/Send money/To Lesotho/From South Africa

How to send money to Lesotho from South Africa with the best ZAR-LSL rate

Compare the best ways to send money from South Africa to Lesotho. Explore the fastest, cheapest, and most reliable providers with the best ZAR to LSL exchange rates.

Read on for the best deals, expert information, and all you need to send money to Lesotho from South Africa.

Transferring the other way? Send LSL from Lesotho to South Africa instead.
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November 22nd, 2025

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Best money transfer companies

Send money from South Africa to Lesotho

Last updated: Today
Mid-market rate as of 11/22/2025: 1 ZAR = 0.999205 LSL
Results below are based on a 4300 ZAR search
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0 of 2 providers
Send cash via a MoneyGram agent
1
MoneyGram Agent
Recipient gets (LSL)
LSL 4,078.90
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
2
PayPal App
Recipient gets (LSL)
LSL 4,035.03
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for South Africa to Lesotho

While you can’t send ZAR to LSL with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send ZAR to Lesotho is through a cash transfer with MoneyGram.

MoneyGram offers broad coverage across South Africa and Lesotho, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 ZAR per 4,300 ZAR transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in ZAR, while the recipient collects LSL in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

How to compare companies offering money transfers from South Africa to Lesotho

Summary of recent searches

Top rated for transfers from South Africa to Lesotho
MoneyGram Agent
Total number of ZA - LS providers
2
Average cheapest fees & rate
MoneyGram Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
MoneyGram Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Sending money from South Africa to Lesotho considerations

1

Compare providers

A comparison of providers offering services between South Africa and Lesotho is the easiest way to ensure the best deal.

We've compared 2 providers that offer services for sending Rand to Lesotho.

This ensures you will get the best options for your transfer to Lesotho from South Africa.

Whilst we rate MoneyGram Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Lesotho.

2

Get the most from the Rand-Loti exchange rate

3

Choose the right payment method

4

Financial regulations in South Africa and Lesotho

5

Consider transfer limits

6

How to receive money

7

Have your ID ready

8

Tax declarations

The cheapest way to send money to Lesotho from South Africa is to send cash via MoneyGram Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100s of money transfer companies, there aren’t many options servicing ZAR/LSL.

The main cost is made up of the fee (around 3 ZAR) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much ZAR you are sending.

The cheapest way to to send money to Lesotho from South Africa is via PayPal P2P Transfer

The coverage of ZAR/LSL transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a ZAR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Lesotho from South Africa needs a strong exchange rate and effective transfer management.

From the
2 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Lesotho from South Africa.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Lotis to Loti.

As such, we recommend Currencies Direct for large Lesotho transfers.

Understanding the cost of sending money to Lesotho from South Africa

The cost of sending money from Lesotho to Lesotho, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-LSL is 0.9992 LSL per Rand.

  • Finding a provider offering an exchange as close to 0.9992 as possible will ensure more Loti received when transferring.

  • For context, the ZAR-LSL mid-market rate for the past 7 days has averaged 1.0004 LSL per Rand. This includes a high of 1.0035, and low of 0.9935.

  • MoneyGram Agent currently offers the best exchange rate on transfers from South Africa to Lesotho.

For the most part the ZAR-LSL exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Lesotho.

Fees: Outside of exchange rates, you may need to pay a fee to send. MoneyGram Agent currently offers the lowest fees on transfers to Lesotho from South Africa. They charge 3 ZAR per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Loti is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to LSL, paired with a low fee, means a higher total amount received in Lesotho.

How to find the best exchange rate for Rand to Loti

Timing is essential for sending money between ZAR and LSL. The exchange rate you secure impacts how much LSL you get for your ZAR.

Mid-market Rate
1 
ZAR
=
0.999205 
LSL

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from ZAR to LSL has seen some fluctuation. On average, it stood at 1.0004.

  • During this period, the highest value recorded was 1.0035, while the lowest was 0.9935.

  • MoneyGram Agent, which is our recommended service to send money online from South Africa to Lesotho offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best ZAR-Loti exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Lesotho!

Paying for your South Africa to
Lesotho money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from South Africa to Lesotho.

    By using a money transfer company such as MoneyGram Agent to send money from South Africa to Lesotho, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, MoneyGram Agent is the cheapest money transfer provider for bank transfers from the 2 we tested when sending ZAR to Lesotho.

    With a fee of ZAR3 to send money from South Africa to Lesotho, MoneyGram Agent offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from South Africa to Lesotho with a prepaid or debit card is very easy with MoneyGram Agent.


    MoneyGram Agent is a great choice for sending money with a debit card from South Africa to Lesotho. This is from the 2 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from South Africa to Lesotho there aren't that many options, mainly because it's more expensive.

    If you have to, we recommend running a quick comparison to get the best deal on LSL

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Lesotho and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Lesotho.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to LSL.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from South Africa to Lesotho?
Are there any tax implications to sending money from South Africa to Lesotho?
Can I send money from South Africa to Lesotho with MoneyTransfers.com?
What are the typical transfer fees for sending Rands to Lesotho through various providers?
How long does it take to send money from South Africa to Lesotho?
What is the best exchange rate I can get for sending money from South Africa to Lesotho?
Are there any minimum or maximum transfer amounts for sending money from South Africa to Lesotho?
Can I schedule regular transfers between South Africa and Lesotho?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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