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Overall best way: WorldRemit
WorldRemit scored the highest of the 5 money transfer companies supporting ZAR to GHS transfers.
In total, WorldRemit appeared in 65.4% of South Africa to Ghana searches.
For a great mix of cost, speed & features, we advise using WorldRemit for your South Africa to Ghana transfer.
How to get the best deal on sending money from South Africa to Ghana
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from South Africa to Ghana.
- Choose a provider
Select the provider that offers you the best value on buying GHS & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Considerations ahead of sending money from South Africa to Ghana
A comparison of providers offering services between South Africa and Ghana, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 5 providers that provide services for sending Rand to Ghana. This ensures you will get the best options for your transfer to Ghana from South Africa.
Whilst we rate WorldRemit as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Ghana.
Cheapest way to send money from South Africa to Ghana: WorldRemit
On average, WorldRemit fees were 52.69* ZAR per transfer and customers would expect an exchange rate between ZAR-GHS that is 11.57% different to the mid-market rate
Against the others tested, WorldRemit is 0% cheaper than the second-best option.
To secure a cheap way to transfer ZAR to Ghana, WorldRemit is our recommendation.
*The most common fee applied to ZAR-GHS by WorldRemit, based on data from the past six months.
Fastest way to send money from South Africa to Ghana: WorldRemit.
Data from the last six months shows WorldRemit to be the quickest way to send money from South Africa to Ghan Cedi in 56.3% of searches. For fast transfers between ZAR and GHS, WorldRemit comes highly recommended.
Using WorldRemit for fast transfers from South Africa to Ghana has an average fee of 125.84 ZAR.
Within our comparison we looked at the 5 money transfer providers offering transfers from South Africa to Ghana. Within this we looked at overall speed of sending money from South Africa to Ghana after depositing Rand to a money transfer account.
When faster money transfers are a priority, WorldRemit is our recommended choice for sending into Ghana from South Africa.
Need to make a large transfer?
WorldRemit is the best option for large transfers of the 5 providers compared.
While WorldRemit may not always be the cheapest or fastest way to send ZAR from South Africa to Ghana, it's a great provider for larger transfers for things like buying or selling property.
Understanding the cost of sending money to Ghana from South Africa
The cost of sending money from Ghana to Ghana, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-GHS is 0.9115 GHS per Rand.
Finding a provider offering an exchange as close to 0.9115 as possible will ensure more Ghan Cedi received when transferring.
For context, the ZAR-GHS mid-market rate for the past three months has averaged 0.864 GHS per Rand. This includes a high of 0.9214, and low of 0.7528.
WorldRemit currently offers the best exchange rate on transfers from South Africa to Ghana.
For the most part the ZAR-GHS exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Ghana.
Fees: Outside of exchange rates, you may need to pay a fee to send. WorldRemit currently offers the lowest fees on transfers to Ghana from South Africa, averaging 52.69 ZAR over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Ghan Cedi is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Rands to GHS, paired with a low fee, means a higher total amount received in Ghana.
How to find the best exchange rate for Rand to Ghan Cedi
Timing is essential for sending money between ZAR and GHS. The exchange rate you secure impacts how much GHS you get for your ZAR.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from ZAR to GHS has seen some fluctuation. On average, it stood at 0.864.
During this period, the highest value recorded was 0.9214, while the lowest was 0.7528.
WorldRemit, which is our recommended service to send money online from South Africa to Ghana offers an exchange rate that is only 12.68% above the mid-market rate.
Want to secure the best ZAR-Ghan Cedi exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Ghana!
Payment options for South Africa to Ghana money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from South Africa to Ghana.
By using a money transfer company such as WorldRemit for transfers from South Africa to Ghana, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
WorldRemit is the cheapest money transfer company for bank transfers from the 5 we compared for transfers from ZAR into Ghana.With an average fee of 93.23 ZAR to send money from South Africa to Ghana, WorldRemit offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from South Africa to Ghana with a debit or a prepaid card is available through .
is a one of the cheaper options for debit card payments for transfers from South Africa to Ghana. This cost is against a total of 5 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from South Africa to Ghana, emerges as our top choice of the 5 companies offering this service.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and South Africa.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Ghana.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to GHS.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
