Transfer ZAR to AUD quickly and easily by comparing the latest exchange rates, and best provider fees, speed and reviews from South Africa to Australia.
Send money from South Africa to Australia
🏅 The overall best way to send ZAR to Australia: WorldRemit
💲 The cheapest way to send money to Australia from South Africa: WorldRemit
⏲️ The fastest way to send money to Australia from South Africa: WorldRemit
🏦 The best way to send money from South Africa to Australia via a bank transfer: WorldRemit
💳 The best provider for credit card transfers from South Africa to Australia: WorldRemit
💳 The best provider for debit card transfers from South Africa to Australia: WorldRemit
How to send money from South Africa to Australia
Sending money from South Africa to Australia is straightforward - just compare the providers in the above table to find the best one for your transfer.
Once you’ve found the one you want, click through to their website to finalize your transfer. It takes a few minutes to sign up and enter the required information, like how you want the money to be received and what payment method you prefer. Then you’ll be ready to send money to Australia.
What is the best way to send money from South Africa to Australia?
The best way to send money from South Africa to Australia is generally to use a money transfer provider. If you’re looking for the best combination of price, speed, and reliability we recommend using WorldRemit when sending ZAR - AUD.
This means that by using WorldRemit for online money transfers to Australia from South Africa, you are likely to save on transfer fees and benefit from fast speeds - so your recipient will receive more money and have it delivered in less time.
What is the cheapest way to send money from South Africa to Australia?
Using a money transfer provider and paying by bank transfer is generally the cheapest way to send money from South Africa to Australia. WorldRemit is the provider currently offering the best rate for your transfer.
Money transfer providers regularly offer cheaper money transfers than banks and other alternatives for transfers from South Africa. You won’t need to make an expensive international wire transfer over the SWIFT network, or pay high fees associated with some digital wallets.
How much does it cost to send money from South Africa to Australia?
The cost in ZAR to send money to Australia from South Africa is affected by the following factors:
The transfer fee: The up-front cost of your transfer, this can either be a flat fee or a percentage of the total amount - though some providers don’t charge a fee at all. You’ll likely see the fee in ZAR, while the total amount received will be shown in AUD
The exchange rate: The exchange rate is the cost of swapping from ZAR to AUD, and most providers add a markup on this rate. This isn’t always quite as obvious so keep an eye out for the rate you’re being offered to ensure you’re getting the best deal
The amount you’re sending: Providers who specialize in sending large amounts of money will likely offer better rates for bigger transfers, while other companies will charge more
Your payment method: Paying by debit or credit card means you’re likely to face a few extra charges than if you would pay by a bank transfer to your chosen provider, although it is faster. The current best provider for credit card payments is WorldRemit
What is the fastest way to send money from South Africa to Australia?
The fastest way to send money from South Africa to Australia is WorldRemit. They currently offer the fastest transfer speeds for ZAR - AUD transfers.
Using a money transfer provider to send money from South Africa to Australia is the best way to secure a fast and affordable money transfer. Arranging a cash pickup for your recipient often means the money is ready for them in minutes, and paying by debit or credit card could speed up your payment processing time.
How long does it take to send money from South Africa to Australia?
Most money transfer providers will be able to send money from South Africa to Australia within a day if not on the same day. Some providers, like XE and TorFX, can move your money in 1-2 hours, while WorldRemit can send money abroad in minutes. Remember, your transfer speed can also be affected by:
The amount of ZAR you’re sending: Most providers still offer fast transfers for large amounts of money from South Africa, but there may be extra security checks involved for amounts over a certain threshold
The time of day you send it: If you arrange a transfer from South Africa after the cut-off time for any banks or providers involved, you might find your transfer is delayed until the next working day
What details do I need to send money from South Africa to Australia?
To send money from South Africa to Australia, you’ll need to have the following information to hand:
A form of ID: You’ll need to show a form of photo ID, either in-person or through their mobile app, to verify who you are. Most places in South Africa will accept a passport or driver’s licence
Recipient details: You will also need to provide details about the recipient, including their full name, address and contact number/email. Ensure you’re as accurate as possible here as any inconsistencies could slow down or cancel your transfer
A payment method: Finally, you will require a way to pay for your transaction. Most places will accept a bank transfer or a debit/credit card payment, but some providers also allow you to pay in-person with cash or through a digital wallet
How do I pay for my money transfer from South Africa to Australia?
