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How to send money to France from South Africa with the best ZAR-EUR rate

Compare the best ways to send money from South Africa to France. Explore the fastest, cheapest, and most reliable providers with the best ZAR to EUR exchange rates.

Read on for the best deals, expert information, and all you need to send money to France from South Africa.

Transferring the other way? Send EUR from France to South Africa instead.
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June 26th, 2025
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Best money transfer companies

Send money from South Africa to France

Last updated: Today
Mid-market rate as of 06/26/2025: 1 ZAR = 0.048368 EUR
Results below are based on a 130000 ZAR search
0 of 9 providers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (EUR)
€6,268.98
Full transfer details
Visit TorFx
€170 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (EUR)
€6,270.86
Full transfer details
Visit Regency FX
€172 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€6,272.12
Full transfer details
Visit Key Currency
€173 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (EUR)
€6,271.49
Full transfer details
Visit Currencyflow
€172 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (EUR)
€6,270.86
Full transfer details
Visit Regency FX
€172 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (EUR)
€6,268.98
Full transfer details
Visit TorFx
€170 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
OFX
Recipient gets (EUR)
€6,246.76
Full transfer details
Visit OFX
€148 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
6
Currencies Direct
Recipient gets (EUR)
€6,243.90
Full transfer details
Visit Currencies Direct
€145 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
7
CurrencyFair
Recipient gets (EUR)
€6,233.10
Full transfer details
Visit CurrencyFair
€134 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Lumon
Recipient gets (EUR)
€6,224.96
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (EUR)
    €6,083.02
    Not recommended
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (EUR)
€6,268.98
Full transfer details
Visit TorFx
€170 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (EUR)
€6,270.86
Full transfer details
Visit Regency FX
€172 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service

Overall best option: Currencies Direct

Currencies Direct is our top choice for ZAR to EUR transfers.

We tested & reviewed 9 money transfer companies, and Currencies Direct came out as one of the easiest options.

Currencies Direct appeared in 100% of searches for sending money from South Africa to France, and was the top rated company for ZAR to EUR transfers.

So for a great mix of cost, speed & features, make your South Africa to France transfer using Currencies Direct.

Currencies Direct is the top rated company for sending money from South Africa (ZAR) to France (EUR) - Currencies Direct Screenshot 1
Currencies Direct is the top rated company for sending money from South Africa (ZAR) to France (EUR) - Currencies Direct Screenshot 2

How to send money from South Africa to France

Summary of recent searches

Top rated for transfers from South Africa to France
Currencies Direct
Total number of ZA - FR providers
9
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency

What to consider ahead of money transfers from South Africa to France

1
Compare providers

Comparing based on your specific needs is the best way to send money from South Africa to France with confidence.

Our analysis, and search results, include 9 providers that operate between South Africa and France. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in South Africa when you need to send money to France.

2
Understand the Rand-Euro exchange rate
3
Choose the right payment method
4
Use providers regulated in South Africa and France
5
Consider transfer limits
6
Receiving money in France
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to France from South Africa: Key Currency

Of the 9 providers compared, Key Currency is the cheapest option for sending money over the last 7 days.

The cost is a combination of an average fee of 0* ZAR and an exchange rate for converting Rand to Euro that is 0.25% different to the mid-market rate.

On average, Key Currency is 0.01% cheaper than the second-best option.

We would recommend Key Currency for low cost, affordable transfers from Euros to France.

*The most common fee applied to ZAR-EUR by Key Currency, based on data from the past week.

Key Currency is the cheapest way to send money from South Africa (ZAR) to France (EUR) - Key Currency Screenshot

Fastest way to send money from South Africa to France: Currencyflow.

Currencyflow is the quickest way to send Rand to France of the 9 companies offering the service.

Data from the last 7 days shows Currencyflow to be the quickest way to send money from South Africa to Euro in 100% of searches. For fast transfers between ZAR and EUR, Currencyflow comes highly recommended.

Using Currencyflow for fast transfers from South Africa to France has an average fee of 0 ZAR.

Within our comparison we looked at the 9 money transfer providers offering transfers from South Africa to France. Within this we looked at overall speed of sending money from South Africa to France after depositing Rand to a money transfer account.

When faster money transfers are a priority, Currencyflow is our recommended choice for sending into France from South Africa.

Currencyflow is the fastest way to send money from South Africa (ZAR) to France (EUR) - Currencyflow Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to France from South Africa needs a strong exchange rate and effective transfer management.

From the
9 options we compared, Currencies Direct offers the strongest all-round option for large transfers to France from South Africa.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Euros to Euro.

As such, we recommend Currencies Direct for large France transfers.

Understanding the cost of sending money from South Africa to France

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from South Africa to France.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Euro for your Rand. The current ZAR-EUR mid-market rate is 0.048 EUR per Rand.

  • This rate changes regularly so it can pay to track it. For comparison, the ZAR-EUR mid-market rate for the past 7 days has averaged 0.048 EUR per Rand, with a low of 0.0467 and a high of 0.0485.

  • Key Currency is currently offering the best exchange rate from the 9 companies compared.

  • Often the ZAR-EUR exchange rate you pay is the biggest cost factor when transferring Rands to France.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Rand you’re sending to France. Key Currency currently is the cheapest option for transfers into EUR costing 0 ZAR per transfer. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the biggest indicator of the total cost of sending money to France from South Africa. The bigger the amount received in France, the lower the overall cost of sending from South Africa.

Getting best exchange rate for transfers between Rand and Euro

Timing is essential for transferring money between ZAR and EUR. The exchange rate you secure impacts how much EUR you get for your ZAR.

Mid-market Rate
1 
=
0.047923 
EUR

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from ZAR to EUR has moved slightly. On average, it was 0.048.

  • During this same period,there was a high of 0.0485, and a low of 0.0467.

  • Currencies Direct, which is our recommended service to send money online from South Africa to France offers 0.0481 EUR per ZAR which is only 0.75% above the mid-market rate.

Want to secure the best ZAR-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to France!

Payment options for South Africa to
France money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to France.

    By using a money transfer company such as Key Currency for transfers from South Africa to France, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Key Currency is the cheapest money transfer company for bank transfers from the 9 we compared for transfers from ZAR into France.

    With a fee of 0 ZAR to send money from South Africa to France, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to France with a debit or a prepaid card is available through .


    is a one of the cheaper options for debit card payments for transfers from South Africa to France. This cost is against a total of 9 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to France, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between France and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to France.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Are there any minimum or maximum transfer amounts for sending money from South Africa to France?
Can I schedule regular transfers between South Africa and France?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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