to South Africa. This was made up of depositing Euro to a money transfer account and transfer times to South Africa.

When looking for the fastest money transfer, Paysend is our best choice for sending into South Africa from Germany.

Need to make a large transfer?

For big transfers between Germany and South Africa, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
22 providers compared.

While Wise may not always be the cheapest or fastest way to send EUR from Germany to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of moving money from Germany to South Africa

The total cost of sending money to South Africa from Germany, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-ZAR is 19.0938 ZAR per Euro.

  • Finding a company offering an exchange rate closer to this will mean more Rand for your Euro.

  • The average EUR-ZAR mid-market rate for the last three months has been 19.7606 ZAR per Euro. This includes a high of 20.597, and low of 19.0191.

  • Out of the 22 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting EUR to ZAR should be the biggest determining cost factor when transferring Euro to South Africa.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Revolut, with a fee average of 0 EUR per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Rand eventually received in South Africa.

A lower cost of sending from Germany will result in more money received in South Africa.

Getting the best exchange rate for Euro to Rand

Tracking the mid-market rate can make a huge difference when sending money EUR to ZAR. The exchange rate you secure impacts how much ZAR you get for your EUR.

Mid-market Rate
1
= 19.059142 ZAR

Here's some data on recent trends in the mid-market rate.

  • Over the past six months, the interbank rate from EUR to ZAR has seen some fluctuation. On average, it has been 19.7606.

  • During this period, the highest value level was 20.597, with a low of 19.0191.

  • Wise, which is our recommended service to send money online from Germany to South Africa offers an exchange rate that is only 0.21% above the mid-market rate.

Want to secure the best EUR-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Germany to South Africa!

Payment methods available to fund your Germany to
South Africa transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Germany to South Africa.

    Sending money via a bank transfer with a company such as Revolut for transfers from Germany to South Africa allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Revolut is the best provider for bank transfers of the 22 we tested when sending EUR to South Africa.

    With an average fee of EUR0 to send money from Germany to South Africa, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Germany to South Africa with a prepaid or a debit card is very simple with Wise.


    Wise is a leader in card payments for transfers from Germany to South Africa, competing among a total of 22 active money transfer companies on this route.

  • Credit cards

    When it comes to transferring money with a credit card from Germany to South Africa, Xe emerges as our top choice of the 22 companies offering this service.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Germany.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Germany to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Germany to South Africa?
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Can I send money from Germany to South Africa with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to South Africa through various providers?
How long does it take to send money from Germany to South Africa?
What is the best exchange rate I can get for sending money from Germany to South Africa?
Are there any minimum or maximum transfer amounts for sending money from Germany to South Africa?
Can I schedule regular transfers between Germany and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.