To pay for your money transfer from South Africa to Australia, you’ll normally have a few different options depending on your provider. The most common methods include bank transfers and card payments, but some accept digital wallets.
Sending money from South Africa to Australia by bank transfer
Paying for your money transfer from South Africa to Australia by bank transfer is one of the most common methods, and also likely the cheapest. You can use WorldRemit to send money and pay via bank transfer. You’ll get a great rate, although your transfer may take a little extra time to process.
How it works is that you make a bank transfer from your bank account to the provider’s branch in South Africa. The provider will also have a branch in Australia.
They’ll send the same amount of money in the foreign currency from their branch to the recipient’s Australian bank account - minus fees and exchange rate markups.
It’s less costly than paying by debit or credit card, and much cheaper than sending a direct wire transfer through the SWIFT banking system.
Sending money from South Africa to Australia by credit card
If you want to send money from South Africa to Australia and pay by credit card, many providers will offer this option. We recommend WorldRemit as a reliable provider for credit card payments.
Credit cards transfers from South Africa offer a few benefits. They are a safe and convenient way to pay for goods and services, and these payments are often processed quicker than bank transfers. Some credit card providers even offer cashback and reward points for each time you use them.
Sending money from Australia to South Africa to Australia by debit card
You can also pay for your money transfer with a debit card. If this is your preferred method, we recommend using WorldRemit send money to Australia.
Debit card payments are quicker than bank transfers, but they are also a little more expensive as you’ll usually have to pay a currency conversion fee to your debit card provider. However, they are cheaper than credit card payments as they come with far fewer fees - so it could be a good compromise.
Sending money from South Africa to Australia by digital wallet
Some providers might even let you pay for your money transfer from South Africa to Australia using a digital wallet like Google Pay, Apple Pay or PayPal. Just keep an eye out for any extra fees in place.
How do I receive money sent from South Africa to Australia?
When you receive money sent from South Africa to Australia, you’ll normally have the following options for how to get the money:
Bank deposit: The money will be sent to your bank account in Australia, where you can then withdraw or transfer the money
Digital wallet deposit: You can have the money sent directly to your mobile money wallet, which can be useful for those who don’t have bank accounts
Cash pickup: You can collect cash from a local money transfer agent if they are available - this is often the quickest way to receive money sent from abroad
When you receive the money from South Africa, you might need to give certain details to verify that you’re the correct recipient. You may also have to give a transaction reference number and quote the exact sum in either ZAR or AUD you expect to receive.
You’ll often need to give your full name and address as well as any contact details, and show a form of photo ID. Most places in Australia will accept a driver’s licence, passport or Australian proof-of-age card.
How can I find the best ZAR - AUD exchange rate?
Finding the best exchange rate is crucial to maximising the money received on the other end. Even a small change in the exchange rate you get can make a big impact - a 1% move on a $100,000 transfer is a difference of $1,000.
Usually, you will receive better exchange rates with money transfer provider compared to a traditional bank. Here’s are a few tips to find the best exchange rate online:
Start looking early: Various providers will offer different exchange rates on different days, start looking as early as you can to identify the best provider for your currency pair.
Pay attention to the current exchange rate: Staying up to date with the current exchange rate will give you the advantage to buy and sell on time. Currencies fluctuate daily due to supply and demand, so checking it frequently is advised to get the best rate possible. Alternatively, you can sign up with our price alerts to know when your currency reaches the desired price.
Avoid using your bank: Banks are trustworthy, reliable and convenient, but they do not provide value for money. They charge high fees and usually have higher costs compared to the money transfer provider. Some money transfer companies will even provide a mid-market rate.
Do I pay tax on money transfers from South Africa to Australia?
You won’t need to pay any tax on ZAR you send from South Africa, but the recipient receiving the money in Australia may have to pay. Gifts are not taxable, nor is inheritance transferred from overseas.
If the transaction is related to business income, the sale of a property, wages from an overseas job, investment income, or a pension then tax may be payable. We recommend you consult a lawyer or an accountant about the unique circumstances surrounding your money transfer, as they will better understand the local laws and customs.
It’s worth noting that all transfers over a certain amount, usually $10,000, must be reported to the Australian Taxation Office as part of anti-money laundering rules.
How much money can I send from South Africa to Australia?
There are no official international limits on how much money you can send from South Africa to Australia. However money transfer providers will usually have their own limits in place.