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Send money from South Africa to Ghana
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
Overall best way: WorldRemit
WorldRemit scored the highest of the 3 money transfer companies supporting ZAR to GHS transfers.
For example, sending 4,300 ZAR to GHS will cost you R0 in fees, and you will receive 2,751.48 GHS. The delivery time usually is minutes - 2 days, but it depends on the day you make the transfer.
For a great mix of cost, speed & features, we suggest using WorldRemit for your South Africa to Ghana transfer.
How to get the best deal on sending money from South Africa to Ghana
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from South Africa to Ghana.
Choose a provider
Select the provider that offers you the best value on buying GHS & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Considerations ahead of sending money from South Africa to Ghana
Compare providers
A comparison of providers offering services between South Africa and Ghana, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 3 providers that provide services for sending Rand to Ghana. This ensures you will get the best options for your transfer to Ghana from South Africa.
Whilst we rate WorldRemit as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Ghana.
Get ahead of the Rand-Ghan Cedi exchange rate
Choose the right payment method
Financial regulation in Ghana and South Africa
Consider transfer limits
Receiving money in Ghana
Have your ID ready
Tax declarations
The cheapest way to send money from South Africa to Ghana is a cash transfer via Western Union.
The cheapest way to send money to Ghana from South Africa is via a cash transfer through a Western Union Agent.
While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support ZAR/GHS transfers online.
The total cost of your transfer includes both the transfer fee (around 3 ZAR per 4,300 ZAR) and an exchange rate markup.
Ultimately, the exact price will depend on your location, payment method, and transfer amount.
Fastest way to send money to Ghana from South Africa : MoneyGram cash pickup
When speed is your priority, the quickest way to transfer money from South Africa to Ghana is through a MoneyGram cash transfer.
In most cases, funds are available for pickup within minutes, allowing your recipient to collect GHS almost instantly. Sometimes it can take a day or two, depending on the deposit method, branch, and the amount.
Given the limited online options for ZAR to GHS transfers, using MoneyGram’s cash pickup service remains the fastest and most dependable choice.
Need to make a large transfer?
WorldRemit is the best option for large transfers of the 3 providers compared.
While WorldRemit may not always be the cheapest or fastest way to send ZAR from South Africa to Ghana, it's a great provider for larger transfers for things like buying or selling property.
Understanding the cost of sending money to Ghana from South Africa
The cost of sending money from Ghana to Ghana, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-GHS is 0.6338 GHS per Rand.
Finding a provider offering an exchange as close to 0.6338 as possible will ensure more Ghan Cedi received when transferring.
For context, the ZAR-GHS mid-market rate for the past 7 days has averaged 0.6414 GHS per Rand. This includes a high of 0.6442, and low of 0.6397.
WorldRemit currently offers the best exchange rate on transfers from South Africa to Ghana.
For the most part the ZAR-GHS exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Ghana.
Fees: Outside of exchange rates, you may need to pay a fee to send. WorldRemit currently offers the lowest fees on transfers to Ghana from South Africa. They charge 0 ZAR per transfer.
Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Ghan Cedi is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Rands to GHS, paired with a low fee, means a higher total amount received in Ghana.
How to find the best exchange rate for Rand to Ghan Cedi
Timing is essential for sending money between ZAR and GHS. The exchange rate you secure impacts how much GHS you get for your ZAR.
Let's dive into some interesting recent trends.
Over the past week, the exchange rate from ZAR to GHS has seen some fluctuation. On average, it stood at 0.6414.
During this period, the highest value recorded was 0.6442, while the lowest was 0.6397.
WorldRemit, which is our recommended service to send money online from South Africa to Ghana offers an exchange rate that is only 0.25% above the mid-market rate.
Want to secure the best ZAR-Ghan Cedi exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Ghana!
Payment options for South Africa to Ghana money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from South Africa to Ghana.
By using a money transfer company such as WorldRemit for transfers from South Africa to Ghana, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
WorldRemit is the cheapest money transfer company for bank transfers from the 3 we compared for transfers from ZAR into Ghana.With a fee of 0 ZAR to send money from South Africa to Ghana, WorldRemit offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from South Africa to Ghana with a debit or a prepaid card is available through Western Union Agent.
Western Union Agent is a one of the cheaper options for debit card payments for transfers from South Africa to Ghana. This cost is against a total of 3 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from South Africa to Ghana, we recommend comparing your options to get the best deal.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and South Africa.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Ghana.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to GHS.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
