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How to send money from South Africa to Philippines

Compare the best ways to send money from South Africa to the Philippines. Find the cheapest, fastest, and most reliable providers with the best ZAR to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from South Africa.

Transferring the other way? Send PHP from Philippines to South Africa instead.
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Companies for transfers from South Africa to Philippines

Sponsored - Online

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.8% - 3%
Sponsored - Managed Service

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.8% - 3%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Fees
£/€/$3 - 5
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%

Best option: WorldRemit

WorldRemit is our top choice for ZAR to PHP transfers.

We tested & reviewed 7 money transfer providers, and WorldRemit scored highly in each category.

Over the last six months, WorldRemit appeared in 90.7% of South Africa to Philippines searches, and was the top rated company supporting money transfers between ZAR and PHP.

For a great mix of cost, speed & features, transfer from South Africa to Philippine Peso using WorldRemit.

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Getting the best deal on your South Africa to Philippines transfer

Summary of recent searches

Top rated for transfers from South Africa to Philippines
WorldRemit
Total number of ZA - PH providers
7
Average cheapest fees & rate
WorldRemit
Average fastest transfer
CurrencyFair
Average transfer time
Within minutes
Best for bank transfers
WorldRemit
Best for debit card
Wise

Sending money from South Africa to Philippines considerations

1
Compare providers

A comparison of providers offering services between South Africa and the Philippines is the easiest way to ensure the best deal.

We've compared 7 providers that offer services for sending Rand to the Philippines.

This ensures you will get the best options for your transfer to the Philippines from South Africa.

Whilst we rate WorldRemit as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to the Philippines.

2
Get the most from the Rand-Philippine Peso exchange rate
3
Choose the right payment method
4
Financial regulations in South Africa and Philippines
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from South Africa to the Philippines: WorldRemit

We compared 7 money transfer companies and WorldRemit offers the cheapest transfer service between South Africa and the Philippines.

On average, WorldRemit fees were 28.48* ZAR per transfer and customers would expect an exchange rate between ZAR-PHP that is 16.18% different to the mid-market rate

Against the others tested, WorldRemit is 0% cheaper than the second-best option.

To secure a cheap way to transfer ZAR to the Philippines, WorldRemit is our recommendation.

*The most common fee applied to ZAR-PHP by WorldRemit, based on data from the past six months.

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Fastest way to send money from South Africa to the Philippines: CurrencyFair.

CurrencyFair is the quickest way to send Rand to the Philippines of the 7 companies offering the service.

Data from the last six months shows CurrencyFair to be the quickest way to send money from South Africa to Philippine Peso in 61.7% of searches. For fast transfers between ZAR and PHP, CurrencyFair comes highly recommended.

Using CurrencyFair for fast transfers from South Africa to the Philippines has an average fee of 75.39 ZAR.

Within our comparison we looked at the 7 money transfer providers offering transfers from South Africa to the Philippines. Within this we looked at overall speed of sending money from South Africa to the Philippines after depositing Rand to a money transfer account.

When faster money transfers are a priority, CurrencyFair is our recommended choice for sending into Philippines from South Africa.

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Transfer a large sum of money

When sending large amounts of Rand to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
7 money transfer companies compared, WorldRemit is the best option for large transfers from South Africa to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from South Africa to the Philippines can become expensive if you use a bank, or the wrong provider.

WorldRemit is the top choice for sending large sums of money to the Philippines from South Africa because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from South Africa to Philippines

The total cost of sending money to the Philippines from South Africa, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for ZAR-PHP is 3.1425 PHP per Rand.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Rand.

  • The average ZAR-PHP mid-market rate for the last three months has been 3.2126 PHP per Rand. This includes a high of 3.3597, and low of 3.0975.

  • Out of the 7 companies compared, CurrencyFair offers the best exchange rates.

  • The exchange rate you receive on converting ZAR to PHP should be the biggest determining cost factor when transferring Rand to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. WorldRemit, with a fee average of 28.48 ZAR per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from South Africa will result in more money received in the Philippines.

Getting best exchange rate for transfers between Rand and Philippine Peso

Timing is essential for transferring money between ZAR and PHP. The exchange rate you secure impacts how much PHP you get for your ZAR.

Mid-market Rate
1 
=
3.142465 
PHP

The recent trends between the currencies are:

  • Over the past six months, the mid-market rate from ZAR to PHP has moved slightly. On average, it was 3.2126.

  • During this same period,there was a high of 3.3597, and a low of 3.0975.

  • WorldRemit, which is our recommended service to send money online from South Africa to the Philippines offers an exchange rate that is only 1.84% above the mid-market rate.

Want to secure the best ZAR-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to the Philippines!

Payment options for transfers from South Africa to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from South Africa to the Philippines.

    Using a money transfer company such as WorldRemit for payments from South Africa to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    WorldRemit is the best money transfer provider for bank transfers of the 7 we compared when sending ZAR to the Philippines.

    With an average fee of 28.52 ZAR to transfer money from South Africa to the Philippines, WorldRemit offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from South Africa to the Philippines is easy with Wise.


    Wise is a leader in debit card money transfers from South Africa to the Philippines. They are the best option of the 7 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from South Africa to the Philippines, is the top choice of the 7 companies offering this service.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Artiom Pucinskij
Fact Checker
Artiom Pucinskij
Artiom Pucinskij is a seasoned financial content strategist who holds an impressive background in marketing from the University of Portsmouth. With years of dedicated experience in the personal finance and remittance sectors, Artiom has become an integral part of MoneyTransfers.com's growth.