/Send money/To Namibia/From South Africa

How to send money to Namibia from South Africa with the best ZAR-NAD rate

Compare the best deals on sending money from South Africa to Namibia. Get insights on the cheapest, fastest, and most reliable providers with the best ZAR to NAD exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to Namibia from South Africa.

Transferring the other way? Send NAD from Namibia to South Africa instead.
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November 27th, 2025

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Best money transfer companies

Send money from South Africa to Namibia

Last updated: Today
Mid-market rate as of 11/27/2025: 1 ZAR = 0.997403 NAD
Results below are based on a 4300 ZAR search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (NAD)
$4,071.55
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (NAD)
$4,071.55
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (NAD)
$4,027.75
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for South Africa to Namibia

While you can’t send ZAR to NAD with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send ZAR to Namibia is through a cash transfer with MoneyGram.

MoneyGram offers broad coverage across South Africa and Namibia, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 ZAR per 4,300 ZAR transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in ZAR, while the recipient collects NAD in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

How to get the best deal on your South Africa to Namibia money transfer

Summary of recent searches

Top rated for transfers from South Africa to Namibia
Western Union Agent
Total number of ZA - NA providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Sending money from South Africa to Namibia considerations

1

Compare providers

A comparison of providers offering services between South Africa and Namibia is the easiest way to ensure the best deal.

We've compared 3 providers that offer services for sending Rand to Namibia.

This ensures you will get the best options for your transfer to Namibia from South Africa.

Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Namibia.

2

Get the most from the Rand-Namibi Dollar exchange rate

3

Choose the right payment method

4

Financial regulations in South Africa and Namibia

5

Consider transfer limits

6

How to receive money

7

Have your ID ready

8

Tax declarations

The cheapest way to send money from South Africa to Namibia is a cash transfer via Western Union.

The cheapest way to send money to Namibia from South Africa is via a cash transfer through a Western Union Agent.

While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support ZAR/NAD transfers online.

The total cost of your transfer includes both the transfer fee (around 3 ZAR per 4,300 ZAR) and an exchange rate markup.

Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to Namibia from South Africa is via PayPal P2P Transfer

The coverage of ZAR/NAD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a ZAR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Namibia from South Africa needs a strong exchange rate and effective transfer management.

From the
3 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Namibia from South Africa.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Namibi Dollars to Namibi Dollar.

As such, we recommend Currencies Direct for large Namibia transfers.

Understanding the cost of sending money to Namibia from South Africa

The cost of sending money from Namibia to Namibia, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-NAD is 0.9958 NAD per Rand.

  • Finding a provider offering an exchange as close to 0.9958 as possible will ensure more Namibi Dollar received when transferring.

  • For context, the ZAR-NAD mid-market rate for the past 7 days has averaged 0.9999 NAD per Rand. This includes a high of 1.0037, and low of 0.9974.

  • Western Union Agent currently offers the best exchange rate on transfers from South Africa to Namibia.

For the most part the ZAR-NAD exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Namibia.

Fees: Outside of exchange rates, you may need to pay a fee to send. Western Union Agent currently offers the lowest fees on transfers to Namibia from South Africa. They charge 3 ZAR per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Namibi Dollar is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to NAD, paired with a low fee, means a higher total amount received in Namibia.

How to find the best exchange rate for Rand to Namibi Dollar

Timing is essential for sending money between ZAR and NAD. The exchange rate you secure impacts how much NAD you get for your ZAR.

Mid-market Rate
1 
ZAR
=
0.995781 
NAD

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from ZAR to NAD has seen some fluctuation. On average, it stood at 0.9999.

  • During this period, the highest value recorded was 1.0037, while the lowest was 0.9974.

  • Western Union Agent, which is our recommended service to send money online from South Africa to Namibia offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best ZAR-Namibi Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Namibia!

Payment options for South Africa to
Namibia money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to Namibia.

    By using a money transfer company such as Western Union Agent for transfers from South Africa to Namibia, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Western Union Agent is the cheapest money transfer company for bank transfers from the 3 we compared for transfers from ZAR into Namibia.

    With a fee of 3 ZAR to send money from South Africa to Namibia, Western Union Agent offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to Namibia with a debit or a prepaid card is available through Western Union Agent.


    Western Union Agent is a one of the cheaper options for debit card payments for transfers from South Africa to Namibia. This cost is against a total of 3 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to Namibia, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Namibia and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Namibia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to NAD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from South Africa to Namibia?
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Can I send money from South Africa to Namibia with MoneyTransfers.com?
What are the typical transfer fees for sending Rands to Namibia through various providers?
How long does it take to send money from South Africa to Namibia?
What is the best exchange rate I can get for sending money from South Africa to Namibia?
Are there any minimum or maximum transfer amounts for sending money from South Africa to Namibia?
Can I schedule regular transfers between South Africa and Namibia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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