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Send money from South Africa to Philippines
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Best option: TorFx
We tested & reviewed 3 money transfer providers, and TorFx scored highly in each category.
Transferring 130,000 ZAR to PHP will cost you R0 in fees, and your recipient will get 416,371.61 PHP.
For a great mix of cost, speed & features, transfer from South Africa to Philippine Peso using TorFx.
Getting the best deal on your South Africa to Philippines transfer
- Always compare rates
Don't pay more than you have to. Our live comparison tool will give you the best rates for sending money from South Africa to the Philippines.
- Choose a provider
Select the provider that offers you the best value & service for transfers between South Africa and the Philippines.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to the Philippines.
Summary of recent searches
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Sending money from South Africa to Philippines considerations
A comparison of providers offering services between South Africa and the Philippines is the easiest way to ensure the best deal.
We've compared 3 providers that offer services for sending Rand to the Philippines.
This ensures you will get the best options for your transfer to the Philippines from South Africa.
Whilst we rate TorFx as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to the Philippines.
Cheapest way to send money from South Africa to the Philippines: Regency FX
We found that Regency FX fees were 0 ZAR per transfer, and customers would expect an exchange rate between ZAR-PHP that is 0.27% different to the mid-market rate
Against the others tested, Regency FX is 0.03% cheaper than the second-best option.
To secure a cheap way to transfer ZAR to the Philippines, Regency FX is our recommendation.
Fastest way to send money from South Africa to the Philippines: Regency FX.
For example, if you send 130,000 ZAR with Regency FX to Philippines now, the transfer time is minutes - 24 hours. Smaller transfers will likely be quicker, while larger transfers to India can take a bit longer.
Using Regency FX for fast transfers from South Africa to the Philippines has a fee of 0 ZAR.
Within our comparison we looked at the 3 money transfer providers offering transfers from South Africa to the Philippines. Within this we looked at overall speed of sending money from South Africa to the Philippines after depositing Rand to a money transfer account.
When faster money transfers are a priority, Regency FX is our recommended choice for sending into Philippines from South Africa.
Transfer a large sum of money
From 3 money transfer companies compared, TorFx is the best option for large transfers from South Africa to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from South Africa to the Philippines can become expensive if you use a bank, or the wrong provider.
TorFx is the top choice for sending large sums of money to the Philippines from South Africa because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from South Africa to Philippines
The total cost of sending money to the Philippines from South Africa, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for ZAR-PHP is 3.2042 PHP per Rand.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Rand.
The average ZAR-PHP mid-market rate for the last 7 days has been 3.2076 PHP per Rand. This includes a high of 3.2189, and low of 3.1927.
Out of the 3 companies compared, Regency FX offers the best exchange rates.
The exchange rate you receive on converting ZAR to PHP should be the biggest determining cost factor when transferring Rand to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX has a fee of 0 ZAR per transfer (which is the cheapest option right now for a R130,000 transfer).
Although you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from South Africa will result in more money received in the Philippines.
Getting best exchange rate for transfers between Rand and Philippine Peso
Timing is essential for transferring money between ZAR and PHP. The exchange rate you secure impacts how much PHP you get for your ZAR.
The recent trends between the currencies are:
Over the past 7 days, the mid-market rate from ZAR to PHP has moved slightly. On average, it was 3.2076.
During this same period,there was a high of 3.2189, and a low of 3.1927.
TorFx, which is our recommended service to send money online from South Africa to Philippines offers 3.2029 PHP per ZAR which is only 0.3% above the mid-market rate.
Want to secure the best ZAR-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to the Philippines!
Payment options for transfers from South Africa to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from South Africa to the Philippines.
Using a money transfer company such as Regency FX for payments from South Africa to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Regency FX is the best money transfer provider for bank transfers of the 3 we compared when sending ZAR to the Philippines.
With a fee of 0 ZAR to transfer money from South Africa to the Philippines, Regency FX offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from South Africa to the Philippines is easy with .
is a leader in debit card money transfers from South Africa to the Philippines. They are the best option of the 3 transfer companies compared.
Credit cards
When it comes to credit card transfers from South Africa to the Philippines, we recommend comparing your options to get the best deal.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and South Africa.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
