/Send money/To Ethiopia/From South Africa

How to send money to Ethiopia from South Africa with the best ZAR-ETB rate

Get the best deals on transfers from South Africa to Ethiopia. Find the cheapest, fastest, and best rated providers with the most competitive ZAR to ETB exchange rates.

Read on for analysis and insights on the best ways to send money to Ethiopia from South Africa.

Transferring the other way? Send ETB from Ethiopia to South Africa instead.
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November 25th, 2025

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South Africa
ZAR
Ethiopia
ETB
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R
Best money transfer companies

Send money from South Africa to Ethiopia

Last updated: Today
Mid-market rate as of 11/25/2025: 1 ZAR = 8.978576 ETB
Results below are based on a 4300 ZAR search
Sort by:
0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (ETB)
ETB 36,651.89
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (ETB)
ETB 36,651.89
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (ETB)
ETB 36,257.64
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for South Africa to Ethiopia

While you can’t send ZAR to ETB with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send ZAR to Ethiopia is through a cash transfer with MoneyGram.

MoneyGram offers broad coverage across South Africa and Ethiopia, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 ZAR per 4,300 ZAR transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in ZAR, while the recipient collects ETB in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

How to compare companies offering money transfers from South Africa to Ethiopia

Summary of recent searches

Top rated for transfers from South Africa to Ethiopia
Western Union Agent
Total number of ZA - ET providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations ahead of sending money from South Africa to Ethiopia

1

Compare providers

A comparison of providers offering services between South Africa and Ethiopia, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 3 providers that provide services for sending Rand to Ethiopia. This ensures you will get the best options for your transfer to Ethiopia from South Africa.

Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Ethiopia.

2

Get ahead of the Rand-Ethiopian Birr exchange rate

3

Choose the right payment method

4

Financial regulation in Ethiopia and South Africa

5

Consider transfer limits

6

Receiving money in Ethiopia

7

Have your ID ready

8

Tax declarations

The cheapest way to send money from South Africa to Ethiopia is a cash transfer via Western Union.

The cheapest way to send money to Ethiopia from South Africa is via a cash transfer through a Western Union Agent.

While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support ZAR/ETB transfers online.

The total cost of your transfer includes both the transfer fee (around 3 ZAR per 4,300 ZAR) and an exchange rate markup.

Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to Ethiopia from South Africa is via PayPal P2P Transfer

The coverage of ZAR/ETB transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a ZAR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Need to make a large transfer?

For big transfers between South Africa and Ethiopia, competitive pricing & strong customer service are key.

Western Union Agent is the best option for large transfers of the
3 providers compared.

While Western Union Agent may not always be the cheapest or fastest way to send ZAR from South Africa to Ethiopia, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of transferring money to Ethiopia from South Africa

Fees and exchange rates make up the total cost of sending money from Ethiopia to Ethiopia. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current ZAR-ETB mid-market rate is 8.8879 ETB per Rand. You will get more Ethiopian Birr for your Rands if you find a provider close to this number.

  • For context, over the last 7 days the ZAR-ETB mid-market rate has had a high of 9.0491, a low of 8.8987 and averaged 8.96 ETB per Rand.

  • Across the 3 companies compared, the best exchange rate is with Western Union Agent.

  • Unless fees are unusually high, the exchange rate you receive on converting ZAR to ETB will be the biggest determining factor when working out the cost of transferring Rands to Ethiopia.

Fees: Transfer fees are charged as part of the transfer. Western Union Agent charges 3 ZAR per transfer, which is currently the best deal on transfers to Ethiopia. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Ethiopian Birr eventually received in Ethiopia. You can assume that a lower cost of sending from South Africa will result in more money received in Ethiopia.

Getting best exchange rate for transfers between Rand and Ethiopian Birr

Timing is essential for transferring money between ZAR and ETB. The exchange rate you secure impacts how much ETB you get for your ZAR.

Mid-market Rate
1 
ZAR
=
8.887934 
ETB

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from ZAR to ETB has moved slightly. On average, it was 8.96.

  • During this same period,there was a high of 9.0491, and a low of 8.8987.

  • Western Union Agent, which is our recommended service to send money online from South Africa to Ethiopia offers 8.5296 ETB per ZAR which is only 5% above the mid-market rate.

Want to secure the best ZAR-Ethiopian Birr exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Ethiopia!

Payment options for South Africa to
Ethiopia money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to Ethiopia.

    By using a money transfer company such as Western Union Agent for transfers from South Africa to Ethiopia, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Western Union Agent is the cheapest money transfer company for bank transfers from the 3 we compared for transfers from ZAR into Ethiopia.

    With a fee of 3 ZAR to send money from South Africa to Ethiopia, Western Union Agent offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to Ethiopia with a debit or a prepaid card is available through Western Union Agent.


    Western Union Agent is a one of the cheaper options for debit card payments for transfers from South Africa to Ethiopia. This cost is against a total of 3 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to Ethiopia, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Ethiopia and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Ethiopia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to ETB.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from South Africa to Ethiopia?
Are there any tax implications to sending money from South Africa to Ethiopia?
Can I send money from South Africa to Ethiopia with MoneyTransfers.com?
What are the typical transfer fees for sending Rands to Ethiopia through various providers?
How long does it take to send money from South Africa to Ethiopia?
What is the best exchange rate I can get for sending money from South Africa to Ethiopia?
Are there any minimum or maximum transfer amounts for sending money from South Africa to Ethiopia?
Can I schedule regular transfers between South Africa and Ethiopia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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