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"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
Overall best way: WorldRemit
WorldRemit scored the highest of the 5 money transfer companies supporting ZAR to ZMW transfers.
In total, WorldRemit appeared in 92.6% of South Africa to Zambia searches.
For a great mix of cost, speed & features, we advise using WorldRemit for your South Africa to Zambia transfer.
Getting the best deal on your South Africa to Zambia transfer
- Always compare rates
Don't pay more than you have to. Our live comparison tool will give you the best rates for sending money from South Africa to Zambia.
- Choose a provider
Select the provider that offers you the best value & service for transfers between South Africa and Zambia.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Zambia.
Summary of recent searches
Sending money from South Africa to Zambia considerations
A comparison of providers offering services between South Africa and Zambia is the easiest way to ensure the best deal.
We've compared 5 providers that offer services for sending Rand to Zambia.
This ensures you will get the best options for your transfer to Zambia from South Africa.
Whilst we rate WorldRemit as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Zambia.
Cheapest way to send money from South Africa to Zambia: WorldRemit
Data collected for transfers between South Africa and Zambia over the past six months shows that WorldRemit is 0% cheaper than the second-best option.
This cost combines an average exchange rate between the Rand and Zambian Kwacha that is 1.43% different to the mid-market rate and an average fee of 3,816.17* ZAR.
*The most common fee applied to ZAR-ZMW by WorldRemit, based on data from the past six months.
Fastest way to transfer money to Zambia from South Africa: WorldRemit.
WorldRemit was the quickest way to send Rand to Zambian Kwacha in 100% of searches. For fast transfers between ZAR and ZMW, WorldRemit comes highly recommended.
When using WorldRemit to send money from South Africa to Zambia you can expect an average fee of 3,237.22 ZAR. Although we would recommend comparing the amount you want to send.
When testing the 'fastest' options we compared 5 money transfer providers. To test overall speed of sending money from South Africa to Zambia we included the timeframe for depositing Rand to a money transfer account and average transfer times to Zambia.
When sending money to Zambia from South Africa quickly is a priority, WorldRemit is our recommended choice.
Transfer a large amount of money
WorldRemit is the best rated company for sending large amounts of Zambian Kwacha to Zambia out of 5 companies offering the service.
Whether for a property purchase, or for business, sending large amounts of money to Zambia from South Africa has the potential to be very expensive.
WorldRemit is our choice for big transfers to ZAR because of all round price, speed and management when making large transfers.
Understanding the cost of sending money to Zambia from South Africa
The cost of sending money from Zambia to Zambia, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-ZMW is 1.5099 ZMW per Rand.
Finding a provider offering an exchange as close to 1.5099 as possible will ensure more Zambian Kwacha received when transferring.
For context, the ZAR-ZMW mid-market rate for the past three months has averaged 1.4422 ZMW per Rand. This includes a high of 1.5165, and low of 1.3772.
WorldRemit currently offers the best exchange rate on transfers from South Africa to Zambia.
For the most part the ZAR-ZMW exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Zambia.
Fees: Outside of exchange rates, you may need to pay a fee to send. WorldRemit currently offers the lowest fees on transfers to Zambia from South Africa, averaging 3,816.17 ZAR over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Zambian Kwacha is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Rands to ZMW, paired with a low fee, means a higher total amount received in Zambia.
Finding the best exchange rate for Rand to Zambian Kwacha
Timing is essential for sending money between ZAR and ZMW. The exchange rate you secure impacts how much ZMW you get for your ZAR.
Over the last six months, here’s what we’ve seen:
The exchange rate from ZAR to ZMW averaged 1.4422 ZMW.
The highest value recorded was 1.5165 ZMW, while the lowest was 1.3772 ZMW.
There are currently 5 providers offering transfers between South Africa and Zambia close to this rate
Want to secure the best ZAR-Zambian Kwacha exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Zambia!
Payment options for South Africa to Zambia money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from South Africa to Zambia.
By using a money transfer company such as WorldRemit for transfers from South Africa to Zambia, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
WorldRemit is the cheapest money transfer company for bank transfers from the 5 we compared for transfers from ZAR into Zambia.With an average fee of 3,816.17 ZAR to send money from South Africa to Zambia, WorldRemit offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from South Africa to Zambia with a debit or a prepaid card is available through .
is a one of the cheaper options for debit card payments for transfers from South Africa to Zambia. This cost is against a total of 5 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from South Africa to Zambia, emerges as our top choice of the 5 companies offering this service.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Zambia and South Africa.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Zambia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to ZMW.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
