/Send money/To Tanzania/From South Africa

How to send money to Tanzania from South Africa with the best ZAR-TZS rate

Get the best deals when you send money from South Africa to Tanzania. Find the best, cheapest, and fastest, providers for ZAR to TZS transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Tanzania from South Africa.

Transferring the other way? Send TZS from Tanzania to South Africa instead.
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November 26th, 2025

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Best money transfer companies

Send money from South Africa to Tanzania

Last updated: Today
Mid-market rate as of 11/26/2025: 1 ZAR = 144.166338 TZS
Results below are based on a 4300 ZAR search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (TZS)
TZS 588,508.62
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (TZS)
TZS 588,508.62
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (TZS)
TZS 582,178.27
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for South Africa to Tanzania

While you can’t send ZAR to TZS with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send ZAR to Tanzania is through a cash transfer with MoneyGram.

MoneyGram offers broad coverage across South Africa and Tanzania, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 ZAR per 4,300 ZAR transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in ZAR, while the recipient collects TZS in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

Getting the best deal on your South Africa to Tanzania transfer

Summary of recent searches

Top rated for transfers from South Africa to Tanzania
Western Union Agent
Total number of ZA - TZ providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Sending money from South Africa to Tanzania considerations

1

Compare providers

A comparison of providers offering services between South Africa and Tanzania is the easiest way to ensure the best deal.

We've compared 3 providers that offer services for sending Rand to Tanzania.

This ensures you will get the best options for your transfer to Tanzania from South Africa.

Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Tanzania.

2

Get the most from the Rand-Tanzanian Shilling exchange rate

3

Choose the right payment method

4

Financial regulations in South Africa and Tanzania

5

Consider transfer limits

6

How to receive money

7

Have your ID ready

8

Tax declarations

The cheapest way to send money from South Africa to Tanzania is a cash transfer via Western Union.

The cheapest way to send money to Tanzania from South Africa is via a cash transfer through a Western Union Agent.

While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support ZAR/TZS transfers online.

The total cost of your transfer includes both the transfer fee (around 3 ZAR per 4,300 ZAR) and an exchange rate markup.

Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to Tanzania from South Africa is via PayPal P2P Transfer

The coverage of ZAR/TZS transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a ZAR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Tanzania from South Africa needs a strong exchange rate and effective transfer management.

From the
3 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Tanzania from South Africa.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Tanzanian Shillings to Tanzanian Shilling.

As such, we recommend Currencies Direct for large Tanzania transfers.

Understanding the cost of sending money from South Africa to Tanzania

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from South Africa to Tanzania.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Tanzanian Shilling for your Rand. The current ZAR-TZS mid-market rate is 144.4944 TZS per Rand.

  • This rate changes regularly so it can pay to track it. For comparison, the ZAR-TZS mid-market rate for the past 7 days has averaged 142.1185 TZS per Rand, with a low of 141.2494 and a high of 144.1663.

  • Western Union Agent is currently offering the best exchange rate from the 3 companies compared.

  • Often the ZAR-TZS exchange rate you pay is the biggest cost factor when transferring Rands to Tanzania.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Rand you’re sending to Tanzania. Western Union Agent currently is the cheapest option for transfers into TZS costing 3 ZAR per transfer. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Tanzanian Shilling is the biggest indicator of the total cost of sending money to Tanzania from South Africa. The bigger the amount received in Tanzania, the lower the overall cost of sending from South Africa.

Getting best exchange rate for transfers between Rand and Tanzanian Shilling

Timing is essential for transferring money between ZAR and TZS. The exchange rate you secure impacts how much TZS you get for your ZAR.

Mid-market Rate
1 
ZAR
=
144.494434 
TZS

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from ZAR to TZS has moved slightly. On average, it was 142.1185.

  • During this same period,there was a high of 144.1663, and a low of 141.2494.

  • Western Union Agent, which is our recommended service to send money online from South Africa to Tanzania offers 136.9580 TZS per ZAR which is only 5% above the mid-market rate.

Want to secure the best ZAR-Tanzanian Shilling exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Tanzania!

Paying for your South Africa to
Tanzania transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from South Africa to Tanzania.

    By using a money transfer company such as Western Union Agent for transfers from South Africa to Tanzania, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Western Union Agent is the cheapest provider for bank transfers from the 3 we tested when sending ZAR to Tanzania.

    With a fee of 3 ZAR to send money from South Africa to Tanzania, Western Union Agent offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from South Africa to Tanzania with a debit or a prepaid card is easy with Western Union Agent.


    Western Union Agent is a one of the better options in the market for international debit card transfers from South Africa to Tanzania.

  • Credit cards

    When it comes to credit card transfers from South Africa to Tanzania, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Tanzania and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Tanzania.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to TZS.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from South Africa to Tanzania?
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Can I send money from South Africa to Tanzania with MoneyTransfers.com?
What are the typical transfer fees for sending Rands to Tanzania through various providers?
How long does it take to send money from South Africa to Tanzania?
What is the best exchange rate I can get for sending money from South Africa to Tanzania?
Are there any minimum or maximum transfer amounts for sending money from South Africa to Tanzania?
Can I schedule regular transfers between South Africa and Tanzania?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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